Bankruptcy and the government shutdown: possible effects
What effect will the partial federal government shutdown have on bankruptcy proceedings? As with so many other aspects of the shutdown, there is a short answer and a long answer. The short answer is easily enough stated. Federal bankruptcy courts remain open. In this post, however, we will discuss some of the ways that the […]
Credit scores and dating dynamics: couples and shared finances
Years ago, the rock singer Alice Cooper recorded a song called “You and Me” that contained the line “we share a bed, some popcorn and TV.” It isn’t clear from the song whether the couple is married. But Cooper could easily have included the word “finances” along with the popcorn. After all, couples, even those […]
Football coach gets clear of many debts through bankruptcy
The NFL football season kicked off last night and the second weekend of college ball is coming right up. In Texas especially, football is a game that has rightly been called America’s passion. From the famous Friday Night Lights to college and pro stadiums, the passion is palpable. It’s easy to forget, however, amid all […]
Credit card debt rising across country
When the great recession hit, more people found themselves struggling with serious financial problems. They may have lost their jobs or seen their hours reduced, making it difficult for them to have a stable source of income. Because of this, many people had to create strict budgets that allowed them to better track where they […]
Stop Credit Card Collectors From Harassing You
Are you constantly receiving telephone calls and letters from bill collectors? Are some of them being very rude and using unethical tactics (i.e. calling you at work; calling your next door neighbor and/or calling your relatives)? The Davis Law Firm can help you. We can stop the bill collectors and credit harassment. Call us at […]
Credit card debt: consumers continue to cut down
During and after the Great Recession, many people had to rely on credit cards just to get by. Using credits cards that way can solve a short-term problem of not having money for medical bills, car repairs — or even groceries. But in the longer term, large credit card debt — and the hefty interest […]
Boomers and credit card debt: how bankruptcy can help
When does credit card debt become so big that trying to chip away at it no longer makes much sense? Many people in the San Antonio area and across the country are struggling with this question. Of course, the need for debt relief varies by person often reflects someone’s stage in life. For young people, […]
Bankruptcy as a debt relief option for credit card debt
Credit card debt is a problem that plagues many Americans. Residents of the San Antonio area certainly experience their share of this, as do many other Texans. It continues to be a problem, here and elsewhere, even as some measures of the economy slowly improve. If your credit card debt has become unmanageable, filing for […]
Credit card tips and tricks for the holidays
Black Friday, the now-notorious start of the holiday shopping season, is only three days away. For those already struggling with credit card debt, kicking off another spending extravaganza is not exactly a happy occasion. But there are steps you can take to protect yourself in both big and small ways. Legally, keep in mind that […]
Credit Card Debt: Consumer, Beware
Credit card debt is like a slippery slope. You may start down that path, thinking you’ll catch up soon. But life happens – injuries, illnesses, lost or downsized jobs. Suddenly, you find yourself slipping farther down the slope. If you are in this position, bankruptcy can be an effective response. It offers a way to […]