Creditor harassment: debtors can push back
When it comes to the tactics that debt collectors are allowed to use, consumers need to know that some things just aren’t allowed. The main federal law on the subject, the Fair Debt Collection Practices Act, draws the line against deceptive and unfair practices. At the federal level, there is also the Deceptive Trade Practices […]
Feds Take Action Against Misleading San Antonio Debt Settlement Operation
When you are dealing with debt issues, it can get stressful. Indeed, that is often an understatement. For many people, it can get brutal. If you are in that situation, talking with a bankruptcy attorney about creating a debt relief strategy makes a lot of sense. An attorney can also explain how federal law provides […]
Fair Debt Collection and the Automatic Stay in Bankruptcy
If you are in need of debt relief, someone may have told you about something called the “automatic stay” – a type of immediate relief that a bankruptcy filing can bring. This post will describe some of the ways this relief can help protect you against debt collection efforts. First of all, it’s worth noting […]
Beware of Debt Collectors Who Try to Collect Old Debts
Debt collectors don’t get to do whatever they want. There are rules they are supposed to abide by – starting with the Fair Debt Collection Practices Act. Credit card harassment and other illegal tactics are therefore not acceptable. And they are still widespread. Last year, the Federal Trade Commission received a record number of complaints about the tactics used […]
Feds Investigate ‘Robosigning’ in Credit Card Debt Collection
“Déjà vu all over again” is a phrase commonly attributed to the baseball great Yogi Berra. It can apply in many contexts – most recently in allegations of widespread improper conduct by credit card debt collectors at JP Morgan Chase. To a consumer bankruptcy attorney, this seems a lot like what Time magazine called “robosigner […]
Debt Collection Actions for Medical Bills Take Toll on Consumer Credit
In the wake of the Great Recession, the number of Americans being contacted by debt collection agencies has increased markedly. In 2005, before the recession, debt collectors contacted 22 million people about medical bills alone. By 2010, this had increased to 30 million, according to a When you talk to a consumer bankruptcy attorney, you […]
Social Media Sites and Bankruptcy
Social Media sites have changed more than just the way we socialize. Sites like Facebook and Twitter have recently helped given leads on wanted individuals and have assisted in arrests. Not only have law enforcement turned to social media to help unveil the secret lives of persons of interest, but lawyers are now using the […]
Defining Sexual Harassment in the Workplace
Sexual harassment in the workplace unfortunately happens each and every day across the United States of America. It is important to know and understand your rights as an employee of either a small business or a large corporation. Unwanted or unnecessary advances are not welcome, as you only wish to do you job honestly and […]
Wal-Mart Lawsuit Struck Down by Supreme Court
On Monday, June 20th the United States Supreme Court 5 to 4 ruling overturned the Ninth Circuit Court of Appeals decisions in Wal-Mart vs. Dukes. This case was a massive class-action gender discrimination case against retail giant and the nation’s largest employer, Wal-Mart. The case began over ten years ago in San Francisco when seven […]
Hostile Workplace Environment and Employment Law
Hostile workplace lawsuits take place each and every day, unfortunately. Differing in some ways from that of direct sexual harassment, a hostile workplace is generally the creation of an uncomfortable environment in which to work. There are many ways in which an employer, supervisor or general entity can make an individual in the workplace feel […]