Based on a wide number of media reports, as well as on the high volume of phone calls and letters received by state and federal offices, consumers dealing with debt collection companies are often at a total loss as to how to proceed.
Put another way: Many persons in Texas and nationally seeking debt relief feel stressed and often overwhelmed by their dealings with aggressive debt collectors. They feel that they must simply suffer the harassment and abuse that is forthcoming from such parties, lacking any viable resources or tools to deal promptly and purposely with such behavior.
Fortunately, that view is misplaced. In fact, a number of legal restrictions exist to curtail the aggressive and recurring contacts that centrally mark the activities of debt collection entities.
A recent media article passes along several relevant points regarding collectors’ questionable or outright illegal behavior and how to optimally deal with it. The article notes at the outset that collection agencies “are in it to win it,” making it imperative for many harassed consumers to push back with due legal force.
A proven bankruptcy attorney commanding deep experience helping clients with debt-related matters is often a first line of defense against abusive collection efforts. As noted in the above-cited article, collectors acting in ways that violate the Fair Debt Collection Practices Act can be countered by a forceful and knowledgeable legal response.
In fact, an experienced debt relief attorney can provide strong assistance on every aspect of a debt-collection matter, from initial collection contacts and demands to ultimate debt resolution.
Harassed consumers have rights. A seasoned debt relief attorney can help promote them.
Source: Yahoo! Finance, “9 secrets your debt collector doesn’t want you to know,” Allison Martin, Aug. 1, 2014