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# Davis Law Firm

Call The 4s! | Injury Attorneys in San Antonio, Austin and Across Texas

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## Posts

- [Davis Law Firm Helps San Antonio #StayStrongSA](https://jeffdavislawfirm.com/davis-law-firm-helps-san-antonio-staystrongsa/) - KENS 5 and Great Day SA recently joined San Antonio attorney Jeff Davis to discuss how our community can #StayStrongSA. Jeff, whose family has been here for over 100 years, explains that giving back to the community has been a big part of Davis Law Firm’s mission. Jeff talks about the ways in which
- [Davis Law Firm Makes Important Donation To San Antonio Food Bank](https://jeffdavislawfirm.com/davis-law-firm-makes-important-donation-to-san-antonio-food-bank/) - Attorney Jeff Davis recently makes an important donation to the San Antonio Food Bank. Jeff has this message 4 U on WOAI-TV and KABB-TV news broadcasts during the San Antonio Food Bank Telethon earlier this week, where he explains how important it is to support the Food Bank now. The Telethon raised over $5,000,000 this
- [6th Annual DLF Halloween Costume Contest](https://jeffdavislawfirm.com/6th-annual-dlf-halloween-costume-contest/) - Our Davis Law Firm Injury Team works very hard and diligently every day to provide our clients with excellent service. But who has the best Halloween costume!? We want YOU to decide! Help recognize our team member by voting for your favorite Davis Law Firm costume by liking their picture on our Facebook page.
- [COVID-19 Announcement](https://jeffdavislawfirm.com/covid-19-announcement/) - Davis Law Firm is remaining open to continue serving our clients during the COVID-19 pandemic. We are still providing free consultations to injured people who are seeking legal help. Proactively, following the CDC’s guidance, Davis Law Firm instituted strict sanitation procedures to protect the health and safety of our staff and our clients. Adhering to recent
- [Why Hire a Personal Injury Attorney For Your Bodily Injury Claim](https://jeffdavislawfirm.com/why-hire-a-personal-injury-attorney-for-your-bodily-injury-claim/) - Hiring an attorney for your bodily injury can seem intimidating. However, hiring a personal injury attorney offers a range of benefits that can help you and your your bodily injury claim. If you have been injured and have been thinking about hiring an attorney for your case, don't hesitate to contact us for your free consultation. Davis Law Firm has experience personal injury attorneys that are here for you 24/7!
- [Is California Going Bankrupt?](https://jeffdavislawfirm.com/is-california-going-bankrupt/) - Originally Published: 6/1/2011 It's no secret that the U.S. is going through a long and rough recession, but could the entire state of California be in even worse shape? Many economists agree that California is currently going through a financial tragedy, with a projected budget deficit of 19 billion dollars this year. What's more unnerving
- [Sharp Safety - Using Box Cutters to Open Holiday Gifts](https://jeffdavislawfirm.com/accidents-with-holiday-gifts/) - Nearly 6,000 people are involved in person injury accidents with box cutters during Christmas! Be ware of how to properly use a utility knife to open gifts this holiday season.
- [Red Hot Christmas – Accident Tree Fires](https://jeffdavislawfirm.com/preventing-accident-tree-fires/) - From 2010-2014 Christmas tree fires caused 16 million in property damage, and killed 12 people. Learn safety tips that can save your home and holiday from this preventable tragedy.
- [Christmas Comes Early - #DavisGivesBack](https://jeffdavislawfirm.com/christmas-comes-early-davisgivesback/) - From 2010-2014 Christmas tree fires caused 16 million in property damage, and killed 12 people. Learn safety tips that can save your home and holiday from this preventable tragedy.
- [One Mistake That Could Cost You Thousands During an Auto Accident](https://jeffdavislawfirm.com/984-2/) - Most people make mistakes in the aftermath of an auto accident. And this is hardly surprising; it’s a stressful event to experience. But don’t let that post-accident adrenaline cost you when it comes to collecting for damages. Everything you do will affect the overall outcome of any claim you make. In order to protect your
- [Teen Driver Safety Tips](https://jeffdavislawfirm.com/teen-driver-safety-tips/) - Defensive driving safety tips for all the teen drivers and their parents. Driving doesn't have to be scary and you don't have to end up a statistic.
- [Insurance companies and their tricks to pay insurance owners less after an accident](https://jeffdavislawfirm.com/insurance-companies-tricks-pay-insurance-owners-less-accident/) - Your insurance provider is supposed to protect you if you have an accident. That is not always the case. Below are four tricks insurance companies might used against you, so they don't have to pay you as much after an accident. Delaying Your Case If you have an accident, you want to be able to
- [Medical Debt After a Car Accident](https://jeffdavislawfirm.com/medical-debt-after-car-accident/) - New York Times Survey A Kaiser Family Foundation/New York Times survey in 2016 revealed that one in five Americans have trouble paying off their medical debts. Medical debt can result in the loss of savings and according to a poll in 2015, seven percent of people even declared bankruptcy due to medical bills in the
- [What To Expect After A Car Accident](https://jeffdavislawfirm.com/what-to-expect-after-a-car-accident/) - You never know what to expect after a car accident. The aftermath can be difficult to deal with. Our experienced Injury Attorneys at Davis Law Firm can help. Call us today 210-444-4444, 956-444-4444 or 361-444-4444 for a free consultation. With injury offices conveniently located throughout South Texas in McAllen, Harlingen, Brownsville, Corpus Christi and San Antonio, Texas, Davis Law Firm is here 4 you!
- [Oil Workers - Risking Death To Earn A Living](https://jeffdavislawfirm.com/oil-workers-risking-death-earn-living/) - Safety Comes Second In One Of America’s Most Dangerous Professions.
- [How Does My Personal Injury Attorney Get Paid?](https://jeffdavislawfirm.com/how-does-my-personal-injury-attorney-get-paid/) - At Davis Law Firm, our attorneys work on a contingency fee basis. This means that our personal injury attorneys will work as long as it takes to get the best resolution of your case without any upfront costs. The attorney will not get paid unless there is a successful resolution to your case. We offer free consultations, call 210-444-4444 today to schedule yours!
- [You Had A Wreck, So Now What?!](https://jeffdavislawfirm.com/you-had-a-wreck-so-now-what/) - A recent study by AAA found that 88% young millennial drivers ages (19-24), are unsafe. Admitting to speeding, texting and driving, and running red lights. Some of these young drivers don't see what the big deal is.
- [Personal Injury Attorneys Can Help](https://jeffdavislawfirm.com/personal-injury-attorneys-can-help-you-with-medical-expenses/) - When you are injured in an accident, you could be looking at multiple medical bills and high expenses. Whether the injuries are minor or more serious, an attorney can help you with the treatment expenses. Hiring a personal injury attorney can help relieve the stress of medical expenses. They will work to get you compensation for your injuries that you deserve while you get treated for your injuries.
- [Rainy Weather Driving Precautions](https://jeffdavislawfirm.com/rainy-weather-driving-precautions/) - According to The Weather Channel, wet pavement and rain were the two top contributors to weather related automobile crashes, based on 10 year averages. In 2016, there were 220 fatalities on Texas roads during rainy weather and more than 50,000 accidents. Although not all of these accidents were directly caused by the weather conditions, rain
- [8 Things You Need To Know If You've Been In A Bike Wreck](https://jeffdavislawfirm.com/8-things-you-need-to-know-if-youve-been-in-a-bike-wreck/) - Motorcycle accidents can be catastrophic. Make sure you consult with an experienced motorcycle attorney that has your best interest at heart. Davis Law Firm has successfully represented thousands of people just like you-winning millions of dollars in settlements.
- [5 Reasons Why Big Rig Accidents Are Different](https://jeffdavislawfirm.com/5-reasons-why-big-rig-accidents-are-different/) - One of the most common questions we receive is why do we talk about semi-truck wrecks so often. People assume that a commercial vehicle wreck is just like a car wreck, but with more wheels. This could not be further from the truth. We'll show you a few of the ways that 18-wheeler wrecks are
- [What To Do When Approaching Emergency Vehicles](https://jeffdavislawfirm.com/what-to-do-when-approaching-emergency-vehicles/) - Do you know what to do when a siren is approaching !? You must yield to emergency vehicles sounding a siren and flashing their lights. Slow down and pull over safely to make room for the vehicle to pass. Continue safely only when all vehicles have passed. If you are injured in an accident that was not your fault, contact the 4's! (210)444-4444, (956)444-4444 or (361)444-4444
- [Terror on the Interstate, Distracted Truck Drivers](https://jeffdavislawfirm.com/18-wheelers-40-tons-of-highway-risk/) - We see them everyday - but can they see us? 40 tons of steel and diesel fuel is crowding your rear-view. But the truck driver is looking at his phone instead of you.
- [Boysville Clothing Drive - #DavisGivesBack](https://jeffdavislawfirm.com/boysville-clothing-drive-davisgivesback/) - From 2010-2014 Christmas tree fires caused 16 million in property damage, and killed 12 people. Learn safety tips that can save your home and holiday from this preventable tragedy.
- [#DavisGivesBack to Good Samaritans](https://jeffdavislawfirm.com/davisgivesback-to-good-samaritans/) - The Jeff Davis Law Firm helps Good Samaritan Community Services further its mission of enriching the lives of the people of San Antonio. Good Sam is a charitable organization that has been helping the people of San Antonio since 1951. They help our community by offering a wide range of services from child development with
- [Jessica Johnson Testimonial - From Weightlifter to Injured and Back](https://jeffdavislawfirm.com/jessica-johnson-testimonial-from-weightlifter-to-injured-and-back/) - Jessica Johnson was a competitive Olympic style weightlifter. When she was injured, she knew Jeff Davis would be there to help her get healed and get back to competing.
- [Dash Cams - Your Eye Witness](https://jeffdavislawfirm.com/dash-cams-and-car-accidents/) - The benefits and laws of operating a dash cam in your personal vehicle.
- [New Year Driving Resolutions - New You, Better Driver](https://jeffdavislawfirm.com/new-year-driving-resolutions-better-driver/) - American drivers typically spend 101 minutes a day behind the wheel. Get into the spirit of self-improving with New Year Driving Resolutions.
- [New Year's Eve Safety](https://jeffdavislawfirm.com/new-years-eve-safety/) - Staying Safe in The New Year The year of 2019 has officially come to a close. A relief for most of us as we say farewell to another eventful year. New Year’s Eve and New Year’s Day both fall midweek this year, which means a lot of us will be celebrating but thinking about having to head into work
- [New Years Guidelines and Safety Tips!](https://jeffdavislawfirm.com/new-years-safety-tips/) - New Year Celebration New Years is a special time where we gather with family and friends to celebrate the beginning of the a new chapter. Common traditions include attending holiday parties, eating special foods and making New Year's resolutions. The most common way of celebrating is partaking in the use of fireworks. Although fireworks are
- [Ho, Ho, OUCH – Injured by Holiday Decorations](https://jeffdavislawfirm.com/ho-ho-ouch-personal-injury-by-holiday-decorations/) - Roughly 5,800 people per year were treated in hospital emergency rooms for falls associated with holiday decorations. More than half of these injuries were caused by falls from ladders or roofs while decorating outdoors. Other injuries involve fractures, lacerations, contusions, or sprains from people tripping over extension cords.
- [Hire The Right Commercial Vehicle Accident Attorney](https://jeffdavislawfirm.com/accident-with-commercial-vehicle/) - What is important to understand is that if you are involved in an accident with a commercial vehicle, you will be up against a business in court, rather than a private individual. Davis Law Firm has the resources and experience to take a business to trial and demand the compensation that you deserve. With seven office sin South Texas Jeff Davis is the South Texas Personal Injury Lawyer that is right for you! Call or text us! (210)444-4444 (956)444-4444 (361)999-9999
- [Why File A Personal Injury Lawsuit](https://jeffdavislawfirm.com/personal-injury-lawsuit/) - It is important to understand what your options are after an accident. An experienced personal injury lawyer can help you protect your rights and fight for the compensation you deserve. Did you know that Texas residents have the right to file a personal injury claim if they have been involved in an accident? A personal injury claim is usually filed if the injury sustained has negatively impacted an individual's life in any way.
- [What To Do After An Accident When They Don't Have Their Insurance](https://jeffdavislawfirm.com/what-to-do-after-an-accident/) - Getting into a traffic accident can give you a fright, and could sometimes leave you injured. At the very least, it's likely to do some damage to your vehicle. If you do end up in a collision with another vehicle, you might feel shocked, but it's important to try to take the right steps to
- [Study: despite ACA, medical debt soon to be No. 1 bankruptcy cause](https://jeffdavislawfirm.com/study-despite-aca-medical-debt-soon-to-be-no-1-bankruptcy-cause/) - If you've been following this blog for a while, you're well aware that having good health insurance doesn't necessarily mean that an injury, a chronic health condition or a sudden illness won't cause you financial problems. Overwhelming medical debt has long been a common trigger for bankruptcy, and a recent study using 2013 data predicts
- [Debt and divorce, part 1: is a joint bankruptcy filing possible?](https://jeffdavislawfirm.com/debt-and-divorce-part-1-is-a-joint-bankruptcy-filing-possible/) - Divorce and bankruptcy often go hand in hand. After all, financial problems can contribute greatly to breaking the emotional bonds that underlie a marriage. And in a sense, divorce and bankruptcy offer the same thing: a fresh start. With divorce, this takes the form of recast relationships. With bankruptcy, it takes the form of debt
- [Can a bill collector take my Social Security checks?](https://jeffdavislawfirm.com/can-a-bill-collector-take-my-social-security-checks/) - As we have often seen in San Antonio, people of all ages run into financial difficulties at times in their lives. Unfortunately, for some people, their senior years can be marred by not only financial problems but also setbacks in their health. As you undoubtedly know, medical bills are one of the leading causes of
- [School Bus Accidents - Why Don't School Buses Have Seat Belts?](https://jeffdavislawfirm.com/school-bus-accidents/) - The reason why school buses in Texas do not have seat belts.
- [Driving in Bad Weather - The Do's and Don'ts](https://jeffdavislawfirm.com/driving-in-bad-weather/) - What to do when driving through a rainstorm.
- [Safety in Stability - Rollover Accidents](https://jeffdavislawfirm.com/safety-stability-rollover-accidents/) - How automakers, and the Insurance Institute for Highway Safety are preventing deadly rollover accidents.
- [Car Accidents Spike During Thanksgiving Holiday](https://jeffdavislawfirm.com/car-accidents-on-thanksgiving-holiday/) - The National Highway Traffic Safety Administration states that in 2012 there were 764 fatal car crashes during Thanksgiving. Of those 764 fatal car accidents, 40% passenger fatalities involved a drunk driver and 60% were not wearing a seat belt.
- [2018 Spring Break Safety](https://jeffdavislawfirm.com/2018-spring-break-safety/) - This 2018 Spring Break, avoid accidents by inspecting your vehicle before you head out, and apply defensive driving on the road at all times. If you or a loved one is injured in an accident during Spring Break Jeff is here for you. Davis Law Firm is here 24/7 to listen to your case! Our team of legal professionals offer free consultations at no risk to you. Jeff Davis is the South Texas Lawyer that is here for you, so don’t suffer another day contact us today! As always we hope you stay safe during your Spring Break and have safe travels!
- [In one portion of Texas, bankruptcy filings are down - but what does that mean?](https://jeffdavislawfirm.com/in-one-portion-of-texas-bankruptcy-filings-are-down-but-what-does-that-mean/) - In at least one part of Texas, bankruptcies fell last year for the third year in a row. But does that mean people are doing better, economically speaking? That might be a question to which facts and figures do not provide an easy answer. In 2012, there were 3,955 consumer bankruptcy filings in the San Antonio-based U.S. Bankruptcy
- [Debt and divorce, part 2: mortgage debt and bankruptcy](https://jeffdavislawfirm.com/debt-and-divorce-part-2-mortgage-debt-and-bankruptcy/) - Let's pick up the thread we began exploring last week regarding the effect of a divorce proceeding on liability for joint debts. A divorce settlement may assign one party to the settlement to pay certain debts that the couple had. But what does really mean in practical terms? After all, mortgage companies and other creditors
- [Deja vu all over again: filing bankruptcy more than once](https://jeffdavislawfirm.com/deja-vu-all-over-again-filing-bankruptcy-more-than-once/) - "Deja vu all over again" is one of the paradoxical expressions associated with the baseball legend Yogi Berra. The statement could be applicable in almost any context where someone is going through something they have been through before. How would apply, however, in the context of a bankruptcy filing? In the wake of the Great
- [Credit scores and dating dynamics: couples and shared finances](https://jeffdavislawfirm.com/credit-scores-and-dating-dynamics-couples-and-shared-finances/) - Years ago, the rock singer Alice Cooper recorded a song called "You and Me" that contained the line "we share a bed, some popcorn and TV." It isn't clear from the song whether the couple is married. But Cooper could easily have included the word "finances" along with the popcorn. After all, couples, even those
- [Drain a 401(k) to deal with debt? Bankruptcy may be better option](https://jeffdavislawfirm.com/drain-a-401k-to-deal-with-debt-bankruptcy-may-be-better-option/) - People who are struggling with debt often consider taking some money out of their retirement accounts in order to keep creditors at bay. Debtors often believe they must do everything they can to pay their bills now, even at the cost of raiding their retirement funds. To a degree, this is understandable, especially if creditors
- [Debt and lack of savings pushes retirement age up for many](https://jeffdavislawfirm.com/debt-and-lack-of-savings-pushes-retirement-age-up-for-many/) - If you are a San Antonio resident who is putting off retirement - perhaps, indefinitely - you are not alone. The average age at which Americans retire is continuing to rise, and it has been reported that many Baby Boomers will wait until at least the age of 66 to leave the workforce. And, as
- [Debt-relief tips centrally include this: Find a good lawyer](https://jeffdavislawfirm.com/debt-relief-tips-centrally-include-this-find-a-good-lawyer/) - Virtually every consumer who has passed the time while waiting in the grocery line by scanning media headlines off the magazine rack that precedes the cash register knows that the media loves lists. Five ways to dress for success. Ten insider recommendations for scoring cheap home improvements. Fifty ways to leave your lover. And serious
- [People's Response to the Final Rule](https://jeffdavislawfirm.com/final-rule-peoples-response/) - Who Will Benefit and Who Will Lose From This New Labor Regulation?
- [Saving Your Home When Facing Bankruptcy](https://jeffdavislawfirm.com/saving-your-home-when-facing-bankruptcy/) - Stay put while you start fresh A bankruptcy can be stressful enough without worrying about uprooting your family. When you file for a Chapter 7 bankruptcy, the majority of your assets—including your house—may be sold by the bankruptcy trustee in order to pay your creditors. However, there are a few circumstances in which you may
- [Acknowledged: the singular nature of medical debt](https://jeffdavislawfirm.com/acknowledged-the-singular-nature-of-medical-debt/) - Media pundits and a host of other commentators who focus closely upon debt relief matters in the United States have long noted that medical costs are flatly a different animal when compared with other forms of consumer debt. Any person in Texas or elsewhere who is saddled with a painfully high level of medical debt
- [The Dark Side of Spring Break, Drunk Driving](https://jeffdavislawfirm.com/dwi-spring-break-drunk-driving/) - In 2016, TxDOT reported 13,510 car crashes involving young drivers ages 17-34 who were drunk driving. Of those car wrecks, 535 people were killed and 1,355 were seriously injured.
- [San Antonio's 4th of July Weekend](https://jeffdavislawfirm.com/san-antonios-4th-of-july-weekend/) - Where & What To Do This 4th of July Weekend!
