Credit Card Debt Down for Many, Thanks to Bankruptcy Filings

Many a bad joke begins with the words,” I have good news and bad news.” The punchlines that follow vary widely in quality, but we all understand the good news / bad news format. Credit card debt is no joke, however, and the good news and the bad news are intertwined. The good news is […]

Cast a Cold Eye on Credit Card Consumption

What are some of the warning signs that credit card debt is starting to be a problem for you? Maybe you started using your Visa or another card for ordinary purchases like gas or food, thinking you could pay off the balance in full at the end of the month. But what you found is […]

Consumer Debt Grows Along With Income Inequality

Studies have shown that people spend much more when paying with credit rather than cash. And as time goes on, there is a cumulative effect to this. The balance starts to grow, and suddenly someone may be facing credit card harassment from bill collectors. For many people, however, living off of credit doesn’t necessarily mean […]

How the Recession is affecting the Middle Class

The recession has brought a trying time for many Americans; thousands of jobs have been cut or downsized, small businesses are struggling and many middle-classed, college-educated Americans are seeing financial losses they would never have expected. In fact, in the past ten years, the face of bankruptcy has slowly changed from lower-income families to more […]

What to Expect at your Meeting of Creditors

Filing for bankruptcy can be a lengthy and complicated process. When you’re filing a Chapter 7 bankruptcy, you will need to attend a 341(a) Meeting of Creditors with your Trustee and attorney. This can be a very intimidating meeting, but knowing what to expect can help calm your nerves. When your Chapter 7 petition is […]

What Does a Bankruptcy Attorney Do?

So you’re considering filing for bankruptcy; you’re behind on mortgage payments, credit card interest is compounding quickly and you can’t escape your creditors’ constant phone calls. Many people think to themselves, if I can’t afford to pay for my monthly expenses how can I pay for a bankruptcy attorney? The stress of merely considering filing […]

Bankruptcy FAQs

Considering filing for bankruptcy, but don’t know where to begin? If you’re considering filing for bankruptcy, you probably have a hundred questions and concerns weighing on your mind. While it’s always best to consult a bankruptcy attorney to know exactly how bankruptcy will affect your life, here are a couple quick answers to help you […]

Recovering after Bankruptcy

Filing for bankruptcy can be a life-altering experience, and while it can complicate things, it’s important to know how to start to recover. We’ve talked about ways to re-establish your credit and how to buy a home after filing for bankruptcy, but filing can be as emotionally draining as it is financially. Have no fear, […]

Texas Bankruptcy

Bankruptcy is available to relieve you from debt. Our legal team is ready to assist you with your bankruptcy questions. You can call or text the 4’s! Initial consultation is free.

When is it time to file Bankruptcy?

Filing for bankruptcy can be an intimidating procedure. For many people, it may be the first time they’ll need to contact an attorney. For others, there’s a heavy fear of the unknown and the extended feeling of indecision can take its toll on a family. Many people are convinced they can dig themselves out of […]

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