Credit Card Debt: The Growing Use of Pre-Paid Cards

It can be easier said than done to keep credit card debt at bay. When it reaches a certain point, you have to consider all of your debt relief options, including bankruptcy. Depending on your unique circumstances, filing for bankruptcy may be the best way to resolve your problems with unmanageable debt. The story of […]

Credit Card Debt Down for Many, Thanks to Bankruptcy Filings

Many a bad joke begins with the words,” I have good news and bad news.” The punchlines that follow vary widely in quality, but we all understand the good news / bad news format. Credit card debt is no joke, however, and the good news and the bad news are intertwined. The good news is […]

Cast a Cold Eye on Credit Card Consumption

What are some of the warning signs that credit card debt is starting to be a problem for you? Maybe you started using your Visa or another card for ordinary purchases like gas or food, thinking you could pay off the balance in full at the end of the month. But what you found is […]

Consumer Debt Grows Along With Income Inequality

Studies have shown that people spend much more when paying with credit rather than cash. And as time goes on, there is a cumulative effect to this. The balance starts to grow, and suddenly someone may be facing credit card harassment from bill collectors. For many people, however, living off of credit doesn’t necessarily mean […]

Personal Bankruptcy and Credit Card Debt

One thing that is never certain is the economy. In the last few years, the economy has gone through some major changes that have made life extremely difficult for some people. The stock market has been going up and down quickly and many people have been losing a lot of money, and the job market […]

New Rules on Discharge of Credit Card Debt in Bankruptcy Court

The economy is in a spot that it has not been in for a long time. The stock market is going crazy and the housing market is not much better. Many people have recently found themselves upside down on their homes. This combined with the fact that many people are out of work means that […]

Call The 4s Now! Skip to content