- [Choosing the Right Personal Injury Attorney for You](https://jeffdavislawfirm.com/choosing-the-right-personal-injury-attorney-for-you/) - When the time comes for you to choose an attorney for your injury case, you should be ensure that they have trial experience. Your case may not settle out of court and if your attorney does not have experience in the court room you may not obtain the compensation you need to continue a normal life. Davis Law Firm’s personal injury litigation team has many years of experience practicing injury law. A few of our attorneys are even board certified by the Texas Board of Legal Specialization in Personal Injury Law. Our Personal Injury Attorneys are here 24/7 to listen to your case. Our team of legal professionals offers free consultation at no risk to you. If you have been injured in an accident #callthe4s! 210-444-4444 or 956-444-4444
- [Tire Blowouts Kill](https://jeffdavislawfirm.com/tire-blowouts-kill/) - TRUCKS DRIVING AT HIGH SPEEDS CAN LEAD TO TIRE BLOWOUTS Anyone that has driven on the freeway has probably experienced some type of truck wreck. Speed plays an important factor in many accidents and when tractor-trailers drive faster than they should this could be placing everyone on the road in danger. With speed limits reaching
- [What To Do After A Multi-Car Accident](https://jeffdavislawfirm.com/highway-pile-multi-car-accident/) - Who's to blame when everyone is involved? What to do in a multiple car accident.
- [Dangers of Oktoberfest](https://jeffdavislawfirm.com/dangers-of-oktoberfest/) - Oktoberfest is know to be a lively German celebration that dates back to October 1810 with the marriage of Prince Ludwig of Bavaria and Princess Therese of Sachsen-Hildburghausen. It wasn't until 1887 that Oktoberfest was celebrated in agricultural fairs and beer pubs. The celebration exploded when popular Munich, Germany became the home of Oktoberfest and
- [Protect Your Rights As A Victim](https://jeffdavislawfirm.com/protect-your-rights-as-a-victim/) - Car accidents can be complex and devastating situations that are embroiled in legal issues. In South Texas, you’re living in one of the largest states with the most active highway system in the country. Between traffic from our many factories and plants to the booming oil and gas fields, our roads are packed. As a
- [Back To School Safety Tips](https://jeffdavislawfirm.com/back-to-school-safety-tips/) - It's Back To School Time, Safety Pays School is back in session: buses are picking up and dropping off kids, kids on bikes are riding their way to class on their own, and stressed out parents are trying to negotiate the ever-present drop off line. Now more than ever, it's time to slow down and
- [Why Are Women Dying In Crashes More Than Men?](https://jeffdavislawfirm.com/why-are-women-dying-in-crashes-more-than-men/) - Statistics show that women are much more likely to die or suffer serious injuries in car wrecks than men. Here are two interesting observations: Crash-test dummies are usually figures of an average man.Women are 73 percent more likely to be injured in a car accident. Are these things connected? Researching The Problem This issue was
- [Guide To Safe Summer Travel](https://jeffdavislawfirm.com/guide-to-safe-summer-travel/) - If you’re planning to hit the roads this summer, it’s advisable to be prepared. You don’t want the weather, worn tires or an unexpected diversion to ruin your plans.Use our guide for safe summer travel to help you prepare and stay safe on your road trip.
- [What is Bastille Day and why should Americans care?](https://jeffdavislawfirm.com/why-bastille-day-is-important/) - Happy Bastille Day? Why you should remember Bastille Day.
- [Happy Client - The 4's are with Jennifer Geisel](https://jeffdavislawfirm.com/happy-client-the-4s-are-with-jennifer-geisel/) - Client Jennifer Geisel was happy with the results of her case and the treatment that she received from the Davis Law Firm in San Antonio. Jennifer said, ”While it did take time to settle my case, my attorney and paralegal were always on my side. They were so direct and to the point. They spoke
- [History of Independence Day](https://jeffdavislawfirm.com/history-of-independence-day/) - The Story of Our Nation's Birth.
- [The 4's are with Monica Mackey](https://jeffdavislawfirm.com/the-4s-are-with-monica-mackey/) - Monica Mackey's experience with San Antonio injury lawyer Jeff Davis was so positive that she said, "I was very happy with Davis Law Firm services. They helped me get the care I needed to get back on my feet. I worked closely with my lawyer and paralegal and can't say enough about them, they were
- [Denise Ulloa Happy Client Testimonial](https://jeffdavislawfirm.com/denise-ulloa-happy-client/) - Denise Ulloa and her family were so happy with the results of her case and the treatment that she received that they came in to meet with San Antonio Injury Lawyer Jeff Davis to applaud the successes of her case. Denise said, " I wanted to thank Davis Law Firm for getting me the help
- [Happy Client Stacy Garcia Closes Out Her Case](https://jeffdavislawfirm.com/happy-client-stacy-garcia-closes-out-her-case/) - Stacy Garcia was so ecstatic about her case that she wanted to make a memory of it. Stacy said, "Davis Law Firm helped me in a time where I was in need and I enjoyed working with them as they were personable and friendly". This is what the lawyers and staff from the Davis Law
- [2019 Motorcycle Accidents](https://jeffdavislawfirm.com/2019-motorcycle-accidents/) - 2018 saw many terrible and fatal motorcycle accidents on the roads of San Antonio. Unfortunately, that is a trend we encounter almost every year, and this article will provide riders with some tips that should help them to avoid injury and ensure that they can get from A to B without being involved in a
- [Happy Juneteenth!](https://jeffdavislawfirm.com/happy-juneteenth-from-davislawfirm/) - Juneteenth is celebrated today to honor the abolition of slavery in Texas. This holiday brings value to every American regardless of race, culture or background, in that it marks the day that all citizens of the United States have rights. In fact, Texas was the last state that hadn't abolished slavery in all of the
- [Happy Father's Day from Davis Law Firm!](https://jeffdavislawfirm.com/happy-fathers-day-from-davis-law-firm/) - Dads are great because they work really hard to provide for their families, they are there for us emotionally, and some even support our passions and dreams. Fathers, in general, can be one of the biggest role models in our lives. Dads are help shape us to seek out the kind of men we either
- [Happy Recurring Client - The 4's are with Ignacio Flores](https://jeffdavislawfirm.com/happy-recurring-client-the-4s-are-with-ignacio-flores/) - Ignacio Flores was so happy with the services with San Antonio injury lawyer Jeff Davis, he knew he could count on the 4's when he was injured again. Ignacio said, "Davis Law Firm has been incredible in settling 2 cases for me. My attorney was amazing in helping me get more from my settlement than
- [Firework Safety Tips](https://jeffdavislawfirm.com/firework-safety-tips/) - How To Practice Safety When Using Fireworks.
- [San Antonio 4th Of July Fireworks Guide](https://jeffdavislawfirm.com/san-antonio-4th-july-fireworks-guide/) - Most importantly, the purchase, use and/or transport of fireworks is illegal within the San Antonio city limits. This activity can be considered a Class C misdemeanor in the eyes of law, and can carry a fine of up to $2,000.
- [Giving Back To The Community - Larkspur Elementary](https://jeffdavislawfirm.com/giving-back-to-the-community-larkspur-elementary/) - Jeff Davis Law Firm cares about our community and the chance to help out some of our youngest scholars today at Larkspur elementary. Commitment to community is a major focus of Davis Law Firm. Jeff received a call from a community member recently. She and her school needed help, so she #CalledThe4s. “My daughter attends Larkspur
- [Thanksgiving Day 5K Turkey Trot](https://jeffdavislawfirm.com/thanksgiving-day-5k/) - We are so excited to announce that Davis Law Firm is a proud sponsor of the Thanksgiving Day San Antonio Food Bank 5K Turkey Trot! By registering to this even you provide a turkey for a family in need. We encourage you to learn more about the San Antonio Food Bank and join Davis Law Firm in participating in this event! Stay tuned for more information regarding the San Antonio Food Bank's 5K Turkey Trot!
- [World Cup - English](https://jeffdavislawfirm.com/world-cup-english/) - Many enjoy celebrating while watching their favorite team during the World Cup. If you are planning to celebrate, be sure you make arrangements beforehand to get home safely. Should you need us, do not hesitate to contact us at (210) 444-4444, (956) 444-4444 or (361) 999-9999.
- [5th Annual Halloween Costume Contest Winners](https://jeffdavislawfirm.com/3994-2/) - Congratulations to our Facebook Davis Law Firm 5th Annual Halloween Costume Contest Winners!
- [Life on Two Wheels - The Risks of a Motorcycle](https://jeffdavislawfirm.com/risk-of-a-motorcycle-accident/) - Motorcycles have a reputation for being seen as a life threatening means of transportation. Nearly 5,000 people died in motorcycle accidents, and 88,000 were injured in 2015 alone! Motorcycles can be dangerous, but new technology is aiming to protect motorcycle riders from serious injury.
- [Mardi Gras Safety Tips](https://jeffdavislawfirm.com/safety-mardi-gras-tips/) - During the month of February we have experienced cold weather with precipitation that can lead to slippery roads roads. Icy roads already caused a number of accidents in December and January, despite efforts to try to keep the roads safe. If you're driving to a Mardi Gras event or just during the festivities, don't forget to adjust your driving to be more cautious of adverse weather conditions.
- [4 Factors Causing Car Accidents](https://jeffdavislawfirm.com/4-factors-avoiding-car-accidents-texas-san-antonio/) - Did you know that Texas leads the nation for the worst drivers? Learn more about the common factors that cause wrecks and how modern technology is being used to make your car safer!
- [Top 4 Road Safety Travel Tips This Holiday Season](https://jeffdavislawfirm.com/top-4-road-safety-travel-tips/) - One of the major joys of the holiday season is the time spent with friends and family--and for most people in this country, heading home means hitting the road. Whether your travels this holiday season take you halfway across the country for Christmas morning with your extended family or just across town for a holiday
- [Child Support Non-Dischargeable by Bankruptcy](https://jeffdavislawfirm.com/child-support-non-dischargeable-by-bankruptcy/) - Finances are something that every family worries about at some point. With the different monthly bills that families have to pay, it is no wonder that many people struggle to pay the bills. The economy has not made paying those bills any easier. Sadly, a large number of families have now found themselves upside down
- [Car Accidents On Halloween Night](https://jeffdavislawfirm.com/car-accidents-on-halloween-night/) - Drivers on Halloween night should stay safe by avoiding distractions and planning ahead of drinking. Davis Law Firm is here for you 24/7 for anyone who has been injured in an accident by drunk or distracted drivers. Call (210) 444-4444 for a free initial consultation.
- [Labor Day Weekend Safety](https://jeffdavislawfirm.com/labor-day-weekend-safety/) - The roads can become congested with traffic when traveling this Labor Day weekend. Be sure to prepare for your trip, stay safe, and do not drive if you are tired. When attending festivities, be sure to designate a meeting spot should you and your group get separated. Be aware of your surroundings and be sure to never drink and drive. Should you need us, call us at 210-444-4444, 956-444-4444, and 361-444-4444.
- [Medical debt: often easy to incur and hard to eliminate](https://jeffdavislawfirm.com/medical-debt-often-easy-to-incur-and-hard-to-eliminate/) - Here’s the bottom-line question underlying the focal point of today’s blog post: Why is medical debt such a huge problem in the United States? And, indeed, it is a big problem. A writer in one media article focusing on this singular type of debt states that the legacy of the 21st century thus far is
- [Are recent credit card debt-related findings, comments worrisome?](https://jeffdavislawfirm.com/are-recent-credit-card-debt-related-findings-comments-worrisome/) - We noted in a recent blog post that, although credit card debt collectively owed by Americans is currently down from its all-time peak of a few years ago, a clearly discernible trend now shows that such debt is once again rising. We queried in our blog post dated November 19, 2014, whether that was bad
- [Many Americans continue to cite money as top stress inducer](https://jeffdavislawfirm.com/many-americans-continue-to-cite-money-as-top-stress-inducer/) - Work-related stresses? Check. Sleepless hours at night spent thinking about family responsibilities? Check. Money worries? Check -- underscored and in bold. Americans worry about a great deal of things, which is understandable, given the nightly parading across the television screen of stories relating to terrorism, geo-political conflict, climactic change, legislative malaise on Capitol Hill and
- [Student debt in default: Can a tax refund be seized for payment?](https://jeffdavislawfirm.com/student-debt-in-default-can-a-tax-refund-be-seized-for-payment/) - The entry "student loan debt" would seem to be an eminently appropriate definition for the term "slippery slope" in any dictionary of American idioms. Millions of Americans from past generations likely feel as though they dodged a bullet regarding their pay-back duties to lenders following college graduation. Looking back, it might have seemed hard to
- [U.S. Supreme Court to rule on underwater mortgages](https://jeffdavislawfirm.com/us-supreme-court-to-rule-on-underwater-mortgages/) - The United States Supreme Court is hearing oral arguments regarding whether it’s possible to discharge an underwater mortgage loan through Chapter 7 bankruptcy. Two homeowners with second mortgages owned homes worth less than what they owed on their first mortgages. The same lender possessed the junior-lien rights in both instances. There have been conflicting rulings
- [What to Do Immediately when Facing Wage Garnishment](https://jeffdavislawfirm.com/what-to-do-immediately-when-facing-wage-garnishment/) - You work hard for your paycheck. When a wage garnishment threatens to leave you with only a portion of it, know that you have options, but you need to act quickly. Request credit reports While dealing with wage garnishment can be stressful, having your wages withheld for a debt you don’t rightfully owe is even
- [Oh, Deer! – Odds of Hitting a Deer Increased in 2016](https://jeffdavislawfirm.com/deer-car-accidents-increased-in-2016/) - Drivers in Texas have 1 in 288 chance of hitting a deer. Learn safety tips on how to avoid a deer car accident! Be prepared the next time you catch a deer in your headlights.
- [Texas, 10th Most Dangerous State for Pedestrians](https://jeffdavislawfirm.com/texas-two-step-watch-out-for-pedestrians/) - Did you know that Texas is the 10th most dangerous state for pedestrians in the United States? TxDOT estimates that close to 500 fatal pedestrian crashes happen every year in Texas.
- [The 4's Are With You Corpus Christi, Texas](https://jeffdavislawfirm.com/the-4s-are-with-you-corpus/) - Davis Law Firm Personal Injury Attorneys are excited to announce there is only one number you need to remember in Corpus Christi! If you have been in an accident call (361) 444-4444. Davis Law Firm offers free initial consultations for those who have been injured.
- [Bicycle Intersection Danger](https://jeffdavislawfirm.com/bicycle-intersection-danger/) - Bicycle safety is often overlooked and intersections can be very dangerous for riders. Lear about some of the most dangerous intersections in San Antonio. Safety is key when biking. Be sure that while riding your bicycle you are aware of your surroundings. Remember that just like motor-vehicle operators, you as a bicyclist have to obey road markings, street signs, and signals.
- [Don't Forget To See A Doctor After A Car Accident](https://jeffdavislawfirm.com/get-medical-attention-after-accident/) - A car accident can feel like a terrible nightmare, even days after it has happened. That’s why it can be difficult to know what you should do after you have been involved in a car accident. You may feel lightheaded, unsure of your surroundings. At this point, it is important to get your injuries checked
- [Commercial Vehicle Accident Attorneys](https://jeffdavislawfirm.com/commercial-vehicle-accident-attorneys/) - Commercial vehicle accident cases can be complicated and you deserve an experienced trial lawyer to represent you! An experienced personal injury trial attorney will be able to advise you on when you should settle and suggest when you should move forward with a jury trial. Call the 4's for a free consultation. file suite Call the 4's for a free consult!
- [Summer Bicycle Safety](https://jeffdavislawfirm.com/summer-bicycle-safety/) - The summer sunshine provides a perfect excuse to get your bike out and make the most of long days. Bicycle safety is often overlooked. If you’re a cyclist, there are risks, and it’s wise to be aware of potential hazards you may encounter on a bike ride. Check your bike before you leave home, wear high-visibility clothing and a helmet, and use designated cycle routes.
- [Summer Driving Safety Tips](https://jeffdavislawfirm.com/summer-driving-safety-tips/) - We want you to stay safe and extra alert on the road during your summer travels. At Davis Law Firm we see the results of reckless driving. If you are not focused on what you are doing when you are behind the wheel you maybe giving in to distracted driving. Avoid distractions like your phone and stay safe! #thumbsaway
- [4th of July Safety](https://jeffdavislawfirm.com/4th-of-july-safety/) - The 4th of July is a time many people all over the country are celebrating. We at Davis Law Firm want you to keep your safety in mind during your celebrations. We have made a list of helpful reminders for your celebrations. If you need us, you can always contact us at (210) 444-4444, (956) 444-4444 or (361) 999-9999.
- [Will Detroit need to file for Chapter 9?](https://jeffdavislawfirm.com/will-detroit-need-to-file-for-chapter-9/) - It's no secret that Detroit has taken a major hit in the recession. The former car manufacturing mecca of the western world, Detroit has now crumbled after the fall of the automotive industry. Unemployment rates are at an all-time high while the housing market remains sluggish. So what options are left for this capital city?
- [Chicago Nuns Go to Bankruptcy Court](https://jeffdavislawfirm.com/chicago-nuns-go-to-bankruptcy-court/) - The recession has been tough on just about everyone. Businesses, hospitals, even entire cities have been filing for bankruptcy protection to try to save their assets. The newest headline in bankruptcy, however, is "More Nuns in Bankruptcy Court." This headline is referring to a story reported by Business Week, concerning a retirement community in Chicago.
- [More Hard Times Ahead for Greece](https://jeffdavislawfirm.com/more-hard-times-ahead-for-greece/) - Things aren't quite looking up for Greece. Ever since the debt crisis of 2009, things have steadily gotten worse. Regular citizens with jobs and homes, who never had a problem finding employment, are now finding themselves sleeping in boxes and under bridges with no sign of hope in the future. Tens of thousands of jobs
- [Sbarro's Bankruptcy](https://jeffdavislawfirm.com/sbarros-bankruptcy/) - Sbarro Inc., the iconic Italian mall pizzeria, expects to emerge from bankruptcy protection on November 28, just five short months after filing for Chapter 11. Sbarro Inc. is a Melville, New York based, private-equity-owned pizzeria that was founded in 1956. Originally the restaurant was an Italian grocery store in Brooklyn, which was opened by the
- [Dippin' Dots files Chapter 11 Bankruptcy](https://jeffdavislawfirm.com/dippin-dots-files-chapter-11-bankruptcy/) - With the economy in crisis, it seems that companies continue to struggle financially. We've seen a string of bankruptcies for companies both large and small. With the economy continuing to suffer, we've unfortunately dug ourselves into a vicious cycle; many American families are struggling to survive. In turn, they begin hoarding their discretionary incomes that
- [Texas Bankruptcy](https://jeffdavislawfirm.com/texas-bankruptcy/) - Bankruptcy is available to relieve you from debt. Our legal team is ready to assist you with your bankruptcy questions. You can call or text the 4's! Initial consultation is free.
