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The Facts About Debt Collectors

Debt collectors can be harsh, and if you are on the verge of bankruptcy they can be brutally harassing you day in and day out. Did you know that debt collectors have to follow a set of guidelines with respects to the Fair Debt Collection Practices Act? Did you also know that if you file […]

Celebrities Who’ve Filed for Bankruptcy

Celebrities seem to have it all; fame, fortune and extravagant lifestyles. Some celebrities, however, find themselves in financial troubles that they didn’t even see coming. With wealth comes responsibility, some celebrities spend more than they make while others have tragically entrusted their finances to an unreliable or untrustworthy individual. Either way, celebrities are no different […]

The Dangers of Debt Consolidation

Debt consolidators can seem like the answer to all of your financial problems; they roll your loans into one payment, your terms are negotiated and your monthly payment is made more manageable than before. Unfortunately, the down side of debt consolidation is that it can be a poor choice for many individuals and can even […]

A Brief History on Bankruptcy

In Ancient Greece Bankruptcy did not exist. If a debtor could not repay the money he owed, then he, his family and his own servants were forced into “debt slavery” until the creditor recovered the losses through their physical labor. While “debt slavery” is far from the bankruptcy we know, the Greeks did begin to […]

Filing For Bankruptcy And Your Financial Future

After choosing to file for bankruptcy there is much to be completed via the court system. Although, with a professional bankruptcy attorney this process can be quite simple, and will ease your stress one day at a time. So the next step after choosing to file for bankruptcy, and finding an experienced bankruptcy attorney, is […]

Bankruptcy Terms and Definitions – Part 2

  Knowing your bankruptcy terminology is very important in understanding your legal proceedings. The following is a continued list from Bankruptcy Terms and Definitions-Part 1: Motion to Lift the Automatic Stay-A creditor’s request to take an action against a debtor or the debtor’s property that would otherwise be prohibited by the automatic stay. No-Asset Case-A […]

Bankruptcy Terms and Definitions – Part 1

Bankruptcy can be an intimidating process for many people, but like many things in life, fear comes from the unknown. By educating yourself, you will have a better understanding of the bankruptcy process and a greater control of your financial future. The following are some bankruptcy terms to become familiar with: Automatic Stay-An automatic stay […]

Medical Bill Statistics

Dealing with an injury can be mentally, emotionally and financially straining on you. In addition to lost time and wages at work, the medical bills begin to pile up quickly. Anyone who’s been hospitalized can agree that a serious injury will seriously set you back-sometimes years of financial savings. In many cases the where the […]

Filing For Bankruptcy To Save Your Home

If you are currently in the foreclosure process regarding your home, you may have thought about filing for bankruptcy. Most individuals know that if your home is in foreclosure, bankruptcy is a good option to rid yourself or re-organize your debts completely. But did you know that through filing personal bankruptcy, it may even be […]

Chapter 7 Bankruptcy Verses Chapter 13 Bankruptcy

Choosing to file through, and eventually traveling through the process of filing for bankruptcy can be a difficult and emotionally draining job. Although with the professional assistance of an experienced bankruptcy attorney one can make the process a bit easier on one’s stress level. The most common filings for bankruptcy are that of Chapter 7 […]

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