Your insurance provider is supposed to protect you if you have an accident. That is not always the case. Below are four tricks insurance companies might used against you, so they don’t have to pay you as much after an accident.
Delaying Your Case
If you have an accident, you want to be able to sort out compensation as soon as possible. You might have medical bills to pay, or perhaps you need to take time off work. Maybe you need to repair your car or hire one until yours is fixed.
These expenses can mean you’re out of pocket, and you need your insurance payout to come through to help you out as soon as they can. However, insurance companies can put you off for two reasons. The first is that they hope you will take a lower offer if they make you wait. The second is that they want to wait for the statute of limitations to run out.
Asking Leading Questions
You should always be careful when you speak to an insurance adjuster or their representatives. What might seem like an innocent conversation to establish the facts could later be used to place blame for the accident on you.
Seemingly straightforward questions can be designed to get you to slip up and admit that you had some fault. Insurance companies will often act like they’re on your side, when they’re actually looking for loopholes to wriggle out of helping you.
Watching You on Social Media
In the age of the internet, it’s always important to be careful about what you put online. Once it’s out there, it can be extremely hard to get rid of it. So many people use social media nowadays, but they don’t always think carefully about what they say or do on it.
Many insurance companies now use social media to “spy” on you and try to find evidence that you’re not injured, or at least not as hurt as you say you are. Even if you’re completely honest, they can twist something you post online.
Discouraging You from Getting a Lawyer
Not everyone will decide they need a lawyer to help them after an accident. However, it’s important to be aware that having legal representation is often for the best. Insurance companies will tell you that you don’t need a lawyer, but that’s not always true.
If you don’t feel like you can stand up to the tricks the insurance company tries to play, your attorney can do it for you. This is ideal when you might still be feeling disoriented and tired from your accident.
Contact an Injury Lawyer Near You
Watch out for the tricks insurance companies try if you want to get the compensation you deserve. Our personal injury legal representatives at Davis Law Firm are here 24/7 to listen to your case. If you or a loved one have been injured in an accident, and are suffering from the aftermath, you need someone who will fight for what you deserve – Jeff is here 4 you! Contact us, for a free consultation today! Don’t spend another day suffering from the mistake of someone else.