- [Can a State file for Bankruptcy?](https://jeffdavislawfirm.com/can-a-state-file-for-bankruptcy/) - There's been plenty of news lately about cities going bankrupt. First there was City Falls and now Harrisburg is headed towards bankruptcy, but these aren't the only cities in trouble. In 2009 and 2010 alone, there have been 15 municipalities in the U.S. that have filed for bankruptcy. So what happens when these cities and
- [Harrisburg, Pennsylvania Files for Bankruptcy](https://jeffdavislawfirm.com/harrisburg-pennsylvania-files-for-bankruptcy/) - The economy has seen one of the greatest recessions of our time. Businesses, individuals and even entire cities have decided to file for bankruptcy protection to make it through this difficult time. That's the reality that Harrisburg, Pennsylvania is now facing, as the city filed for Chapter 9 bankruptcy earlier this month. The City of
- [The Money Tree Inc., Files for Chapter 11](https://jeffdavislawfirm.com/the-money-tree-inc-files-for-chapter-11/) - Money doesn't really grow on trees, it seems. The Money Tree Inc., a small consumer loan provider filed for bankruptcy protection in Alabama last week. The Georgia-based company was left with no other options, as the economy left many of their customers (debtors) unable to pay back their loans. Filing for Chapter 11 will allow
- [U.S. Solar Companies Continue to Struggle](https://jeffdavislawfirm.com/us-solar-companies-continue-to-struggle/) - It seems that harnessing renewable energy sources in the U.S. is becoming more financially trying, as another solar-power company files for bankruptcy. The Arizona-based solar-power manufacturer Stirling Energy Systems is the latest company to crash amidst both the falling prices and demand of the solar industry. Stirling developed equipment for two solar-powered plants who converted
- [Sports franchises are not exempt from the economical climate](https://jeffdavislawfirm.com/sports-franchises-are-not-exempt-from-the-economical-climate/) - Along with the Texas Rangers, one of Texas's own sports teams is going through bankruptcy. NHL hockey team the Dallas Stars filed for bankruptcy on September 15th. The hockey team was founded in Minnesota in 1967 and was moved to Dallas in 1993. They have won seven division titles and the Stanley Cup in 1999.
- [Hussey Copper files for bankruptcy](https://jeffdavislawfirm.com/hussey-copper-files-for-bankruptcy/) - Another American company has been hit hard by the financial crisis. Pennsylvania based producer of copper products, Hussey Copper Ltd. and affiliates filed for bankruptcy in Delaware on September 27. The company blames the price of copper and plans to sell all assets but will continue to operate until agreements are made. The company employs
- [Saab Receives Bankruptcy Protection](https://jeffdavislawfirm.com/saab-receives-bankruptcy-protection/) - People tend to worry when large corporations file for bankruptcy; it can put hundreds of people out of work, it can have a domino effect on its vendors and suppliers and the amount of corporate bankruptcies can be a general indicator of the state of our economy. But just as in personal bankruptcy, corporations can
- [Solyndra Bankruptcy](https://jeffdavislawfirm.com/solyndra-bankruptcy/) - Solyndra, a U.S. Solar Company known most recently for receiving a federal loan guarantee of $535 million from the Department of Energy, is closing down and filing for Chapter 11 Bankruptcy. The Company released a statement on August 31st to announce that "Solyndra LLC, the American manufacturer of innovative cylindrical solar systems for commercial rooftops
- [Central Falls Declares Bankruptcy](https://jeffdavislawfirm.com/central-falls-declares-bankruptcy/) - As the recession rages on, bankruptcies are becoming more common than retirement funds. While personal bankruptcies can set a family back financially, imagine the setbacks an entire city would face. The small town of Central Falls, Rhode Island, is facing that very question now, as it has promised almost $80 million in retirement benefits to
- [Famous Corporate Bankruptcies](https://jeffdavislawfirm.com/famous-corporate-bankruptcies/) - As both consumer and business bankruptcies continue to flood our economy, it's no wonder that our recession has been a long and drawn out one. Corporate bankruptcies always seem to be the most shocking, as Americans tend to think that large companies are invulnerable to the financial struggles of small business owners and consumers. Some
- [The Enron Bankruptcy](https://jeffdavislawfirm.com/the-enron-bankruptcy/) - The Enron bankruptcy was one of the most controversial corporate bankruptcies in the history on the U.S. Not only was it the largest Chapter 11 bankruptcy of all time (which has since been surpassed by both Worldcom and Lehman Brothers) by clocking in with $63.4 billion in assets but the company's downfall was due to
- [Hospitals Continue to Face Bankruptcy](https://jeffdavislawfirm.com/hospitals-continue-to-face-bankruptcy/) - A bad economy affects everyone; small businesses, large businesses, government jobs, government funded programs, everyone. Hospitals are no different. While many people look at hospitals as a public safeguard for our health, many people forget that hospitals are businesses too. And while all businesses need to at least break even to continue operating, a recent
- [LA Dodgers File for Bankruptcy](https://jeffdavislawfirm.com/la-dodgers-file-for-bankruptcy/) - The current recession has taken its toll on many families and businesses, forcing thousands to file for bankruptcy. Why, then is it so surprising that a professional baseball team could find itself in a similar financial crisis? Many people were shocked to find that the Los Angeles Dodgers are entering a Chapter 11 bankruptcy as
- [Blockbuster Inc. Bankruptcy](https://jeffdavislawfirm.com/blockbuster-inc-bankruptcy/) - It was no surprise when video rental giant Blockbuster was taken down by the smaller but more technologically advanced movie rental companies. Blockbuster tried for years to keep up with their competition, but at the high prices and inflexible return policies, their fall from the top was inevitable. Years later, Blockbuster is still trying to
- [Will Quiznos Face Chapter 11 Bankruptcy?](https://jeffdavislawfirm.com/will-quiznos-face-chapter-11-bankruptcy/) - Quiznos has long been known for their hot subs and crazy commercials, but as the economy took a hit and consumer's wallets tightened, Quiznos may soon be known for landing on a long list of bankrupt businesses from the recession. As of now, Quiznos is trying its best to restructure its debt to avoid filing
- [Motorcycle Road Trip Safety](https://jeffdavislawfirm.com/motorcycle-road-trip-safety/) - This summer stay safe by wearing relevant safety equipment such as helmet and clothing while riding! We encourage all drivers to share the road at all times. We also encourage new and experienced riders to conduct pull over at rest stops as the summer is heating up. If you need us don't hesitate to contact the 4's! (210)444-4444 (956)444-4444
- [Summer Pedestrian Accidents](https://jeffdavislawfirm.com/summer-pedestrian-accidents/) - Pedestrian accidents are more common than you think. This summer we want to remind you to take caution and always cross at designated crosswalks. Stay visible if you are walking at night, use well lit paths, and always use the sidewalk. Be sure to always watch for pedestrians if you are driving.
- [Motorcycle Safety 2018](https://jeffdavislawfirm.com/2018-motorcycle-safety/) - Thousands of motorcycle accidents occur each year. Safety is the number one priority when driving. We have prepared a list of safety tips to help ensure that you are driving safely the next time you are operating a vehicle. Make sure to always share the road with motorcyclists and other drivers. Be aware of your surroundings and drive diligently. Should you need us do not hesitate to call us at 210-444-4444.
- [Wyly's case: Tycoons, too, can invoke bankruptcy protections](https://jeffdavislawfirm.com/wylys-case-tycoons-too-can-invoke-bankruptcy-protections/) - Although not a lot of hard-working Texas residents facing stark financial challenges and doing their best to work through them might be able to identify -- even remotely -- with Samuel Wyly personally, his bankruptcy-related case nonetheless commands real-world interest. We pass along its central details for our readers, believing that Wyly’s story is relevant
- [With chapter 7 bankruptcy: being down doesn't mean you're out](https://jeffdavislawfirm.com/with-chapter-7-bankruptcy-being-down-doesnt-mean-youre-out/) - A key challenge that many people must overcome in deciding to file for bankruptcy is simply admitting the need for it. When you're struggling to pay your bills, it's easy to get down psychologically. This is a problem for many people in the San Antonio area and across the country. But before you beat yourself
- [Who Ends Up Losing in a Corporate Bankruptcy?](https://jeffdavislawfirm.com/who-ends-up-losing-in-a-corporate-bankruptcy/) - One of the biggest appeals to a new job is the salary and benefits. In a recession where salaries have been slashed, companies are learning how to snag some of the best employees by offering a competitive benefits package. With the string of corporate bankruptcies in the U.S., should employees be enticed by benefits that
- [Where Do I Get Help With My Green Card Application Form?](https://jeffdavislawfirm.com/where-do-i-get-help-with-my-green-card-application-form/) - The green card application form can often be very overwhelming. While the form itself can be easily obtained through the U.S. Citizenship and Immigration Services, or USCIS, knowing how to fill it out, what type of category to file it under, and other nuanced details are just not as simple. Many immigrants, especially those who
- [When debt collectors go too far: a Texas case on calls at work](https://jeffdavislawfirm.com/when-debt-collectors-go-too-far-a-texas-case-on-calls-at-work/) - Debt collectors do not get to do whatever they want. Federal and state laws limit what they are allowed to do. Nationally, of course, the key law is the Fair Debt Collection Practices Act (FDCPA). In the San Antonio area and across the nation, people who are struggling with debt are supposed to be protected
- [What Immigration Employment Opportunities are Available?](https://jeffdavislawfirm.com/what-immigration-employment-opportunities-are-available/) - If you already have a green card or visa, then you're considered a permanent resident of the U.S. As a permanent resident, you have the right to work in any job you choose, as long as you file applicable tax returns and report your income to the Internal Revenue Service. If you do not already
- [What does the future hold for Texas payday lenders?](https://jeffdavislawfirm.com/what-does-the-future-hold-for-texas-payday-lenders/) - Readers of this blog will appreciate that we are not great fans of payday lending operations. As we noted in one recent article, there are aspects of the service that can make it attractive. The borrower of such a loan doesn't usually have to put up collateral, though some consumers do go so far as
- [Valentine's Safety Awareness](https://jeffdavislawfirm.com/valentines-day-awareness/) - Valentine's Day is around the corner and so is the pressure to get it right! According to DMV.org drivers who are stressed are more likely to drift into another lane, drive through a red light, rear end the car in front of you, or hit a pedestrian. It’s important to try and stay relaxed and drive defensively so that an accident does not damper your day. Use defensive driving and remain self-aware of the immediate dangers around you.
- [The decision to file for bankruptcy: getting the facts is key](https://jeffdavislawfirm.com/the-decision-to-file-for-bankruptcy-getting-the-facts-is-key/) - For many people in Texas and elsewhere, the decision to file for bankruptcy is anything but casual. Filers often wrestle with the decision for many months, vacillating on whether to take advantage of the legal remedies provided by this debt-relief option or to continue struggling to make material inroads on their debt. Bankruptcy is associated
- [The Dangers of an I-9 Audit](https://jeffdavislawfirm.com/the-dangers-of-an-i-9-audit/) - If you're a business owner, you know an I-9 audit is serious. If you're found to knowingly hire and employ individuals who are not authorized to work, or you simply have errors on your employee records and I-9 forms, you could face serious penalties. In fact, just one violation can lead to fines anywhere from
- [Texas residents, be wary of loan modification scams](https://jeffdavislawfirm.com/texas-residents-be-wary-of-loan-modification-scams/) - Many Texas homeowners who are struggling to make their mortgage payments month after month may consider working with their lenders in order to obtain loan modifications. While this can be helpful in some cases, homeowners need to ensure that the terms really protect their interests. And, borrowers also need to make sure that the modification
- [Texas man says creditors tried to collect debts post bankruptcy](https://jeffdavislawfirm.com/texas-man-says-creditors-tried-to-collect-debts-post-bankruptcy/) - When Texas residents file for bankruptcy protection their creditors are generally no longer allowed to contact them. As soon as an individual files for bankruptcy, an automatic stay is in place that puts a halt to collection activity - this includes contact by mail and phone and wage garnishment. And, of course, once the bankruptcy
- [Tax Debt: What Effect Will a Bankruptcy Filing Have?](https://jeffdavislawfirm.com/tax-debt-what-effect-will-a-bankruptcy-filing-have/) - There are many types of debt. When health problems occur, even people with good insurance can find themselves in medical debt. And in this challenging economy, problems with credit card debt and mortgage debt are very common. And then there's tax debt. If you owe money to the IRS or the Texas Department of Revenue,
- [Tax debt in Texas: bankruptcy options](https://jeffdavislawfirm.com/tax-debt-in-texas-bankruptcy-options/) - Debt is much on the minds of all Americans - Texans included. It isn't just the national debt, either. Many local governments also have problems with municipal debt. And of course, if you're reading this post, you may be in need of personal debt relief. If you owe back taxes to the IRS or the
- [Tax Debt: Beware of Liens and IRS Levies](https://jeffdavislawfirm.com/tax-debt-beware-of-liens-and-irs-levies/) - Tax debt is a recipe for trouble - unless you respond proactively to the problem. Don't just let your wages become the object of an IRS tax levy. Here are some things to think about, as you consider filing for bankruptcy and other debt relief options. First, let's consider the word "levy" and distinguish it
- [Supreme Court to hear Chapter 7 bankruptcy case](https://jeffdavislawfirm.com/supreme-court-to-hear-chapter-7-bankruptcy-case/) - The U.S. Supreme Court doesn't hear bankruptcy cases very often. But this year the Court does have a bankruptcy case on its docket. The case is called Bullock v. BankChampaign, N.A. The case is important because of the questions it addresses about what debts can be discharged in a Chapter 7 bankruptcy. Texas and all
- [Support for Your Green Card Application Form](https://jeffdavislawfirm.com/support-for-your-green-card-application-form/) - Depending on the type of green card you are filing for, it's possible you may need to submit additional supporting documents along with your actual application form. These can range from travel documents and employment authorizations to support affidavits and medical exam records. To find out what type of supporting documents you may need for
- [Student Loan Debt: Can Bankruptcy Resolve It?](https://jeffdavislawfirm.com/student-loan-debt-can-bankruptcy-resolve-it/) - You have heard that student loan debt is not dischargeable in bankruptcy. It's true that is the general rule. But in certain cases, when there is undue hardship, it is sometimes possible to discharge student debt through bankruptcy. In fact, such a discharge just happened in a case in Buffalo, New York, involving a 64-year-old
- [So, what's a better option for me, Chapter 7 or 13 bankruptcy?](https://jeffdavislawfirm.com/so-whats-a-better-option-for-me-chapter-7-or-13-bankruptcy/) - There has to be a clear and easy answer to that headline-posed question above, right? After all, Chapter 7 and Chapter 13 are clearly distinct bankruptcy options with altogether different parameters. Shouldn’t there be a relatively quick and simple process for determining the road to take in seeking the financial relief provided by bankruptcy? Well,
- [Small Business Bankruptcy: Structure Affects Choices](https://jeffdavislawfirm.com/small-business-bankruptcy-structure-affects-choices/) - In order to get the fresh start that bankruptcy can offer, you've got to consider which type would be best for you. Chapter 7 bankruptcy is often known as "liquidation" or straight bankruptcy because it requires clearing out all nonexempt property to satisfy debts owed to creditors. If they meet certain requirements, Texas consumers can
- [Seeking Immigration Asylum](https://jeffdavislawfirm.com/seeking-immigration-asylum/) - If you're afraid of persecution in your home country - because of religious, political, or other reasons - you may be able to seek immigration asylum in the Unites States. Asylum can protect you and your loved ones and offer you an indefinite stay in the country. You may also be able to seek work
- [Right-to-Work Laws](https://jeffdavislawfirm.com/right-to-work-laws/) - Right-to-Work Law Right-to-work laws are statutes enforced at state level which prohibits agreements between labor unions and employers that require either membership, payment of dues or fees a condition of employment. "Right-to-work" does just that, it gives employees the opportunity to work and get paid without getting tangled in politics and legislation if they chose
- [Residential foreclosure update: data trend for Texas encouraging](https://jeffdavislawfirm.com/residential-foreclosure-update-data-tend-for-texas-encouraging/) - One of the important threads we've been following in this blog is home foreclosure. The real estate crisis and the Great Recession that followed left huge numbers of homeowners underwater on their mortgages. Many of these homeowners have been unable to keep up with their payments, and there has been wave after wave of foreclosures
- [Remorse about debt may help bankruptcy filing, study suggests](https://jeffdavislawfirm.com/remorse-about-debt-may-help-bankruptcy-filing-study-suggests/) - Bankruptcy judges are appointed to apply the law evenhandedly. Their job is to remain objective and make sure the law is followed. Could it be, however, that judges are more likely to approve a repayment plan in a Chapter 13 bankruptcy if the debtor includes an apology with his or her petition? The answer has
- [Rebounding from bankruptcy: pushing that credit score higher](https://jeffdavislawfirm.com/rebounding-from-bankruptcy-pushing-that-credit-score-higher/) - Perhaps you took the plunge and filed for bankruptcy after realizing that the stark financial challenges you were facing were insurmountable and simply couldn’t be dealt with any other way. Many people come to that realization after a candid and comprehensive discussion with an experienced debt relief attorney, learning that the process -- long sanctioned
- [Qualifying for an I-601 Waiver](https://jeffdavislawfirm.com/qualifying-for-an-i-601-waiver/) - If you're seeking an immigrant visa, want to adjust your status, or are applying for other immigration benefits and are deemed inadmissible by USCIS, all hope is not lost. You may still be able to continue living and working in the U.S. by getting what's called an I-601 waiver. An I-601 waiver can override your
- [Post-foreclosure deficiency judgments: What is the Texas take?](https://jeffdavislawfirm.com/post-foreclosure-deficiency-judgments-what-is-the-texas-take/) - Home foreclosure across the country -- and certainly in Texas -- has been a hot-button topic for several years now, with foreclosure-related stories beginning to surface prominently following the housing collapse and so-called Great Recession that first began picking up steam a handful-plus of years ago. Fallout from the economic hard times of recent years
- [Payday loan debt collection, part 1: civil versus criminal](https://jeffdavislawfirm.com/payday-loan-debt-collection-part-1-civil-versus-criminal/) - Payday loans are a plague across Texas and across the country. Three weeks ago, in our November 1 post, we noted some of the problems that Texans have experienced with the astronomically high interest rates involved in these loans. Auto title loans, as we discussed, are also a huge problem. In this post, let's look
- [Payday loan collection, part 2: ethical limitations](https://jeffdavislawfirm.com/payday-loan-collection-part-2-ethical-limitations/) - In part one of this post, we discussed one aspect of the problem of payday loans in Texas. We noted how debt collectors seeking to collect on payday loans have sometimes pressured local authorities in San Antonio and other cities to threaten debtors with criminal charges. In this part of the post, we will discuss
