Medical Debt After a Car Accident

New York Times Survey

A Kaiser Family Foundation/New York Times survey in 2016 revealed that one in five Americans have trouble paying off their medical debts. Medical debt can result in the loss of savings and according to a poll in 2015, seven percent of people even declared bankruptcy due to medical bills in the previous two years.

In fact, research in the past indicated medical debt to be the biggest cause of bankruptcies in the US. While things improved in the last few years, many people still struggle with medical debt.

Medical debt after a car accident
Medical debt after a car accident can be a hardship that can be avoided. Consult with a personal injury attorney to protect your rights!

Expenses after an Injury

The National Safety Council estimates that 4.6 million people were seriously injured in road traffic accidents in 2016. Accidents while on the road can have costs ranging from emergency service response teams, emergency room treatment to long-term medical treatment and care.

In some cases the inability to return to work is one of the expenses that must be taken into consideration, meaning temporary even permanent loss of income. Even when you have vehicle insurance and medical insurance, you can find that it’s a struggle to pay off the high costs incurred after a car accident.

Dealing with your Insurance Company and Medical Debt

If you are struggling with medical debt after a car accident, a personal injury lawyer can help you make life more manageable. The aftermath of an accident is often difficult to deal with. Money troubles and physical and/or psychological injuries that can only further complicate quality of life.

Dealing with your own insurance company can be frustrating since the claim process can be lengthy and time consuming. While handling it yourself you may face numerous problems just to get in touch with the appropriate insurance adjusters and struggle with inflated medical bills.

Also, your insurance company might not cover everything you need for treatment and deny coverage. While handling the claim through you own insurance you may get pressured to pay upfront and that may complicate things with your case.

On the other hand, dealing with the adverse driver’s insurance company can be extremely difficult. Also, there can be a questions of liability. An attorney can help you when the at fault driver isn’t insured.

Hiring a Personal Injury Attorney

Hiring a personal injury attorney can make your car accident incident much easier to deal with. Your attorney is there to fight for you and provide you with legal assistance you need to fight expenses.  Recovering after an accident should be your priority so leave the legal battles to an experience personal injury attorney.

Note that it is recommended that after an accident, a doctor is the first person you need to consult with. At the same time a reputable personal injury lawyer is the other essential professional you should have on your side.

Your lawyer will help you get medical attention you need and recover the damages to cover your medical debt, along with other costs caused by your accident. These could include anything from lost income to funeral costs in the case of a death.

Jeff’s here 4 you

If you experience a car accident, don’t let medical debt overwhelm you and cause problems in  your life.  An experienced personal injury attorney can help you fight for what you deserve. At Davis Law Firm, we have years of experience assisting people with cases involving car accidents of all kinds. We encourage you to reach out to us if you need an attorney who will be there for you. Davis Law Firm can make the personal injury legal process easier and more manageable while fighting for the compensation you need to continue after an accident. Jeff Davis is the South Texas Personal Injury Attorney that is here 4 you! Contact us today! We have offices in San Antonio, Corpus Christi, McAllen, Harlingen, Brownsville, Laredo, and Waco, Texas! Text and/or call the 4’s and 9’sSA (210) 444-4444 RGV (956) 444-4444 Corpus (361) 999-9999