- [Notice of Termination](https://jeffdavislawfirm.com/notice-of-termination/) - Notice of Termination – refers to the notice given to an employee stating the date on which an employee's contract will end. According to the U.S. Fair Labor Standards Act, there are no specific requirements for an employer to give notice to an employee who's being terminated unless the employee is covered by an individual
- [Not gonna take it: one consumer's battle with harassing collector](https://jeffdavislawfirm.com/not-gonna-take-it-one-consumers-battle-with-harassing-collector/) - We mentioned in a prior blog post the sheer frustration -- often accompanied by fear -- that consumers in Texas and across the country feel when they are suddenly confronted by aggressive debt collectors. The tactics engaged in by individuals and firms within that massive industry, as well as the overwhelmed feeling often experienced on
- [Labor Day: A Time to Recognize Work-Life Balance of Caregivers](https://jeffdavislawfirm.com/labor-day-a-time-to-recognize-work-life-balance-of-caregivers/) - This Labor Day, let's applaud those Americans who have put their jobs and lives on hold to serve as caregivers to family members in need. The often thankless job of caregiving is a true labor of love on the part of a son, daughter, spouse, or close relative. A recent study by AARP found that
- [Is there a silver lining to continuing "zombie" foreclosures?](https://jeffdavislawfirm.com/is-there-a-silver-lining-to-continuing-zombie-foreclosures/) - What might conceivably be the upside in an increased number of for-sale signs being seen in any American neighborhood that result from foreclosure and repossession? For many people in Texas and elsewhere, those signs are clearly just dismal reminders that struggles persist for many homeowners. Even years after the so-called Great Recession and the monumental
- [Is DOJ mortgage fraud focus now shifting to criminal penalties?](https://jeffdavislawfirm.com/is-doj-mortgage-fraud-focus-now-shifting-to-criminal-penalties/) - One thing that the great national mortgage crisis of recent years readily signifies is that complex books often have many chapters. A new one is currently being written, authored by outgoing U.S. Department of Justice Attorney General Eric Holder. Prior to turning his post over to successor Loretta Lynch, Holder has directed attorneys in his
- [Is bankruptcy a viable response to a financial emergency?](https://jeffdavislawfirm.com/is-bankruptcy-a-viable-response-to-a-financial-emergency/) - Have consumers changed their approach to finances in the wake of the 2008 recession and housing crisis? A recent report suggests there may be cause for alarm. Specifically, a survey conducted by an entity that trains community development professionals indicates that almost one-quarter of households in Texas and across the country have only enough savings
- [In the Great Recession's wake, debt still trumps savings for many](https://jeffdavislawfirm.com/in-the-great-recessions-wake-debt-still-trumps-savings-for-many/) - Some consumers -- the most fortunate among us -- manage to save money just fine, while keeping troublesome debt levels at bay at the same time. Others, conversely, neither save much nor tap into their credit cards to an extent that causes them to lose sleep at night. For them, personal finances are essentially a
- [Immigration Visa Categories: Temporary Protected Status](https://jeffdavislawfirm.com/immigration-visa-categories-temporary-protected-status/) - Temporary protected status is one of the many immigration visa categories that foreign nationals can apply under to get a visa. Created by the Immigration Act of 1990, it is specifically designed for individuals who cannot currently return to their home country because of ongoing wars, conflicts, natural disasters, or other extenuating circumstances in their
- [Ignoring your creditors will not help you](https://jeffdavislawfirm.com/ignoring-your-creditors-will-not-help-you/) - Imagine for a moment that life throws you a curveball, and as a result your finances are thrown into turmoil. In response, you seek out new lines of credit or you start relying on your credit card far more than you ever have. As a couple of months go by, the life event that was
- [How to Obtain U.S. Citizenship](https://jeffdavislawfirm.com/how-to-obtain-us-citizenship/) - There are a number of ways a foreign born individual can obtain citizenship in the United States. It can be done through familial relationships, military service, or through marriage and requires a process called "naturalization." Want to learn how to obtain U.S. citizenship for yourself or a family member? Check out our guide below. How
- [Head-scratching reality: positive-equity foreclsoures](https://jeffdavislawfirm.com/head-scratching-reality-positive-equity-foreclsoures/) - Here's a misnomer and term that will undoubtedly give more than a few of our readers in Texas and elsewhere pause: positive-equity foreclosure. The home foreclosure process has always been centrally associated with negative equity, that is, properties in which homeowners' outstanding mortgages exceed the estimated market value of their homes. A phrase commonly used
- [Green Card Application Process](https://jeffdavislawfirm.com/green-card-application-process/) - The green card application process can be a complicated one, especially if you're new to the U.S. or English is not your first language. We can help. Check out our comprehensive guide to the green card application process below! The Green Card Application Process Breakdown The first step to getting your green card is to
- [Garnishment: What it is, and what you can do about it](https://jeffdavislawfirm.com/garnishment-what-it-is-and-what-you-can-do-about-it/) - Here’s a hypothetical that’s just about assured to induce cold sweat for any Texas resident considering it. You’re relaxing at home, attending to some personal budget matters. In perusing your bank statement online, you suddenly notice with due alarm that its entries seem strongly out of whack. Checks aren’t clearing. Your account seems frozen. And
- [Foreclosure rates: how does Texas compare to other states?](https://jeffdavislawfirm.com/foreclosure-rates-how-does-texas-compare-to-other-states/) - The issue of home foreclosure and the role that bankruptcy can play in keeping foreclosure at bay is one of the recurring themes in this blog. Most recently, in our September 20 post, we wrote about how the late-payment rate for mortgage payments has been going down recently as more consumers make those payments a
- [Foreclosure: a focus on some government assistance programs](https://jeffdavislawfirm.com/foreclosure-a-focus-on-some-government-assistance-programs/) - Helping people in Texas and nationally avoid foreclosure when doing so seems a viable possibility promotes the interests of far more than those immediate homeowners alone. In fact, foreclosure avoidance is broadly beneficial to myriad groups of people and special interests across the country, a fact that is distinctly recognized by the United States Department
- [Fighting back against debt collection threats](https://jeffdavislawfirm.com/fighting-back-against-debt-collection-threats/) - The debt collection industry is out of control. Indeed, it has been out of control for years. But consumers and their advocates, as well as government regulators, are increasingly fighting back. If you are struggling with the need for debt relief, you may have experienced unfair collection practices. You may even have experienced one or
- [Federal regulators revising fair debt collection rules](https://jeffdavislawfirm.com/federal-regulators-revising-fair-debt-collection-rules/) - Many people have heard of the Fair Debt Collection Practices Act. After all, that important federal law has been around since 1977. But obviously the means by which people communicate have changed greatly in those 36 years as e-mail, text messages and cellphones have taken hold. It is therefore important for federal regulators who write
- [Fair Employment Opportunity Act of 2011](https://jeffdavislawfirm.com/fair-employment-opportunity-act-of-2011/) - The recession has hurt many Americans in the past couple years. Many people have been laid off due to cutbacks, recent college graduates have faced months of unemployment and many people are currently overqualified for the jobs they have. The job market has taken a hit. Currently, more than 14 million Americans have been counted
- [Even for those with insurance, medical debt can be a problem](https://jeffdavislawfirm.com/even-for-those-with-insurance-medical-debt-can-be-a-problem/) - One of our most important themes in this blog is that medical debt is one of the leading causes of bankruptcy. As we discussed in our December 6 post, the ever-rising cost of health care has made medical bills a bitter pill to swallow for large numbers of Americans. Many of the people struggling with
- [Don't let dubious debt collectors keep you from real debt relief](https://jeffdavislawfirm.com/dont-let-dubious-debt-collectors-keep-you-from-real-debt-relief/) - Informing people about the threat of unfair or fraudulent debt collection practices is one of the themes of this blog. In our February 15 post we wrote about a recent Texas case in which the Federal Trade Commission took against a debt-collection company for egregious violations. The problem is so big, however, that fake debt
- [Americans with Disabilities Act Amendments Act](https://jeffdavislawfirm.com/disabilities-act-amendments/) - The Americans with Disabilities Act was enacted by the U.S. Congress in 1990 to protect disabled Americans with disabilities, similar to the protections in the Civil Rights Act of 1964, which made discrimination based on race, religion, sex, national origin, and other characteristics illegal. In 2009, President Bush signed the Americans with Disabilities Act Amendment
- [Credit card debt: the down side of balance transfers](https://jeffdavislawfirm.com/credit-card-debt-the-down-side-of-balance-transfers/) - It's so tempting. You've got a new credit card, so why not use it even for a big-ticket item like buying a car? After all, it's supposed to be a no-interest card. Well, the truth is that so-called zero-interest credit card balance transfer offers must be scrutinized carefully. Debtors in the San Antonio or anywhere
- [Court finds American Express actions heavy handed, unlawful](https://jeffdavislawfirm.com/court-finds-american-express-actions-heavy-handed-unlawful/) - How would you feel as a Texas consumer if you wanted to use a particular credit card at a store but were constrained from doing so because another card issuer forbade the merchant from accepting the card? And how would you feel upon learning that the card company imposing terms was slapping a comparatively higher
- [Consumer protections announced in medical debt realm](https://jeffdavislawfirm.com/consumer-protections-announced-in-medical-debt-realm/) - Following is a scenario that many consumers in Texas and nationally can undoubtedly relate to. Imagine that you recently underwent a medical procedure. You have medical insurance, which covered your care. However, and as these things typically go, you are in the dark regarding what you personally owe, because your insurer needs time to go
- [Consumer Financial Protection Bureau; what it is, what it does](https://jeffdavislawfirm.com/consumer-financial-protection-bureau-what-it-is-what-it-does/) - It is probably safe to say that American consumers are at least as savvy and circumspect as their counterparts in other countries across the globe. After all, the United States virtually created large-scale capitalism, with its market economy dwarfing all other national economies. Sellers and buyers transact many millions of times each day across the
- [Chapter 7 Bankruptcy Verses Chapter 13 Bankruptcy](https://jeffdavislawfirm.com/chapter-7-bankruptcy-verses-chapter-13-bankruptcy/) - Choosing to file through, and eventually traveling through the process of filing for bankruptcy can be a difficult and emotionally draining job. Although with the professional assistance of an experienced bankruptcy attorney one can make the process a bit easier on one's stress level. The most common filings for bankruptcy are that of Chapter 7
- [Can Your Employer Monitor your Off-Duty Activities?](https://jeffdavislawfirm.com/can-your-employer-monitor-your-off-duty-activities/) - A full-time job can take a lot out of a person. For some people, 40 hours a week is just the beginning. So with work being such a huge part of our life, it's nice to enjoy the time outside of work; our own time. So how much control, if any, can an employer have
- [Can I Keep My Home If I File Bankruptcy?](https://jeffdavislawfirm.com/can-i-keep-my-home-if-i-file-bankruptcy/) - If you own a house, you have probably put quite a bit of time and effort into keeping it fixed up. First, you looked for just the right house in just the right area for your family. You have decorated and worked to make it your own special home. However, you may have recently fallen
- [Can federal regulators set interest limits on payday loans?](https://jeffdavislawfirm.com/can-federal-regulators-set-interest-limits-on-payday-loans/) - Loan vehicles, or so-called “payday loans” are highly singular animals. Largely unregulated by federal authorities, an industry comprised of lenders has sprung up across the country, including participants in Texas. There is certainly a wide divide existing in the opinions of industry commentators regarding the particulars of such loan instruments. On the one hand, and
- [Buying a house after bankruptcy](https://jeffdavislawfirm.com/buying-a-house-after-bankruptcy/) - There are many myths and misconceptions about bankruptcy. Indeed, there are far too many to clear up in just one blog post. But let's take one such misconception: that by filing bankruptcy, you are compromising your ability to get a mortgage to buy a house in the future. In practice, this is simply not always
- [Big bank, bad actor: sanctions for improper collection attempts](https://jeffdavislawfirm.com/big-bank-bad-actor-sanctions-for-improper-collection-attempts/) - When a bankruptcy court discharges a debt, the creditor is supposed to stop trying to collect it from the debtor. This is not rocket science. In Texas and across the nation, it is an utterly basic part of the bankruptcy process that should be well known to creditors. In a recent case, however, one of
- [Bankruptcy: a powerful and often underutilized consumer tool](https://jeffdavislawfirm.com/bankruptcy-a-powerful-and-often-underutilized-consumer-tool/) - It is perhaps apt imagery to refer to the slippery slope of debt when discussing the financial difficulties that over time ensnare many Americans and introduce material instability into their lives. Although the details vary from case to case, it is not uncommon for debt problems to first emerge for individuals and families after an
- [After bankruptcy, rebuilding credit is important](https://jeffdavislawfirm.com/after-bankruptcy-rebuilding-credit-is-important-1/) - The decision to file for bankruptcy is a big one, and those who understand the implications of a filing do not take it lightly. Probably the biggest reason to be cautious about filing for bankruptcy is the impact a filing has on one’s credit. While a bankruptcy filing may not have an immediate drastically negative
- [A novel approach to the nation's massive student debt problem](https://jeffdavislawfirm.com/a-novel-approach-to-the-nations-massive-student-debt-problem/) - It is flatly hard to overestimate the broad-based impact that spiraling student loan exactions are having in the United States, with scores of millions of people being saddled with long-term debt that can affect their spending and consumption decisions for decades. Here is a telling piece of information supplied courtesy of a national media story
- [Bank seeks foreclosure on Texas property belonging to heirs](https://jeffdavislawfirm.com/bank-seeks-foreclosure-on-texas-property-belonging-to-heirs/) - For residents of Texas who have been negatively impacted by the economy, home foreclosure is an all-too-real consideration. When faced with financial duress, it's important for homeowners to understand their rights and options. Not every case must end in foreclosure. There are legal avenues, such as certain forms of bankruptcy and debt relief, that can
- [Avoiding debt collection is not the same as debt relief](https://jeffdavislawfirm.com/avoiding-debt-collection-is-not-the-same-as-debt-relief/) - Facebook, Twitter and other social media websites have profoundly changed the way many Americans share information about their lives. But does that mean that it's fair game for debt collectors to contact debtors on those websites? The answer is essentially no. But federal regulators realize they need to do more to prevent debt collectors from
- [Aggressive debt collectors: special nemesis for many seniors](https://jeffdavislawfirm.com/aggressive-debt-collectors-special-nemesis-for-many-seniors/) - “Older Americans deserve to be treated with the respect they have earned.” Although most people would readily agree with that statement recently offered by Consumer Financial Protection Bureau (CFPB) Director Richard Cordray, the reality for many American seniors is that their contacts with one select group of people are sadly lacking in conferred respect Rather,
- [A growing consensus that student loan reform is urgently needed](https://jeffdavislawfirm.com/a-growing-consensus-that-student-loan-reform-is-urgently-needed/) - Today's post is essentially a transition piece that we believe tightly and logically links back to our immediately preceding post on student loan debt. In our entry dated March 12, we noted that "loan payback amounts sometimes loom as lifelong obligations for select borrowers." Those obligations can seem far more onerous, we remarked, when authorities
- [A Brief History of the Fair Labor Standards Act](https://jeffdavislawfirm.com/a-brief-history-of-the-fair-labor-standards-act/) - The Fair Labor Standards Act of 1938 (FLSA) is a federal statute of the United States. Also known as the "Wages and Hours Bill," the FLSA helped to establish a national minimum wage, guaranteed 'time-and-a-half' for certain jobs and most importantly, it prohibited minors from being employed in "oppressive child labor." The Fair Labor Standards
- [A Brief History of the Equal Employment Opportunity Commission](https://jeffdavislawfirm.com/a-brief-history-of-the-equal-employment-opportunity-commission/) - The Equal Employment Opportunity Commission (EEOC) is a government entity created to eliminate discrimination in the workplace in the U.S. based on an employee's race, gender, color, religion, national origin, age, disability, or gender. These "immutable characteristics" have no impact on how an employee can perform their job and cannot be used as a means
- [Easter Weekend Safety](https://jeffdavislawfirm.com/2018-easter-weekend-safety/) - This Easter Weekend we want you to drive safe and always take safety precautions the entire duration of your trip. Be sure to always prepare for any weather that you may come across on your trip. be sure to share the road with other drivers and remember to never drink and drive. We have put together these tips to help ensure that your Easter weekend is safe and enjoyable.
- [Texting and Driving is Distracted Driving](https://jeffdavislawfirm.com/put-your-thumbs-away/) - Texting and Driving is Distracted Driving One in five road accidents in Texas is caused by distracted driving, according to the Texas Department of Transportation. There are several popular actions that are considered as distracting to drivers such as eating, operating a cellular or electronic device or fiddling with the stereo system. Texting while driving within
- [Aspen And Bentley Remind You Of Safety Tips](https://jeffdavislawfirm.com/aspen-and-bentley-safety-tips/) - If your pet has been injured or passes due to a motor vehicle accident you may be entitled to compensation for damages. Our DLF Safety Paws want to remind you to to take extra precautions and buckle your furry friends while traveling! #SafetyPaws #Jefsshere4you If you've been in an accident call or text us! (210)444-4444 (956)444-4444 (361)999-9999
- [DLF Safety Paws on Pedestrian Right-of-Way at Crosswalk](https://jeffdavislawfirm.com/pedestrian-right-of-way-at-crosswalk/) - Our DLF Safety Paws want to remind pedestrians and drivers of the “Rules of the Road” as designated by the Texas State Legislature. As both the conductor of a vehicle and a pedestrian, it is important to know the state traffic regulations and local ordinances of the place in which you preside in. The regulations
- [Texas Ranked 1st on States with the Worst Drivers](https://jeffdavislawfirm.com/texas-distracted-drivers-worst-drivers/) - Texas tied for 1st place with Louisiana as the state with worst drivers. Each state was ranked according to 5 key categories that impact the safety of drivers.
- [Why Payday Loans Don't Pay](https://jeffdavislawfirm.com/why-payday-loans-dont-pay/) - Even during trying moments, most of us hold onto the dreams and plans we have for living a more comfortable financial life. For too many Americans, however, that hope is growing dimmer. Today, more and more of us are living "paycheck to paycheck". This means that they rely on each and every paycheck to cover
- [Should I focus on credit card payments first, or medical debt?](https://jeffdavislawfirm.com/should-i-focus-on-credit-card-payments-first-or-medical-debt/) - That above headline query is guaranteed to turn off just about anybody this time of year, right on the cusp of the winter holidays and just when many consumers in Texas and nationally are actually taking on additional debt for gifts and other purchases. And, yes, it’s virtually a thumbs-down inquiry at any time of
- [Medical debt continues to plague, perplex millions of consumers](https://jeffdavislawfirm.com/medical-debt-continues-to-plague-perplex-millions-of-consumers/) - A spokesperson for a trade group representing the nation’s major credit reporting agencies (think TransUnion, Equifax and Experian) states that 98 percent of all the credit reports in the United States “have no material errors.” That sounds great, doesn’t it? When it is taken into account, though, that the so-called “Big Three” reporting agencies deal
- [Credit card debt statistics: What exactly do they mean?](https://jeffdavislawfirm.com/credit-card-debt-statistics-what-exactly-do-they-mean/) - Purveyors of competing viewpoints sometimes make reference to statistical data to support their assertions. Often, the application of those numbers to a certain situation or context results in as many new questions being raised as it does in the definitive settlement of a debate or dispute. In other words: We’ve got numbers, but what exactly
- [The difficulty in reducing student loan debt](https://jeffdavislawfirm.com/the-difficulty-in-reducing-student-loan-debt/) - It is extremely unfortunate that filing for bankruptcy has such a negative connotation to it, as it is an important tool for debt relief. There are people throughout San Antonio who find themselves overwhelmed by financial problems of one kind or another. They turn to a bankruptcy attorney to discuss their options and, many times,
- [Debt collectors: things a harassed consumer needs to know](https://jeffdavislawfirm.com/debt-collectors-things-a-harassed-consumer-needs-to-know/) - Based on a wide number of media reports, as well as on the high volume of phone calls and letters received by state and federal offices, consumers dealing with debt collection companies are often at a total loss as to how to proceed. Put another way: Many persons in Texas and nationally seeking debt relief
- [The Fair Credit Reporting Act: what it is, what it provides for](https://jeffdavislawfirm.com/the-fair-credit-reporting-act-what-it-is-what-it-provides-for/) - Sometimes distressed consumers -- through no fault of their own -- cannot even see one of the sources of financial challenges confronting them. That challenge is posed by adverse information appearing in their credit reports, which can work in insidious and unknown fashion to undermine their credibility with landlords, lenders and even employers. For obvious
- [Regarding nation's debt crisis, are we digging out or digging in?](https://jeffdavislawfirm.com/regarding-nations-debt-crisis-are-we-digging-out-or-digging-in/) - So, are we doing better or not? Has the national economy at least stopped snarling at the middle class sufficiently enough over the past couple years to enable most challenged debtors to regain their financial footing? These questions certainly seem reasonable enough to ask, and at this time. After all, the monstrous housing collapse and
- [Debt-settlement industry: persistently under fire](https://jeffdavislawfirm.com/debt-settlement-industry-persistently-under-fire/) - Talk about a business niche that has an unrelenting image problem. Once again, the debt-settlement industry is making media waves for the adverse repercussions visited on consumers across the country who solicit the “assistance” of companies that pledge debt relief and simply don’t deliver on their promises. As many of our readers in Texas and
- [Report shows consumers are charging more, paying down less](https://jeffdavislawfirm.com/report-shows-consumers-are-charging-more-paying-down-less/) - Even the most skeptical among us can agree that the economy is finally starting to show signs of sustained recovery following the recent recession, as foreclosures have dropped, employment is up and consumers are spending more. Indeed, a recently released report by the website CardHub.com suggests that not only are consumers spending more here in
- [Bankruptcy alternatives for hard-pressed consumers](https://jeffdavislawfirm.com/bankruptcy-alternatives-for-hard-pressed-consumers/) - As we have previously noted for our readers throughout Texas, consumer bankruptcy can owe to one or many interrelated factors, with every case being unique. In recent years, those factors have been on firm display across the country, with tough economic times highlighting the stiff challenges that many individuals and families nationally are facing across
- [U.S. Supreme Court weighs in on bankruptcy exemption question](https://jeffdavislawfirm.com/us-supreme-court-weighs-in-on-bankruptcy-exemption-question/) - If you’re a Texas resident who is besieged by high debt levels brought on by factors beyond your control, you are undoubtedly pursuing debt relief. In doing so, you have perhaps considered filing for bankruptcy, wondering while thinking about the process whether certain of your assets will be shielded from creditors. The short answer to
- [Prescription drug costs drive heavy medical debt, even for insured](https://jeffdavislawfirm.com/prescription-drug-costs-drive-heavy-medical-debt/) - In a 2013 survey conducted by the Commonwealth Fund, respondents were asked if the cost of medication had caused them to go without it in the last year. Of the adults who answered, 27 percent responded "yes." An analyst with the Commonwealth Fund said that percentage represents an estimated 50 million individuals. More than 20
- [Student debt: ripple effects across the larger economy](https://jeffdavislawfirm.com/student-debt-ripple-effects-across-the-larger-economy/) - Student debt held by Texas residents and many millions of Americans in other states as well is often readily distinguished by financial commentators from other types of unsecured debt. That means most centrally things like credit card debt and medical bills. Many media pundits are quick to note that those types of financial obligations, once
- [Military members can fight back against harassing debt collectors](https://jeffdavislawfirm.com/military-members-can-fight-back-against-harassing-debt-collectors/) - According to the national news source Governing magazine, Texas is home to nearly 125,000 active-duty military personnel. That large number of men and women who reside in the state while serving their country likely comes as no surprise to most Texans, given the many -- and often major -- military installations that are interspersed throughout
- [Medical bills, bankruptcy, and health insurance under Obamacare](https://jeffdavislawfirm.com/medical-bills-bankruptcy-and-health-insurance-under-obamacare/) - Medical debt is one of the leading causes of bankruptcy. This has been the case for many years, and it includes both people with insurance and without. Is it likely to change with the implementation of the federal Affordable Care Act (ACA)? The ACA, otherwise known as Obamacare after the president who pushed for it,
- [Preparing for an I-9 Audit](https://jeffdavislawfirm.com/preparing-for-an-i-9-audit/) - The U.S. Immigration and Customs Enforcement department regularly conducts I-9 audits to ensure companies are following proper employment eligibility verification procedures when hiring new workers. According to the New York Times, ICE conducted more I-9 audits in 2012 than any other year the I-9 form has existed. More than 3,000 companies were audited in 2012;
- [What is an Immigration Bond?](https://jeffdavislawfirm.com/what-is-an-immigration-bond/) - If you're arrested and detained by the U.S. Department of Homeland Security or Immigration and Customs Enforcement, you'll need to post an immigration bond in order to be released. However, exactly what is an immigration bond? And how do you go about obtaining one? Follow our simple guide below. What is an Immigration Bond? An
- [How Does a Family-Based Green Card Work?](https://jeffdavislawfirm.com/how-does-a-family-based-green-card-work/) - One of the most common ways you can get a U.S. green card is through a family member or close relative who lives in the Unites States. These family-based green cards allow your U.S.-based relative to serve as your sponsor, granting you entrance to the country and giving you permanent resident status. However, exactly how
- [Bankruptcy can help someone buried under medical debt](https://jeffdavislawfirm.com/bankruptcy-can-help-someone-buried-under-medical-debt/) - One of the most disastrous events that can happen to someone during their life is a major medical condition. It takes away your ability to live your life, and it leaves you in a lot of pain. While your insurance may cover a large portion of all the medical costs associated with your condition, there
- [The Davis Law Firm has the Best Immigration Attorneys](https://jeffdavislawfirm.com/jeff-davis-has-the-best-immigration-attorneys/) - The immigration process can be a long and confusing one. Fortunately, the attorneys at the Davis Law Firm can help. The Davis Law Firm has the best immigration attorneys throughout the San Antonio and Central Texas areas, and they can help with any and all of your immigration needs. Why are they the Best Immigration
- [Family-based Immigration Visa Categories](https://jeffdavislawfirm.com/family-based-immigration-visa-categories/) - Family-based immigration Visas can allow relatives of U.S. citizens and lawful residents to immigrate to and take up residency in the United States. There are two main types of these Visas: those for Immediate Relative Immigrants and those for Family Preference Immigrants. Within each of these family-based immigration Visa categories are several different types of
- [What You Need to Know about the Deferred Action Program](https://jeffdavislawfirm.com/what-you-need-to-know-about-deferred-action-program/) - On June 15, 2012, the Department of Homeland Security announced it would begin utilizing a deferred action program, allowing certain immigrants who entered the United States as minors to avoid deportation and, eventually, seek authorization to work in the U.S. To be eligible for the deferred action program, an individual must: · Have come to
- [U.S. Work Visas](https://jeffdavislawfirm.com/us-work-visas/) - There are many types of work visas that make it possible for immigrants to work in the U.S., either temporarily or permanently. Temporary visas are only valid for up to seven years. Before you apply for any type of visa, it is important that you consult a San Antonio immigration attorney. Temporary Work Permits Numerous types
- [Preparing for the U.S. Naturalization Test](https://jeffdavislawfirm.com/preparing-for-the-us-naturalization-test/) - A foreign immigrant can become an official U.S. citizen through a process called naturalization. In order to qualify for naturalization, immigrants must meet a number of requirements, including having a green card for at least five years, residing in the U.S. for at least 30 months, and being of good moral character. The final step
- [How to Petition a Relative for an Immigrant Visa](https://jeffdavislawfirm.com/how-to-petition-a-relative-for-an-immigrant-visa/) - If you're a citizen or permanent resident of the United States, and you'd like a family member in another country to immigrate here to join you, you must first file a petition for alien relative, known as an I-130 form. This form enables you to claim eligible relatives; once it is filed and approved,
- [DACA Application Requirements](https://jeffdavislawfirm.com/daca-application-requirements/) - DACA, which stands for Deferred Action for Childhood Arrivals, allows a path to U.S. work authorization for certain illegal aliens who came to our country as minors. Specifically, it orders U.S. Customs, U.S. Citizenship and Immigration Services, and Immigration and Customs Enforcement to defer deportation of illegal immigrants who meet certain DACA application requirements. After
- [What is the Dream Act Law?](https://jeffdavislawfirm.com/what-is-the-dream-act-law/) - The DREAM Act: You've probably heard of it before. It's been in the headlines, debated in congress, and discussed on news programs endlessly over the past decade, but exactly what is the DREAM Act law anyway? Put simply, the DREAM Act is a proposed bill that, if enacted, would afford certain illegal immigrants an easier
- [When Educational Debt Becomes a Burden, Not a Stepping Stone](https://jeffdavislawfirm.com/when-educational-debt-becomes-a-burden-not-a-stepping-stone/) - San Antonio Mayor Julian Castro gives the keynote address at the Democratic National Convention tonight. It is a high honor to be chosen for this assignment. Everyone from the San Antonio area - regardless of political affiliation - will be sharing the spotlight by extension. The major is still only 37. In his three years
- [Credit Card Debt: The Growing Use of Pre-Paid Cards](https://jeffdavislawfirm.com/credit-card-debt-the-growing-use-of-pre-paid-cards/) - It can be easier said than done to keep credit card debt at bay. When it reaches a certain point, you have to consider all of your debt relief options, including bankruptcy. Depending on your unique circumstances, filing for bankruptcy may be the best way to resolve your problems with unmanageable debt. The story of
- [Creating and Keeping an Emergency Fund Can Be Tough](https://jeffdavislawfirm.com/creating-and-keeping-an-emergency-fund-can-be-tough/) - Create an emergency fund. Financial counselors are very clear on this point. They want us all to have at least several hundred dollars socked away to deal with unexpected needs. In fact, many counselors believe the fund should have more than a few hundred dollars. Some say it should be big enough to cover your
- [San Antonio Foreclosure Data and the National Economy](https://jeffdavislawfirm.com/san-antonio-foreclosure-data-and-the-national-economy/) - The real estate meltdown has affected different parts of the country in very different ways. In over-built areas like Phoenix or Miami, the drop in values, and the high rate of foreclosure, remains acute. Yet there are other regions of the U.S. where prices and home ownership have remained more stable. Even in more stable
- [Medical Debt and the Problem of Phony Insurance](https://jeffdavislawfirm.com/medical-debt-and-the-problem-of-phony-insurance/) - If you have health insurance, do you still need to worry about medical debt? In theory, the answer should be no; after all, the main purpose of having insurance is to cover the medical costs when you or a close family member gets sick. In practice, however, the answer is quite different. After the co-pays
- [Tionne "T-Boz" Watkins files for Bankruptcy…Again](https://jeffdavislawfirm.com/tionne-t-boz-watkins-files-for-bankruptcyagain/) - Some celebrities just can't get it right; some can't hold on to a movie role, others can't clean up their act and some have more financial troubles now than they did before they were famous. Tionne "T-Boz" Watkins of the female singing group TLC unfortunately falls under the financial category. Watkins is now filing for
- [Cash Money Rapper files for Bankruptcy](https://jeffdavislawfirm.com/cash-money-rapper-files-for-bankruptcy/) - It's hard to imagine a rapper going bankrupt, especially when they're a member of a group called "Cash Money." Unfortunately for Young Buck, former G-Unit soldier, this is exactly the case. Young Buck filed for bankruptcy back in September 2010 just one month after his home was raided by IRS agents. Young Buck's Trustee as
- [Is Bankruptcy Better than a Short Sale?](https://jeffdavislawfirm.com/is-bankruptcy-better-than-a-short-sale/) - Due to the sharp decline in Real Estate and the current unstable economy, many people are turning to short sales to solve their financial problems. For many people who have lost their job, or have found a job opportunity elsewhere, selling their house becomes a major priority. It may be that they only have enough
- [What Does a Bankruptcy Attorney Do?](https://jeffdavislawfirm.com/what-does-a-bankruptcy-attorney-do/) - So you're considering filing for bankruptcy; you're behind on mortgage payments, credit card interest is compounding quickly and you can't escape your creditors' constant phone calls. Many people think to themselves, if I can't afford to pay for my monthly expenses how can I pay for a bankruptcy attorney? The stress of merely considering filing
- [What to Expect at your Meeting of Creditors](https://jeffdavislawfirm.com/what-to-expect-at-your-meeting-of-creditors/) - Filing for bankruptcy can be a lengthy and complicated process. When you're filing a Chapter 7 bankruptcy, you will need to attend a 341(a) Meeting of Creditors with your Trustee and attorney. This can be a very intimidating meeting, but knowing what to expect can help calm your nerves. When your Chapter 7 petition is
- [Employment Law for Religious Institutions](https://jeffdavislawfirm.com/employment-law-for-religious-institutions/) - Employment law has come a long way since the 1970s, and the Equal Employment Opportunities Commission has ensured that almost every American receives the equal and fair treatment from their current and potential employers. Unfortunately, the idea of separation of church and state has allowed religious institutions to dodge both the tax code and governmental
- [2011 Bankruptcy Trends](https://jeffdavislawfirm.com/2011-bankruptcy-trends/) - It's no secret that the down economy has taken its toll on many people's lives. Small business owners, laid-off employees and even corporations are feeling the pressure of the financial losses. According to the American Bankruptcy Institute (ABI) So far the national consumer bankruptcies have fallen 6% the first fiscal quarter of the year, which
- [Britain's Lenient Bankruptcy Laws](https://jeffdavislawfirm.com/britains-lenient-bankruptcy-laws/) - Great Britain is known for many things; they were once the powerhouse of the new world, colonizing and trading throughout the continents. Now, they're revered for their tradition, culture, and royalty. This beautiful country is a destination spot for many travelers and tourists, but lately, Great Britain's been seeing a different kind of tourism; "bankruptcy
- [Denied Social Security Benefits? Contact A Social Security Disability Attorney](https://jeffdavislawfirm.com/denied-social-security-benefits-contact-a-social-security-disability-attorney/) - If you have been denied social security disability benefits, now is a great time for you to work with a social security disability attorney. Many people get denied the benefits they deserve, and a large number of those people try to handle the situation on their own. The process of fighting a disability benefits denial
- [5 Problems that Can Derail Your Awarded Social Security Disability Benefits](https://jeffdavislawfirm.com/5-problems-that-can-derail-your-awarded-social-security-disability-benefits/) - Millions of Americans rely on Social Security Disability Insurance (SSDI) each year to provide a safety net for when they are at their most vulnerable, physically and financially. Every worker files away a little bit with their paycheck in the belief that, should they ever need it, they would have Social Security insurance to fall
- [Explaining Your Bankruptcy](https://jeffdavislawfirm.com/explaining-your-bankruptcy/) - Hard times fall on many people, especially in a recession or bad economy. Filing for bankruptcy has been the saving grace for many of these financially frustrated individuals. While filing for bankruptcy can be a huge relief to those in debt, many people feel they don't know how to explain their bankruptcy to family, creditors
- [A Brief History of Social Security Disability Insurance](https://jeffdavislawfirm.com/a-brief-history-of-social-security-disability-insurance/) - Social Security Disability Insurance has developed over the years, from its mere beginnings to now, what we know as a way in which to support those that are disabled and therefore not able to continue in their line of work. So what is Social Security Disability Insurance and how did it all get started? First,
- [Advantages of Hiring Social Security Disability Attorney](https://jeffdavislawfirm.com/advantages-of-hiring-social-security-disability-attorney/) - Social security is in place to help, but sometimes the processes and procedures a person must go through in order to get their benefits can be extremely frustrating. Working with an attorney means you have an experienced professional on your side who understands exactly how the system works and the best ways to get you
- [The Benefits of Hiring A Social Security Disability Lawyer](https://jeffdavislawfirm.com/the-benefits-of-hiring-a-social-security-disability-lawyer/) - If you're dealing with a disability situation and want to access your social security benefits, you probably understand the many benefits that come from working with a social security disability lawyer. The truth about social security is that it is a very complex system with many complicated processes. Many people have spent countless hours trying
- [Re-establishing your Credit after Bankruptcy](https://jeffdavislawfirm.com/re-establishing-your-credit-after-bankruptcy/) - Contrary to popular belief, filing for bankruptcy does not blackball you from borrowing or using credit ever again. You can actually start rebuilding your credit almost immediately after filing. The following are some simple ways to help you responsibly rebuild your credit: Get a High-rate Credit card Many people are scared to jump back into
- [Defining Sexual Harassment in the Workplace](https://jeffdavislawfirm.com/defining-sexual-harassment-in-the-workplace/) - Sexual harassment in the workplace unfortunately happens each and every day across the United States of America. It is important to know and understand your rights as an employee of either a small business or a large corporation. Unwanted or unnecessary advances are not welcome, as you only wish to do you job honestly and
- [Wrongful Dismissal and Your Rights](https://jeffdavislawfirm.com/wrongful-dismissal-and-your-rights/) - Wrongful dismissal is also known in the world of employment and human resources as wrongful discharge or wrongful termination – all of which are completely illegal. So what are your legal rights with respects to a wrongful termination in the workplace, and under what situations is it wrong to be terminated under laws in your
- [The Traffic Camera Debate](https://jeffdavislawfirm.com/the-traffic-camera-debate/) - One of the top causes of car accidents in the United States is people who run red lights. Red-light accidents account for almost a thousand wrongful deaths and nearly 90,000 personal injury cases each year. With those kinds of statistics, it's no surprise that traffic cameras have been popping up as the possible solution to
- [Bankruptcy on the Rise](https://jeffdavislawfirm.com/bankruptcy-on-the-rise/) - With the unemployment rate steadily rising and more and more people losing their homes and savings, it's no surprise that bankruptcy is also on the rise. The numbers, however, are still a bit shocking. More than 1.5 million people filed for bankruptcy in the U.S. in 2010, a nine percent increase from 2009. The increase
- [Former Billionaire files for Bankruptcy](https://jeffdavislawfirm.com/former-billionaire-files-for-bankruptcy/) - Many people are shocked to find out that millionaires also run into financial troubles, so you can imagine the astonishment when billionaire Patricia Kluge filed for bankruptcy. Kluge, a british-born former model was once married to the richest man in America, John Kluge, who topped the Forbes 400 list in 1989 with his fortune of
- [Compassionate Allowances Program](https://jeffdavislawfirm.com/compassionate-allowances-program/) - Applying for Social Security Disability can become a long, drawn-out process depending on the circumstances; it can take months or even years. Often times, people with rare diseases are initially denied SSI assistance but later reapply, sometimes with the help of an attorney, and ultimately are approved. An estimated 2.5 million Americans file for Social
- [Filing For Bankruptcy To Save Your Home](https://jeffdavislawfirm.com/filing-for-bankruptcy-to-save-your-home/) - If you are currently in the foreclosure process regarding your home, you may have thought about filing for bankruptcy. Most individuals know that if your home is in foreclosure, bankruptcy is a good option to rid yourself or re-organize your debts completely. But did you know that through filing personal bankruptcy, it may even be
- [The Facts About Debt Collectors](https://jeffdavislawfirm.com/the-facts-about-debt-collectors/) - Debt collectors can be harsh, and if you are on the verge of bankruptcy they can be brutally harassing you day in and day out. Did you know that debt collectors have to follow a set of guidelines with respects to the Fair Debt Collection Practices Act? Did you also know that if you file
- [The Legal Rights of Whistleblowers](https://jeffdavislawfirm.com/the-legal-rights-of-whistleblowers/) - Whistleblowers stand up against illegal or dishonest acts on the part of their employer, co-workers, supervisors or management, to the public. External whistleblowers will speak out on the misconduct of an entity outside of their employment that they have found to be dishonest or unethical with respects to the law. This can include entities relating
- [Hostile Workplace Environment and Employment Law](https://jeffdavislawfirm.com/hostile-workplace-environment-and-employment-law/) - Hostile workplace lawsuits take place each and every day, unfortunately. Differing in some ways from that of direct sexual harassment, a hostile workplace is generally the creation of an uncomfortable environment in which to work. There are many ways in which an employer, supervisor or general entity can make an individual in the workplace feel
- [Traffic Tickets: What You Need To Know](https://jeffdavislawfirm.com/traffic-tickets-what-you-need-to-know/) - So almost every American will receive some sort of traffic ticket in their lifetime – or so the researchers predict. This may include that of speeding tickets, parking tickets, etc., but overall, some type of vehicle violation. But how does one handle a parking ticket financially and with respects to their driver's license points and
- [Bankruptcy Defined](https://jeffdavislawfirm.com/bankruptcy-defined/) - The laws of bankruptcy have changed over the past ten years. Although, even with the amendments made, bankruptcy is still simply defined as a tool to assist individuals and businesses overwhelmed by debt in having a government-backed solution. This process allows either a business or an individual to regain financial control of their life by
- [Celebrities Who've Filed for Bankruptcy](https://jeffdavislawfirm.com/celebrities-whove-filed-for-bankruptcy/) - Celebrities seem to have it all; fame, fortune and extravagant lifestyles. Some celebrities, however, find themselves in financial troubles that they didn't even see coming. With wealth comes responsibility, some celebrities spend more than they make while others have tragically entrusted their finances to an unreliable or untrustworthy individual. Either way, celebrities are no different
- [The Dangers of Debt Consolidation](https://jeffdavislawfirm.com/the-dangers-of-debt-consolidation/) - Debt consolidators can seem like the answer to all of your financial problems; they roll your loans into one payment, your terms are negotiated and your monthly payment is made more manageable than before. Unfortunately, the down side of debt consolidation is that it can be a poor choice for many individuals and can even
- [Discharged Student Loans and Bankruptcy](https://jeffdavislawfirm.com/discharged-student-loans-and-bankruptcy/) - One of the largest sums of money any under-graduate or post-graduate has to consider is that of their ongoing student loan payments. Whether the payments include a fixed or variable interest rate and/or a monthly or annual fee, the payments can get to be quite high. It is often the case that when an individual
- [A Brief History on Bankruptcy](https://jeffdavislawfirm.com/a-brief-history-on-bankruptcy/) - In Ancient Greece Bankruptcy did not exist. If a debtor could not repay the money he owed, then he, his family and his own servants were forced into "debt slavery" until the creditor recovered the losses through their physical labor. While "debt slavery" is far from the bankruptcy we know, the Greeks did begin to
- [Toni Braxton's Bankruptcy](https://jeffdavislawfirm.com/toni-braxtons-bankruptcy/) - Celebrities seem to have it all; fame, fortune, and a fantasy lifestyle. So how is it that some celebrities still file for bankruptcy? There are actually quite a few ways that celebrities can find themselves financially bankrupt. Overspending, cancelled contracts and trusting the wrong people are some easy ways for a famous person to find
- [Top Three Signs You Should Consider Filing For Bankruptcy](https://jeffdavislawfirm.com/top-three-signs-you-should-consider-filing-for-bankruptcy/) - Considering the idea that you may have to file for bankruptcy is not an easy topic to contemplate. An individual should never be ashamed of wanting to clean up their financial past and present; ready to do what it takes to move forward. So how do you know when you should consider filing for bankruptcy?
- [The Top 7 Bankruptcy Myths](https://jeffdavislawfirm.com/the-top-7-bankruptcy-myths/) - For many people the word bankruptcy implies financial hardship, they don't know the details, they just know it's ‘bad'. Bankruptcy information isn't taught in schools and most people know only small bits of information about it, sometimes completely incorrect bits at that! Understanding the bankruptcy process is important because, despite popular belief, bankruptcy does not
- [Filing For Bankruptcy And Your Financial Future](https://jeffdavislawfirm.com/filing-for-bankruptcy-and-your-financial-future/) - After choosing to file for bankruptcy there is much to be completed via the court system. Although, with a professional bankruptcy attorney this process can be quite simple, and will ease your stress one day at a time. So the next step after choosing to file for bankruptcy, and finding an experienced bankruptcy attorney, is
- [Bankruptcy Terms and Definitions – Part 2](https://jeffdavislawfirm.com/bankruptcy-terms-and-definitions-part-2/) - Knowing your bankruptcy terminology is very important in understanding your legal proceedings. The following is a continued list from Bankruptcy Terms and Definitions-Part 1: Motion to Lift the Automatic Stay-A creditor's request to take an action against a debtor or the debtor's property that would otherwise be prohibited by the automatic stay. No-Asset Case-A
- [Bankruptcy Terms and Definitions – Part 1](https://jeffdavislawfirm.com/bankruptcy-terms-and-definitions-part-1/) - Bankruptcy can be an intimidating process for many people, but like many things in life, fear comes from the unknown. By educating yourself, you will have a better understanding of the bankruptcy process and a greater control of your financial future. The following are some bankruptcy terms to become familiar with: Automatic Stay-An automatic stay
- [Lien Stripping in a Chapter 13 Bankruptcy](https://jeffdavislawfirm.com/lien-stripping-in-a-chapter-13-bankruptcy/) - As the economy and housing market has declined many Americans have found that their house is worth much less than they owe on it. This can be discouraging if you are struggling to make your mortgage payments or considering filing for bankruptcy. Fortunately, there is an old technique known as "lien stripping" or "mortgage stripping"
- [I'm a Renter. Will Bankruptcy Cause Me to Be Evicted?](https://jeffdavislawfirm.com/im-a-renter-will-bankruptcy-cause-me-to-be-evicted/) - The job market is very volatile right now, with the unemployment rate as high as it has been in a long time. That combined with the crash of the housing market has made it very difficult for many families to afford their mortgages as they owe much more on their home than it is actually
- [Bankruptcy or Foreclosure, What Should I Do?](https://jeffdavislawfirm.com/bankruptcy-or-foreclosure-what-should-i-do/) - In the current economy, there are many people who are beginning to fall behind on payments. When you fall behind on payments on your house, your mortgage lender has the right to file an action of foreclosure against you. In a way, this is similar to what would happen if you defaulted on your automobile
- [Learning to Budget your Expenses](https://jeffdavislawfirm.com/learning-to-budget-your-expenses/) - With the economy in decline many Americans have found themselves discouraged with their finances. Slipping into debt can be stressful, but you can turn your situation around. Learning how to budget effectively can help you take control of your financial future. Most people fall into debt because they live "beyond their means", basically spending money
- [Divorce and Bankruptcy](https://jeffdavislawfirm.com/divorce-and-bankruptcy/) - Divorce and bankruptcy can each create a difficult time in a person's life. Unfortunately for some couples, financial problems are what lead them to divorce. While an impending bankruptcy and divorce can seem very overwhelming, there are a few things to know to help ease the process. First you will want to decide which comes
- [Liability of Cosigning on a Loan](https://jeffdavislawfirm.com/liability-of-cosigning-on-a-loan/) - Agreeing to co-sign on a loan can be a great way to help a friend, sibling or child establish their own credit or receive a better interest rate. The problem with co-signing on a loan is that if the primary borrower begins missing payments, the liability will fall on you. Before you agree to cosign
- [The Difference between Secured and Unsecured Debt](https://jeffdavislawfirm.com/the-difference-between-secured-and-unsecured-debt/) - If you're considering filing for bankruptcy it is essential to know the difference between secured debt and unsecured debt. The most basic difference is that secured debt can be taken away from the debtor and unsecured cannot. Secured debt involves a tangible property which helps safeguard the creditor, since they can repossess the property in
- [Is Alimony Or Child Support Considered Income In Bankruptcy?](https://jeffdavislawfirm.com/is-alimony-or-child-support-considered-income-in-bankruptcy/) - The debt that many people carry is the highest that it has been for many decades. This could be due to a number of different factors but probably can be blamed on the high rate of unemployment, crash of the housing and stock markets, rise in number of divorces, and even rising costs of medical
- [How are Attorney's Fees Handled in Bankruptcy?](https://jeffdavislawfirm.com/how-are-attorneys-fees-handled-in-bankruptcy/) - With the state of the economy it seems that everyone is either looking for work, or is not currently even making enough money to be able to pay all of the bills and expenses that are required for everyday living. It is important that during financially tough situations you have a good support system. It
- [Bankruptcy Fraud](https://jeffdavislawfirm.com/bankruptcy-fraud/) - Bankruptcy was created to help protect consumers from the down spiral of debt. While most people who file for bankruptcy are truly in need of assistance, there are some people that have learned how to take advantage of the process. This illegal exploitation of bankruptcy is known as bankruptcy fraud and can lead to some
- [Effect of Annuity or Periodic Payments in Bankruptcy Proceedings](https://jeffdavislawfirm.com/effect-of-annuity-or-periodic-payments-in-bankruptcy-proceedings/) - Finances are one of the most common things that people worry about. This is especially true given the current state of the economy. Sadly, many people have lost their jobs, bringing the unemployment rate to a higher percentage than it has been in decades. The housing market has not helped the situation either, as many
- [Is Tax Debt Dischargeable by Bankruptcy?](https://jeffdavislawfirm.com/is-tax-debt-dischargeable-by-bankruptcy/) - Many people think that bankruptcy is a simple process that will erase their debt and give them a fresh start. While this is partially true, there are some debts that are much easier to discharge than others. Some debts cannot be discharged at all, so it is important to become familiar with the different laws
- [New Rules on Discharge of Credit Card Debt in Bankruptcy Court](https://jeffdavislawfirm.com/new-rules-on-discharge-of-credit-card-debt-in-bankruptcy-court/) - The economy is in a spot that it has not been in for a long time. The stock market is going crazy and the housing market is not much better. Many people have recently found themselves upside down on their homes. This combined with the fact that many people are out of work means that
- [Personal Bankruptcy and Credit Card Debt](https://jeffdavislawfirm.com/personal-bankruptcy-and-credit-card-debt/) - One thing that is never certain is the economy. In the last few years, the economy has gone through some major changes that have made life extremely difficult for some people. The stock market has been going up and down quickly and many people have been losing a lot of money, and the job market
- [Student Loans Non-dischargeable by Bankruptcy](https://jeffdavislawfirm.com/student-loans-non-dischargeable-by-bankruptcy/) - One thing that most students are familiar with is debt. There are very few people that can get through years of higher education without compiling some kind of debt. Schooling is expensive and since it can be difficult to pay for living expenses, tuition, books, and recreation, students may be forced to take out student
- [Preliminary Considerations Prior to Filing Bankruptcy](https://jeffdavislawfirm.com/preliminary-considerations-prior-to-filing-bankruptcy/) - If you find yourself in debt over your head, there are a few options that you can take to ensure that you can get back into living your life stress free. There is no doubt that being in debt can lead to problems in both your home life and professional life due to the great
- [Bankruptcy for Military Personnel](https://jeffdavislawfirm.com/bankruptcy-for-military-personnel/) - As the economy continues to decline, more people are finding themselves in financial trouble. With the recent Government Shutdown scare, Members of the Military have found that their income may not be as stable as they once thought. While the bankruptcy process can be very different for Active Military Members, they have the same right
- [The Emotional Effects of Declaring Bankruptcy](https://jeffdavislawfirm.com/the-emotional-effects-of-declaring-bankruptcy/) - Filing for bankruptcy can be a shameful and disheartening process for most people. People typically associate their wealth with their personal and professional achievements. The path to professional achievement can be very spiritual and some people feel a deep connection to their net worth. With others, money is not just a personal asset, but it
- [Chapter 11 versus Chapter 13 Bankruptcy](https://jeffdavislawfirm.com/chapter-11-versus-chapter-13-bankruptcy/) - The financial crisis is taking a toll on many Americans. The unemployment rate is higher than it has been in years and many people are finding themselves upside down on their homes. Owing more on your home than it is currently worth is a very difficult situation, especially if you don't have a job to
- [You Don't Have To Lose Everything When Filing For Bankruptcy](https://jeffdavislawfirm.com/you-dont-have-to-lose-everything-when-filing-for-bankruptcy/) - The burning question when families or individuals have to file for bankruptcy is, do I lose everything? The answer to that question is no. Most importantly what do you get to keep when you file for bankruptcy and what is protected. When filing for Chapter 7 Bankruptcy a liquidation process takes place to help repay
- [Basics of Personal Bankruptcy](https://jeffdavislawfirm.com/basics-of-personal-bankruptcy/) - According to the National Bankruptcy Center, in 2009 1.41 million Americans filed for personal bankruptcy. Job losses and decreased income nationwide fueled the surge in filings, which showed an increase of over 32% from the year before. With more and more people feeling the weight of debt, many are asking if bankruptcy is an option
- [Dunkin' Donuts Sexual Harassment Case](https://jeffdavislawfirm.com/dunkin-donuts-sexual-harassment-case/) - Sexual harassment in the workplace is never okay and should not be tolerated.If you feel you are being harassed contact our office for a free consultation!
- [Small Town Halloween Car Accidents](https://jeffdavislawfirm.com/mcallen-halloween-car-accidents/) - Car accidents in McAllen, Texas can happen at any time. We recommend you take extra precautions this Halloween. Call or text us if you need us 956-444-4444!
- [Life Saving Features in Modern Vehicles](https://jeffdavislawfirm.com/car-crash-prevention-technology-modern-cars/) - Fatality rates in late-model vehicles have fallen by more than a 1/3 in three years! Thanks to advances in crash prevention technology in vehicles. Learn about the latest technology in cars designed to keep you out of harm's way.!
- [7 Ways Dash Cams Film Peace of Mind](https://jeffdavislawfirm.com/dash-cams-safety/) - The benefits to operating a dash cam in your vehicle.
- [Drunk Driving Effects On Halloween Night](https://jeffdavislawfirm.com/drunk-driving-on-halloween-night/) - According to The National Highway Traffic Safety Administration, 44% of deaths caused by traffic accidents on Halloween weekends involved drunk driving. This study was done over a period of five years and San Antonio had the highest number of DUI crashes in 2016.
- [Car Accidents In Corpus Christi Texas](https://jeffdavislawfirm.com/corpus-christi-car-accidents/) - You know what they say: everything’s bigger in Texas. Unfortunately, the same is true for road accidents, which can be particularly damaging in this state. For residents of Corpus Christi, the roads can often be a nightmare to drive on. It can be hard to keep safe on the roads, even when you drive as
- [Board Certified Injury Attorneys With Trial Experience Near You](https://jeffdavislawfirm.com/board-certified-injury-attorneys/) - According g to TBLS, there are more than 100,000 attorneys licensed to practice in Texas but only 7,300 are Board Certified. Board Certified attorneys have to have substantial and relevant experience in the select field of law as well as demonstrated and tested competence in that area of law. If you have been injured in
- [Categories of Employment-Based Immigration Petitions](https://jeffdavislawfirm.com/categories-of-employment-based-immigration-petitions/) - Many people immigrate into the U.S every year in search of employment. These immigrants get the opportunity to petition through employment-based immigration petitions that assist eligible workers in applying for residency and employment in the country. There are different types of petitions for employment-based immigration. These include: Employment-based Preference 1 (EB-1) - Individuals eligible for this category
- [Keep your Halloween Safe – #3 Treats](https://jeffdavislawfirm.com/keep-your-halloween-safe-3-treats/) - Halloween is right around the corner, and while it's one of the most fun and frivolous holidays celebrated in the U.S., it can be dangerous if you aren't careful. The whole notion of "never take candy from strangers" gets thrown out on this night and unfortunately both accidental and intentional food hazards can happen. A
- [Social Security Disability Claims For Civil Servants And First Responders](https://jeffdavislawfirm.com/social-security-disability-claims-for-civil-servants-and-first-responders/) - One of the greatest benefits we have in our society is a strong force of military, civil servants, and first responders who are always here to help us. But what happens when those who protect us need protection and healing themselves? A social security disability attorney can help our civil servants, military personnel, and first
- [Wal-Mart Lawsuit Struck Down by Supreme Court](https://jeffdavislawfirm.com/wal-mart-lawsuit-struck-down-by-supreme-court/) - On Monday, June 20th the United States Supreme Court 5 to 4 ruling overturned the Ninth Circuit Court of Appeals decisions in Wal-Mart vs. Dukes. This case was a massive class-action gender discrimination case against retail giant and the nation's largest employer, Wal-Mart. The case began over ten years ago in San Francisco when seven
- [How To Get Approved for Social Security Disability Benefits](https://jeffdavislawfirm.com/how-to-get-approved-for-social-security-disability-benefits/) - When applying for social security payments you need the system to work for you the most. At this time, whether you disability was caused by an expected inevitable occurance or an unfortunate surprise, getting the proper approval needed to begin getting payments can be quite time-consuming and difficult. In this brief article we will discuss
- [5 Dirty Tricks To Deny Your Insurance Claim](https://jeffdavislawfirm.com/insurance-companies-deny-insurance-claim/) - Confuse. Delay. Discriminate. Refuse. and Deny.
- [Motorcycle Accident Attorney Near You!](https://jeffdavislawfirm.com/motorcycle-accident-attorney/) - Motorcycle accidents can be catastrophic. Make sure you consult with an experienced motorcycle attorney that has your best interest at heart. Davis Law Firm has successfully represented thousands of people just like you-winning millions of dollars in settlements.
- [American Drivers Don’t Trust Self-Driving Cars, Yet](https://jeffdavislawfirm.com/american-drivers-dont-trust-self-driving-cars/) - A new study surveyed 22,000 people in 17 different countries on their thoughts about autonomous cars. In America, a whopping 74% said they do not trust self-driving cars. They don’t believe autonomous vehicles will be safe.
- [What the Hail, Another Hail Storm in the Forecast - Call Hail Storm Attorney](https://jeffdavislawfirm.com/hail_storm_attorney/) - Texas Windstorm insurance Association voted to increase insurance rates for areas along the Texas coast. Higher Rates Don't Always Mean Better Coverage.
- [When It Rains, It Pours – Knowing Your Homeowner’s Policy](https://jeffdavislawfirm.com/rains-pours-knowing-homeowners-policy/) - When Disaster Strikes, Will You Be Covered? Home Insurance may not cover what you think. It's important to know exactly what's covered under your policy.
- [Ride Sharing Accidents - Who's Driving You?](https://jeffdavislawfirm.com/ride-sharing-accidents/) - Ride sharing companies like Uber and Lyft label their drivers as independent contractors to avoid liability for their actions. Meanwhile, reports of fatal accidents and serious crimes committed by Uber & Lyft drivers are being reported around the world.
- [Chapter 13: A Life Raft In a Sea of Debt](https://jeffdavislawfirm.com/chapter-13-a-life-raft-in-a-sea-of-debt/) - A sad fact of today is that more and more households are experiencing financial troubles. Most of us either personally know someone or have ourselves been affected by the recent economic downturn. With state governments running deeply in the red, resulting in further layoffs, furloughs and potential cuts in assistance, these troubles are likely to
- [Bad Driving - Getting Rid of Distractive Habits](https://jeffdavislawfirm.com/bad-driving-distracted-driving/) - How Bad Habits Can Lead to Fatal Car Accidents.
- [Flash Floods in Texas](https://jeffdavislawfirm.com/flash-floods-in-texas/) - What to do in the case of a flash flood.
- [Final Rule - New Labor Law Explained](https://jeffdavislawfirm.com/final-rule-new-labor-law-explained/) - You Could Be Eligible for Overtime Pay by 2017 thanks to the Final Rule
- [San Antonio's Firework Restrictions](https://jeffdavislawfirm.com/san-antonios-firework-restrictions/) - Rules to Playing With Fire.
- [Motorcycle Helmet Laws - The 50 Year Debate](https://jeffdavislawfirm.com/motorcycle-helmet-laws/) - Summer is when motorcycles are most common on the roads. The debate on helmets laws has been an on-going issue since the 1960's.
- [The Sunday of Summer - Tax Free Holiday Guidelines](https://jeffdavislawfirm.com/back-to-school-tax-free-holiday/) - Back to school shopping guidelines for this Tax-Free Holiday Weekend.
- [Labor Day Music Festival in SA - Labor Fest 2016](https://jeffdavislawfirm.com/labor-day-music-festival-sa-labor-fest-2016/) - Labor Fest SA 2016 Labor Day weekend is upon us and that means we have an opportunity for some R&R rest and relaxation with friends and family. If you haven’t made plans for this weekend there is a musical festival being held this weekend at Hemis Fair Park and the Henry B. Gonzalez Convention Center.
- [Halloween - 3rd Most Dangerous Day on the Road](https://jeffdavislawfirm.com/halloween-safety/) - Halloween is the 3rd most dangerous day on the road in America. Halloween weekends from 2009-2013 and concluded that 44% of traffic accident deaths involved drunk driving. In 2013, SAPD made 133 DWI arrests during Halloween night! If you are driving or walking during Halloween weekend remember to drive sober and look both ways before crossing the street.
- [Red Light Cameras - Do They Make Us Safer?](https://jeffdavislawfirm.com/corpus-christi-personal-injury-attorney-red-light-cameras/) - Survey shows that 94% of drivers agree that running a red light is unacceptable if stopping safely is possible. Yet, 39% of those same drivers admitted to running a red light within the last 30 days.
- [Radar Detectors In Texas](https://jeffdavislawfirm.com/radar-detectors-in-texas/) - Radar detectors can be utilized as a tool to monitor one’s speed limit. As always we recommend you follow the speed limit and always stay alert on the road.
- [Millennials Declared Worst Behaved Drivers in America](https://jeffdavislawfirm.com/millennials-distracted-driving-worst-america/) - A recent study by AAA found that 88% young millennial drivers ages (19-24), are unsafe. Admitting to speeding, texting and driving, and running red lights. Some of these young drivers don't see what the big deal is.
- [Don't Block the Box! New San Antonio City Ordinance](https://jeffdavislawfirm.com/dont-block-box-san-antonio-city-ordinance/) - Over the next 6 months, SAPD will be monitoring and issuing tickets at 10 districts across San Antonio to drivers who illegally block an intersection. This comes from a new city ordinance called "Don't Block the Box." To promote pedestrian, and bicycle, safety at busy intersections in the city.
- [Wrong Way Driver Accidents - The Worst Drivers](https://jeffdavislawfirm.com/wrong-way-driver-accidents/) - Texas is Leading the Nation In Wrong Way Driver Accidents.
- [More DWI's Coming this Cinco de Mayo](https://jeffdavislawfirm.com/cinco-de-mayo-dwi-san-antonio/) - Cinco de Mayo kicks off the weekend which means more people will be able to enjoy the festivities. That means an increase in possible drunk drivers.
- [When the Sky Falls, Hail Storm Insurance Claims](https://jeffdavislawfirm.com/sky-falls-hail-storm/) - Hail Storm Season Is Here, Are You Prepared? Will you're insurance cover you?
- [Tips for Your Tread, How to Squeeze Every Last Mile](https://jeffdavislawfirm.com/tips-for-your-tread-squeeze-every-last-mile/) - Taking preventative measures in order to avoid evasive maneuvers.
- [Rubber Time Bombs, Gambling with Unsafe Tires](https://jeffdavislawfirm.com/tire-blowouts-rubber-time-bombs/) - Taken for granted until its too late.
- [Cops in Disguise Tracking Down Texting Drivers](https://jeffdavislawfirm.com/cops-in-disguise-tracking-down-texting-drivers/) - A distracted driver is a deadly driver. Cops are cracking down on texting and driving by dressing up as homeless or panhandlers to catch distracted drivers.
- [Summer Reminder of Motorcycle Awareness Month](https://jeffdavislawfirm.com/summer-motorcycle-crash-awareness-month/) - According to the National Safety Council, when motorcycles and vehicles crash together it is usually the vehicle who failed to give the right away. Remember to share the road and watch out for motorcyclists.
- [Increase in Drivers Testing Positive for Illegal Drugs](https://jeffdavislawfirm.com/texas-dui-drugged-driving-crash/) - They also found out that 38% of fatal car accidents in 2013 involved drivers with detectable levels of impairing drugs. Which is nearly the same percentage as intoxicated drivers.
- [Zendrive - 88% of Drivers Use Their Phone While Driving](https://jeffdavislawfirm.com/texting-distracted-driving-zendrive-study/) - A new study recently on distracted driving shows that the average driver spends 3.5 minutes on their phone per every hour of driving.
- [Drunk Drivers Over Easter Weekend](https://jeffdavislawfirm.com/drunk-drivers-dwi-texas-law-easter/) - Easter weekend is a celebration that can bring an increase of drunk drivers to the road. Read how strict the laws in Texas can be on people with DWI's.
- [Bankruptcy exemptions in Texas exist for you to use them](https://jeffdavislawfirm.com/bankruptcy-exemptions-in-texas-exist-for-you-to-use-them/) - Owning a business can be one of the most rewarding experiences. Although owning a business comes with a lot of benefit, it also comes with a big financial risk. Owners often put their "all" into the company they own, and this often includes equity from their home. Debt can quickly become overwhelming, but thankfully there
- [Safety & Reliability, Worst Rated Vehicles of 2017](https://jeffdavislawfirm.com/car-accidents-and-worst-safety-cars-2017/) - Which cars scored the lowest in safety & reliability according to IIHS and Consumer Reports.
- [Most Common Types of Car Accidents](https://jeffdavislawfirm.com/common-types-of-car-accidents/) - Crashes Happen Everyday. Stay Alert and Be Safe.
- [3 Most Common Causes of Bus Accidents](https://jeffdavislawfirm.com/common-causes-of-bus-accidents/) - Public Transit covers 98% of Bexar County. However, transit city buses account for 34% of fatal collisions in bus accidents.
- [No CDL Required - U-Haul Truck Accidents](https://jeffdavislawfirm.com/u-haul-truck-accidents/) - Letting anyone with a driver's license rent a 26 foot long commercial truck without any training is dangerous. Moving companies lobby to keep it that way for profit.
- [Payday loans put the squeeze on Texans in need of debt relief](https://jeffdavislawfirm.com/payday-loans-put-the-squeeze-on-texans-in-need-of-debt-relief/) - Many people live paycheck to paycheck. Indeed, it may even be the norm. There is no shame in that in post-Recession America; it's simply a reality for millions of us.But what do you do when there isn't enough money to pay the bills before the next paycheck is due? The financial pressures can be overwhelming,
- [There's that harassing caller again: how to deal with him or her](https://jeffdavislawfirm.com/theres-that-harassing-caller-again-how-to-deal-with-him-or-her/) - We recently passed along a few general tips for our readers in Texas and elsewhere regarding how to respond to contacts from aggressive debt collectors (please see our blog entry dated May 2, 2014). A central recommendation for any challenged debtor is of course to secure the prompt and knowledgeable assistance of a proven bankruptcy
- [Foreclosure defense: the benefits of the automatic stay](https://jeffdavislawfirm.com/foreclosure-defense-the-benefits-of-the-automatic-stay/) - Few people or organizations want to seem Scrooge-like at Christmas. The enduring image of Charles Dickens's fictional character is a cautionary tale of pushing people too hard at the holidays.It is perhaps no surprise, then, that Fannie Mae and Freddie Mac, the giant, quasi-public mortgage lenders, have announced a moratorium on evictions from December 17
- [Target Store Shutdown Due to Hail Damage](https://jeffdavislawfirm.com/store-shutdown-due-to-hail-damage/) - Lasting Effects of a Hail Storm Hail storms can cause damage to your property, but it can also leave unseen damage that will come back to bite you in weeks, months, or even years, after the storm has cleared. That’s what one store in Northwest San Antonio recently found out. The Target store located at 12621
- [Rules of the Road - The Front No-Zone](https://jeffdavislawfirm.com/no-zone-truck-accidents/) - What is the No-Zone? It’s the front blind spot of a semi-truck, or other large commercial vehicle. Truck accidents can happen in the no-zone. Learn how to avoid trucking accidents!
- [6 More Weeks of Winter! Check Your Tire Pressure](https://jeffdavislawfirm.com/accident-attorney-and-tire-safey/) - As always we recommend you stay vigilant and perform routine maintenance on your vehicle. If you or a loved one has been seriously injured in an accident Jeff is here for you! Davis Law Firm is here 24/7 to listen to your case. Our team of accident attorneys offer free consultations at no risk to you. Jeff Davis is the South Texas lawyer that is here to fight for what you deserve! Contact us today.
- [Teen Drivers Hitting the Road Today Were Born in 2000!](https://jeffdavislawfirm.com/teen-drivers-and-car-accidents/) - Defensive driving safety tips for all the teen drivers born in the year 2000 that are on the road today.
- [San Antonio Ranked 13th for Worst Drivers in Texas](https://jeffdavislawfirm.com/san-antonio-worst-drivers/) - San Antonio ranked number 13th for having an accident likelihood of 24.2%. That means that every driver in this city has a 24.2% statistic chance that they will be involved in a motoring or traffic accident.
- [3 Outrageous Lawsuits Almost Too Crazy To Be True](https://jeffdavislawfirm.com/3-outrageous-lawsuits-almost-crazy-true/) - Taking Advantage of the Legal System.
- [Drowsy Driving - Your Brain on Autopilot](https://jeffdavislawfirm.com/drowsy-driving-accidents/) - In 2015, an estimated 5,000 people were killed as a results of drowsy driving. Every day 83.6 million people get behind the wheel while suffering from sleep deprivation. Not including the 40 million who suffer with some kind of sleep disorder.
- [Rules of the Road on Two Wheels - Bicycle Accidents](https://jeffdavislawfirm.com/texas-bicycle-accidents/) - Hit and run is a major problem with bicycle accidents. Reports of over 1,000 hit-and-run accidents were reported in Corpus Christi. Of those accidents, over 100 of them involved bicyclists, and pedestrians, being struck by vehicles.
- [Crash Course - What to Do After a Car Accident](https://jeffdavislawfirm.com/what-to-do-after-a-car-accident/) - Texas saw one reported car crash every 61 seconds in 2015. Knowing what to do after having a car accident is good peace of mind for the unexpected.
- [Texas - 7 Year Streak for Most Deep Fried Turkey Fires](https://jeffdavislawfirm.com/texas-deep-fried-turkey-streak/) - Texas led the nation 7 years in a row for having most number of deep-fried turkey accidents in the country. Deep-fryer related fires can account for 5 deaths, 60 injures, and over $15 million in property damage, every year!
- [Wage garnishment: how a debt-relief attorney can help](https://jeffdavislawfirm.com/wage-garnishment-how-a-debt-relief-attorney-can-help/) - Many Texas residents and persons living elsewhere across the country believe that things are getting better for the nation financially, following years of struggle that have challenged millions of Americans during the so-called Great Recession.And, indeed, things do seem to be improving for many people nationally, with statistics across a broad range of considerations --
- [Know your options with credit card debt](https://jeffdavislawfirm.com/know-your-options-with-credit-card-debt/) - Yesterday marked the 56th anniversary of when charge cards were introduced to the public. Since 1958, the availability of credit cards to charge purchases has greatly impacted the buying landscape on a national and global level. However, while there have certainly been positives, many with credit cards also know about the negatives that can come
- [Reasons for Personal Bankruptcy Reflect Tough Economy](https://jeffdavislawfirm.com/reasons-for-personal-bankruptcy-reflect-tough-economy/) - The tough economy means there are many reasons to consider filing for consumer bankruptcy.Debt takes many forms and the effect of all of those debts is cumulative. For example, if you are suddenly hit with major medical bills, it can become difficult to make your mortgage payments. The same is true of job loss. Credit
- [Traffic Deaths Increase by Largest Percent in 50 Years!](https://jeffdavislawfirm.com/traffic-accidents-deaths-2015/) - Low fuel cost and job growth are some of factors contributing to a 7.2% increase in traffic accident fatalities last year. Distracted driving accounted for 10% of traffic crash related deaths.
- [Halloween Personal Injury Lawsuits](https://jeffdavislawfirm.com/halloween-personal-injury-lawsuits/) - Lawsuits are a reminder that accidents happen at any given time. When you are faced with an injury you have the right to seek compensation through legal assistance from a personal injury attorney. Whether it is an accident at the workplace, on the road, by a company or stranger you have the right to fight for what you deserve.
- [Scary, but Safe? - Haunted House Lawsuits](https://jeffdavislawfirm.com/haunted-house-injury-lawsuits/) - October is when Haunted Houses open for business! Risk of injury lurks around every corner.
- [What To Do After A Commercial Vehicle Accident](https://jeffdavislawfirm.com/what-to-do-commercial-vehicle-accident/) - Who pays for the damage after a commercial vehicle accident? The driver, the company owner, the trucking company or all three!? Commercial vehicle truck accidents are no joke and neither are the legalities. Contact a commercial vehicle accident attorney to ensure your rights are protected!
- [Expect Delay - New Construction Projects in SA](https://jeffdavislawfirm.com/rush-hour-construction-projects-san-antonio-busiest-roads/) - Construction projects on Loop 1604 and West Avenue starting September 19th could mean longer delays during rush hours. If you live in the areas of construction you may want to plan ahead for your daily commute.
- [Pedal Peril - Bicycle Accidents](https://jeffdavislawfirm.com/bicycle-accidents/) - The state laws for riding a bicycle in Texas and the possible health benefits of riding a bike.
- [Road Rage Olympics - Rio Bus Driver Bulldozes Through Traffic](https://jeffdavislawfirm.com/road-rage-olympics-rio-bus-driver-bulldozes-traffic/) - Bus Driver in Rio De Janeiro bulldozes through city traffic.
- [The Financial Burden of Car Accidents](https://jeffdavislawfirm.com/personal-injury-lawyer-car-accidents/) - The accident is only the tip of the iceberg.
- [Boating Accidents - High Tide Terror](https://jeffdavislawfirm.com/boating-accidents/) - Beating the Heat Short of traveling North to visit a snowy mountain, there is no better way to beat the summer heat than by going to the nearest large body of water. Spending time with family and friends on a boat working on your tan seems like a great vacation idea. So how popular is
- [Bus Accidents - Dangers of Transportation](https://jeffdavislawfirm.com/bus-accidents/) - Transportation is a dangerous activity.
- [Heavy Duty Danger - Large Truck Accidents](https://jeffdavislawfirm.com/heavy-duty-danger-large-truck-accidents/) - 20,000 of Potential Risk.
- [Summer Road Trip Tips](https://jeffdavislawfirm.com/summer-road-trip-tips/) - Half Way through Summer Summer is at its halfway point. Grocery stores are starting to stock the selves with back to school supplies and we are on the verge of “back to school” sales commercials flooding ad space on televisions and social media. But July is also the most popular month for summer travel, according
- [Steel Horse Stampede – Season of Motorcycle Accidents](https://jeffdavislawfirm.com/season-of-motorcycle-accidents/) - How to stay on the road and out of the bone yard.
- [Looking Both Ways - Pedestrian Accidents in San Antonio](https://jeffdavislawfirm.com/pedestrian-accidents-in-san-antonio/) - San Antonio Ranked 18th in Top 20 Deadliest Cities for Pedestrians
- [Injured by a Uber, Lyft, Yellow Cab – What Do I do Now?](https://jeffdavislawfirm.com/injured-by-uber-lyft-yellow-cab/) - How to tackle the Insurance Mazes of Ride Sharing Companies.
- [Rising Housing Costs Leave Many Texans in Need of Debt Relief](https://jeffdavislawfirm.com/rising-housing-costs-leave-many-texans-in-need-of-debt-relief/) - It isn't only loss of a job or unexpected medical debts that can cause you to get behind on your mortgage payments. The need for debt relief can also be the result of the cumulative effect of wages that just don't keep with the high cost of housing and other expenses.Home foreclosure in San Antonio
- [The state of the economy: coping tactics and debt relief](https://jeffdavislawfirm.com/the-state-of-the-economy-part-1-coping-tactics-and-debt-relief/) - Though the stock market ended the year on a resurgent note, it is becoming clearer all the time that Wall Street is not Main Street.Nearly four years after the official end of the Great Recession, numerous indicators point to the difficulties that many people continue to have in the current economy.In this post, we will
- [Unlike a Short Sale, Bankruptcy Does Not Depend on Lender Approval](https://jeffdavislawfirm.com/unlike-a-short-sale-bankruptcy-does-not-depend-on-lender-approval/) - If you are behind on your mortgage payments, you are not alone. Many other people in the San Antonio area are too, as well as millions more nationally.Keep in mind, as you consider your choices, that filing for bankruptcy provides an automatic stay on home foreclosure proceedings. Of course, there are also other potential options,
- [Foreclosure Prevention: New Rules Proposed for Mortgage Servicers](https://jeffdavislawfirm.com/foreclosure-prevention-new-rules-proposed-for-mortgage-servicers/) - A flood of foreclosures has many engulfed hundreds of thousands of people since the Great Recession hit in 2007. This includes hundreds of people in the San Antonio and many more throughout Texas.Federal efforts to stem the tide have been largely ineffective. And mortgage lenders and services have done little to work constructively with homeowners
- [Preventing Foreclosure: How Banks Failed on Loan Modification](https://jeffdavislawfirm.com/preventing-foreclosure-how-banks-dropped-the-ball-on-loan-modification/) - Big banks bear a lot of responsibility for the foreclosure crisis of recent years.In fact, they've admitted it. Five of the nation's largest banks entered into a settlement with the federal governments and 49 states earlier this year. The banks agreed to pay $25 billion as compensation for foreclosures that often did not meet legal
- [Foreclosure in San Antonio: an update on trends](https://jeffdavislawfirm.com/foreclosure-in-san-antonio-an-update-on-trends/) - In the long, sluggish slump that has followed the real estate crisis, many people turned to bankruptcy to help save their homes. In particular, the automatic stay on creditors' collection efforts that comes with a bankruptcy filing can help forestall a home foreclosure action by a mortgage lender.The San Antonio area has been greatly affected
- [Foreclosure in Texas: how long does the process take?](https://jeffdavislawfirm.com/foreclosure-in-texas-how-long-does-the-process-take/) - It's been a few months since we wrote about foreclosure. We last covered it in a discussion of the benefits of the automatic stay in bankruptcy.The points we made in our December 5 post about the benefits of bankruptcy as a form of genuine debt relief remain valid. Today, we will explain how foreclosure procedures
- [Bounced checks add insult to injury of wrongful foreclosure](https://jeffdavislawfirm.com/bounced-checks-add-insult-to-injury-of-wrongful-foreclosure/) - It's a classic case of adding insult to injury. Big banks that engaged in wrongful foreclosure practices have finally gotten around to sending checks to compensate homeowners for at least some of the harm they suffered. But the checks bounced!In the San Antonio area and nationwide, foreclosure has affected an almost unimaginable number of homeowners
- [Foreclosure in San Antonio: an update on the data](https://jeffdavislawfirm.com/foreclosure-in-san-antonio-an-update-on-the-data/) - In many parts of the country, the real estate market is finally showing signs of improvement. It's been a long wait, as the double whammy of the real estate crisis and the Great Recession caused severe problems with mortgage debt for many homeowners.Waves of foreclosures swept the country. And to make matters worse, real estate
- [Mortgage debt: consumers trying hard to keep up](https://jeffdavislawfirm.com/mortgage-debt-consumers-trying-hard-to-keep-up/) - For several years -- before, during and after the Great Recession -- huge waves of home foreclosures rolled across the country like a storm at sea. Some areas of the country were hit harder than others. As we discussed most recently in our June 27 post, the San Antonio / New Braunfels area was certainly greatly
- [Underwater Mortgages, Bankruptcy and Other Debt Relief Options](https://jeffdavislawfirm.com/underwater-mortgages-bankruptcy-and-other-debt-relief-options/) - Homeowners who have fallen behind on their mortgage payments face difficult choices.In theory, a modification of the payment amount is possible. Lenders and mortgage servicers are often unwilling to agree to a mortgage modification - despite financial incentives from the government for them to do so.Bankruptcy is another possible way to stop lawsuits against your
- [Many Texas Seniors Sag Under Weight of Debt](https://jeffdavislawfirm.com/many-texas-seniors-sag-under-weight-of-debt/) - "Getting old isn't for sissies," goes an oft-quoted saying often attributed to the actress Bettie Davis.If she were around today, Davis might be inclined to add a variation on that theme. Getting old isn't for sissies, and neither is being in debt - especially for seniors whose so-called golden years have turned sour.This problem is
- [Cast a Cold Eye on Credit Card Consumption](https://jeffdavislawfirm.com/cast-a-cold-eye-on-credit-card-consumption/) - What are some of the warning signs that credit card debt is starting to be a problem for you?Maybe you started using your Visa or another card for ordinary purchases like gas or food, thinking you could pay off the balance in full at the end of the month. But what you found is that
- [Credit Card Debt Down for Many, Thanks to Bankruptcy Filings](https://jeffdavislawfirm.com/credit-card-debt-down-for-many-thanks-to-bankruptcy-filings/) - Many a bad joke begins with the words," I have good news and bad news." The punchlines that follow vary widely in quality, but we all understand the good news / bad news format.Credit card debt is no joke, however, and the good news and the bad news are intertwined.The good news is that Americans
- [Credit Card Debt Collection: Concerns About Flawed Paperwork](https://jeffdavislawfirm.com/credit-card-debt-collection-concerns-raised-about-flawed-paperwork/) - The credit card industry does it all it can to get people hooked on unsupportable debt.To be sure, the bad economy is often a factor. You may have lost your job or had your hours cut.There may be other financial pressures, too, such as medical bills. So it can be tempting to begin relying on
- [Rebuilding Credit After a Texas Bankruptcy Filing](https://jeffdavislawfirm.com/rebuilding-credit-after-a-texas-bankruptcy-filing/) - There are many misconceptions about bankruptcy law.Eight years after the law was revised, many people are still under the impression that the requirements may be too difficult for them to meet.When you talk with a consumer bankruptcy attorney, however, you will better understand the big picture. It's true that the law, as amended in 2005,
- [Secured vs. Unsecured Debt: What You Should Know](https://jeffdavislawfirm.com/secured-vs-unsecured-debt-what-you-should-know/) - Whether you considering bankruptcy or not, it's important to know the difference between different types of debt.The kind of debt you have can affect your credit score, how much money you can borrow, and the interest rates of those loans.This post will describe the difference between secured and unsecured debt? Here is what you should
- [Families of Elite Olympians Often Have Ordinary Financial Problems](https://jeffdavislawfirm.com/families-of-elite-olympians-often-have-ordinary-financial-problems/) - To the television viewer, Olympic athletes seem to be on top of the world. They are young, strong and highly skilled in their sports, with bright futures beckoning.But most athletes come from ordinary families with ordinary financial struggles.For example, the mother of a gold medal-winning gymnast filed for bankruptcy to help keep her house. Foreclosure,
- [Bankruptcy offers fresh start, even after bad decisions](https://jeffdavislawfirm.com/bankruptcy-offers-fresh-start-even-after-bad-decisions/) - There are a few main causes of bankruptcy that drive the bulk of bankruptcy cases. We have explored those consistently in this blog for nearly a year. They include medical debt, job loss, and credit card debt, among others.But every person who needs debt relief also has a unique set of challenges. Sometimes, those challenges
- [Bankruptcy audit program suspended indefinitely](https://jeffdavislawfirm.com/bankruptcy-audit-program-suspended-indefinitely/) - When Congress revised the nation's bankruptcy laws in 2005, there were concerns it could become more difficult to file for bankruptcy. Fortunately, that has not been the case for most people interested in fling.The 2005 law did add a few additional hoops to jump through. Overall, though, bankruptcy remains a very useful strategy in for
- [Are inherited retirement accounts protected in bankruptcy?](https://jeffdavislawfirm.com/are-inherited-retirement-accounts-protected-in-bankruptcy/) - One of the key questions in a bankruptcy proceeding is exempt vs. non-exempt assets. And one of issues that can come up there is whether individual retirement accounts that someone has inherited should be considered exempt assets — and therefore beyond the reach of someone’s bankruptcy creditors.Federal courts have not agreed on how this question
- [For many grads, overwhelming problems with student loan debt](https://jeffdavislawfirm.com/for-many-grads-overwhelming-problems-with-student-loan-debt/) - For decades, the middle class has bought into a promise that is a basic premise of American life. Studying hard and staying in school is supposed to pay off. Even if individuals and families have to borrow tens of thousands to do it, there is supposed to be a good job on the other end
- [Bankruptcy has many benefits, even if all debt is not discharged](https://jeffdavislawfirm.com/bankruptcy-has-many-benefits-even-if-all-debt-is-not-discharged/) - Our message in this blog, week after week, is consistent. Consumer bankruptcy can be a useful debt relief strategy for people who are struggling with unsustainable bill payments due to job loss, a serious illness or other circumstances.It's true that, in the last year, the number of bankruptcy filings across the nation has gone down
- [Football coach gets clear of many debts through bankruptcy](https://jeffdavislawfirm.com/football-coach-gets-clear-of-many-debts-through-bankruptcy/) - The NFL football season kicked off last night and the second weekend of college ball is coming right up. In Texas especially, football is a game that has rightly been called America's passion. From the famous Friday Night Lights to college and pro stadiums, the passion is palpable.It's easy to forget, however, amid all hoopla,
- [Bankruptcy and the government shutdown: possible effects](https://jeffdavislawfirm.com/bankruptcy-and-the-government-shutdown-possible-effects/) - What effect will the partial federal government shutdown have on bankruptcy proceedings?As with so many other aspects of the shutdown, there is a short answer and a long answer. The short answer is easily enough stated. Federal bankruptcy courts remain open. In this post, however, we will discuss some of the ways that the government shutdown may
- [Bankruptcy filings and the economy: connection not always simple](https://jeffdavislawfirm.com/bankruptcy-filings-and-the-economy-connection-not-always-simple/) - The relationship between the overall economy and bankruptcy filings is not as simple and straightforward as it might seem.To be sure, the Great Recession and its uncertain aftermath have resulted in lost jobs and depleted asset portfolios that have led many people to file for personal bankruptcy. But it may be that sometimes the biggest
- [Personal bankruptcy the best option for some Texas individuals](https://jeffdavislawfirm.com/personal-bankruptcy-the-best-option-for-some-texas-individuals/) - Texas residents may be living paycheck to paycheck in order to make ends meet. However, in spite of what some people may think, even individuals that earn a large salary may still struggle with managing their finances. Due to this inability to manage money, personal bankruptcy is a possibility for more people than just those
- [Do you have more debt than savings?](https://jeffdavislawfirm.com/do-you-have-more-debt-than-savings/) - If you are a San Antonio resident who has more credit card debt than savings, you are not the only one. According to a recent survey, about 30 percent of Americans currently carry more credit card debt around than what they have stashed away for a rainy day. The survey has been performed by Bankrate.com
- [Warm temps could help Texas residents facing personal bankruptcy](https://jeffdavislawfirm.com/warm-temps-could-help-texas-residents-facing-personal-bankruptcy/) - The harsh winter has done more than envelope the country in cold temperatures and blustery days. It has kept many residents of Texas and elsewhere home from work as well, according to a recent study. Warmer weather may signal an end to that trend, which could be a relief for those whose tight budgets have
- [Medical Bills: Insurance Discrepancies Can Harm Credit](https://jeffdavislawfirm.com/medical-bills-insurance-discrepancies-can-harm-credit/) - Medical bills are a major problem for many families.It is well documented that medical debt is one of the leading causes of consumer bankruptcy . This is true in San Antonio, throughout the Rio Grande Valley, and across the country.But even for people who try to pay their bills on time, discrepancies concerning medical bills
- [Even Many People With Health Insurance Struggle to Medical Bills](https://jeffdavislawfirm.com/even-many-people-with-health-insurance-struggle-to-medical-bills/) - Medical bills are of course a problem for many people without insurance. But, to a surprising degree, even many people with insurance can encounter problems with paying for medical procedures, prescription drugs or hospital visits.As a result, medical debt remains one of the most common causes of consumer bankruptcy.Why doesn't having health insurance provide more
- [Unpaid medical bills and credit reports](https://jeffdavislawfirm.com/unpaid-medical-bills-and-credit-reports/) - It is a widely known fact that medical debt is the leading cause of bankruptcy. Even people with insurance are only one catastrophic illness away from bills they cannot really pay - and hence the need for a financial fresh start through a bankruptcy filing.Less well known, however, is the negative effect that unpaid medical
- [Seeking to discharge, not swallow, the bitter pill of medical debt](https://jeffdavislawfirm.com/seeking-to-discharge-not-swallow-the-bitter-pill-of-medical-debt/) - Three years after the passage of the Affordable Care Act (ACA), medical debt remains the biggest cause of bankruptcy. A year ago, U.S. Supreme Court upheld the law. Yet the insurance overhaul it requires has still not fully taken effect. And meanwhile, 49 million Americans remain without health insurance.Given the scandalously high cost of medical
- [Bankruptcy filing: how to overcome your own mental resistance](https://jeffdavislawfirm.com/bankruptcy-filing-how-to-overcome-your-own-mental-resistance/) - The need for meaningful relief from credit card debt is an issue we continue to follow closely in this blog. As we discussed in our May 10 post, consumers have been cutting down recently on the amount of debt they are taking on. But problems with credit card still plague many people in San Antonio
- [Beware of Debt Collectors Who Try to Collect Old Debts](https://jeffdavislawfirm.com/beware-of-debt-collectors-who-try-to-collect-old-debts/) - Debt collectors don't get to do whatever they want. There are rules they are supposed to abide by - starting with the Fair Debt Collection Practices Act.Credit card harassment and other illegal tactics are therefore not acceptable. And they are still widespread. Last year, the Federal Trade Commission received a record number of complaints about the tactics used by
- [Legal woes played role in Vince Young's bankruptcy](https://jeffdavislawfirm.com/legal-woes-played-role-in-vince-youngs-bankruptcy/) - Many San Antonio residents may have heard that the former University of Texas and NFL quarterback Vince Young has joined the ranks of professional athletes who have sought bankruptcy protection. It has been reported that the former football star earned $34 million in his six seasons in the NFL, but legal troubles and other issues
- [Feds Take Action Against Misleading San Antonio Debt Settlement Operation](https://jeffdavislawfirm.com/feds-take-action-against-misleading-san-antonio-debt-settlement-operation/) - When you are dealing with debt issues, it can get stressful. Indeed, that is often an understatement. For many people, it can get brutal.If you are in that situation, talking with a bankruptcy attorney about creating a debt relief strategy makes a lot of sense. An attorney can also explain how federal law provides protections
- [For medical bills, payday loans are the opposite of debt relief](https://jeffdavislawfirm.com/for-medical-bills-payday-loans-are-the-opposite-of-debt-relief/) - Medical bills can hit you like a ton of bricks. Even people with health insurance can suddenly find themselves owing more than they imagined - because taking on that debt it seemed like the only way to get the care they or a family member desperately needed.In the San Antonio area and throughout the nation,
- [Gain Financial Freedom With A Bankruptcy Attorney](https://jeffdavislawfirm.com/gain-financial-freedom-with-a-bankruptcy-attorney/) - Seeking the help of a bankruptcy attorney may be one of the most positive and beneficial things you do for your finances and debt management. Because an attorney specializes in helping people who have more debt than they can manage in a simple way, your situation can be solved and supported from start to finish.
- [Age differences apparent in bankruptcy caused by medical debt](https://jeffdavislawfirm.com/age-differences-apparent-in-bankruptcy-caused-by-medical-debt/) - "When it rains, it pours," goes the slightly nonsensical old saying. And indeed, it's true that when trouble comes, it sometimes doubles up. A case in point is a cancer diagnosis and financial problems. And according to research published this week, people with cancer are twice as likely to file for bankruptcy as people who
- [How Texas residents can avoid excessive medical debt](https://jeffdavislawfirm.com/how-texas-residents-can-avoid-excessive-medical-debt/) - Mountains of medical bills have driven many Texas residents to financial desperation. In fact, recent media reports indicate that this is a countrywide problem. It has also been reported that it is not only uninsured individuals who find themselves in this position, even some people who have medical insurance are finding it difficult to manage
- [Creditor harassment: debtors can push back](https://jeffdavislawfirm.com/creditor-harassment-debtors-can-push-back/) - When it comes to the tactics that debt collectors are allowed to use, consumers need to know that some things just aren't allowed. The main federal law on the subject, the Fair Debt Collection Practices Act, draws the line against deceptive and unfair practices. At the federal level, there is also the Deceptive Trade Practices
- [Feds Investigate 'Robosigning' in Credit Card Debt Collection](https://jeffdavislawfirm.com/feds-investigate-allegations-of-robosigning-in-credit-card-debt-collection/) - "Déjà vu all over again" is a phrase commonly attributed to the baseball great Yogi Berra. It can apply in many contexts - most recently in allegations of widespread improper conduct by credit card debt collectors at JP Morgan Chase.To a consumer bankruptcy attorney, this seems a lot like what Time magazine called "robosigner redux."
- [Debt Collection Actions for Medical Bills Take Toll on Consumer Credit](https://jeffdavislawfirm.com/debt-collection-actions-for-medical-bills-take-toll-on-consumer-credit/) - In the wake of the Great Recession, the number of Americans being contacted by debt collection agencies has increased markedly. In 2005, before the recession, debt collectors contacted 22 million people about medical bills alone. By 2010, this had increased to 30 million, according to aWhen you talk to a consumer bankruptcy attorney, you can
- [Consumer Debt Grows Along With Income Inequality](https://jeffdavislawfirm.com/consumer-debt-grows-along-with-income-inequality/) - Studies have shown that people spend much more when paying with credit rather than cash. And as time goes on, there is a cumulative effect to this. The balance starts to grow, and suddenly someone may be facing credit card harassment from bill collectors.For many people, however, living off of credit doesn't necessarily mean they're
- [Fair Debt Collection and the Automatic Stay in Bankruptcy](https://jeffdavislawfirm.com/fair-debt-collection-and-the-automatic-stay-in-bankruptcy/) - If you are in need of debt relief, someone may have told you about something called the "automatic stay" - a type of immediate relief that a bankruptcy filing can bring.This post will describe some of the ways this relief can help protect you against debt collection efforts.First of all, it's worth noting that there
- [Credit Card Debt: Consumer, Beware](https://jeffdavislawfirm.com/credit-card-debt-consumers-beware/) - Credit card debt is like a slippery slope. You may start down that path, thinking you'll catch up soon. But life happens - injuries, illnesses, lost or downsized jobs. Suddenly, you find yourself slipping farther down the slope.If you are in this position, bankruptcy can be an effective response. It offers a way to move
- [Pushing back when debt collection tactics go too far](https://jeffdavislawfirm.com/pushing-back-when-debt-collection-tactics-go-too-far/) - The debt collection industry is notorious for unfair and even illegal tactics. If you are dealing with creditor harassment or similar issues, it's important to know that you don't have to put up with such tactics as constant late-night or early morning phone calls.State and federal laws place limits on the activities that creditors can
- [Debt collectors and disclosure to third parties: law sets limits](https://jeffdavislawfirm.com/debt-collectors-and-disclosure-to-third-parties-law-sets-limits/) - Being in debt should not be a matter of shame. Many people face struggles in paying their bills. And there are many factors beyond a person's control such as job loss or medical bills that can throw a family's finances out of whack.Fortunately, we don't live in a society that throws people in debtor's prison,
- [Filing for Bankruptcy: Role of Your Attorney](https://jeffdavislawfirm.com/filing-for-bankruptcy-role-of-your-attorney/) - Beset by a mountain of setbacks, Americans have watched themselves fall into financial ruin since the recession hit full stride in 2008. Likely candidates for blame are unexpected medical expenses, unemployment, and foreclosure or any number of events that hit suddenly and left a devastating trail of debt behind. For these hard-working individuals, filing for
- [Credit card tips and tricks for the holidays](https://jeffdavislawfirm.com/credit-card-tips-and-tricks-for-the-holidays/) - Black Friday, the now-notorious start of the holiday shopping season, is only three days away. For those already struggling with credit card debt, kicking off another spending extravaganza is not exactly a happy occasion.But there are steps you can take to protect yourself in both big and small ways. Legally, keep in mind that a
- [Credit-card debt: overall national amount is going up](https://jeffdavislawfirm.com/credit-card-debt-overall-national-amount-is-going-up/) - It's been several weeks since we last wrote about credit card debt.In our September 20 post, we noted trends in the data regarding timely payments by consumers on three different types of obligations. Besides credit-card debt, the other types were car loans and mortgage payments.In today's post, let's look at recent indications that consumers' overall
- [How bankruptcy in Texas is unique](https://jeffdavislawfirm.com/how-bankruptcy-in-texas-is-unique/) - Although bankruptcy is outlined in federal law, some bankruptcy guidelines may range from state to state regarding exemptions, how filing may effect a spouse, and other aspects. When filing, it is important to know what makes Texas unique.Citizens who file for bankruptcy cannot necessarily use whatever state's exemption system they file in. They should check
- [Bankruptcy and Taxes: Rebates Can Help Finance a Filing](https://jeffdavislawfirm.com/bankruptcy-and-taxes-rebates-can-help-finance-a-filing/) - Bankruptcy and taxes can go together in a couple of different ways.For people in search of debt relief, bankruptcy can potentially allow the discharge of income tax debt. This could include stopping an IRS tax levy.There's another way as well. New research shows that many Americans who are short of cash are using their tax
- [Rebuilding credit after bankruptcy and divorce](https://jeffdavislawfirm.com/rebuilding-credit-after-bankruptcy-and-divorce/) - Facing both bankruptcy and divorce is a challenging double whammy. But sometimes it's necessary to dig deep down and keep going, knowing there's a new life waiting on the other side.It's certainly not uncommon to have problems with both money and your marriage. After all, money problems are often a major stressor in a marriage
- [When is it time to file Bankruptcy?](https://jeffdavislawfirm.com/when-is-it-time-to-file-bankruptcy/) - Filing for bankruptcy can be an intimidating procedure. For many people, it may be the first time they'll need to contact an attorney. For others, there's a heavy fear of the unknown and the extended feeling of indecision can take its toll on a family. Many people are convinced they can dig themselves out of
- [Trouble with tax debt: can filing bankruptcy help?](https://jeffdavislawfirm.com/trouble-with-tax-debt-can-filing-bankruptcy-help/) - Another tax season is upon us. It's true that the IRS has already said it won't begin processing returns right away, because of the uncertainties about the fiscal cliff with which the year began. But that is only a momentary delay. We all know taxes are coming; as the saying goes, the only thing that
- [Rebuilding credit after bankruptcy: yes, it's doable](https://jeffdavislawfirm.com/rebuilding-credit-after-bankruptcy-yes-its-doable/) - Facing up to financial life in modern-day America often involves tradeoffs between short-term and long-term goals.For example, someone who is in urgent need of debt relief may try to just tough it out a little longer, rather than biting the bullet and filing for bankruptcy. Sometimes people do this, in part, because they've heard that
- [Bankruptcy Questions and Answers](https://jeffdavislawfirm.com/bankruptcy-questions-and-answers/) - Bankruptcy is happening more frequently in today's economy, and should not be an act of any shame or guilt. Businesses and individuals choose to file for bankruptcy in an attempt to regain their financial futures, and rid themselves of financially devastating and overwhelming debt. It is often a good decision not only for you, but
- [Bankruptcy as a debt relief option for credit card debt](https://jeffdavislawfirm.com/bankruptcy-as-a-debt-relief-option-for-credit-card-debt/) - Credit card debt is a problem that plagues many Americans. Residents of the San Antonio area certainly experience their share of this, as do many other Texans. It continues to be a problem, here and elsewhere, even as some measures of the economy slowly improve.If your credit card debt has become unmanageable, filing for bankruptcy
- [Student loan debt and bankruptcy: a proposal for change](https://jeffdavislawfirm.com/student-loan-debt-and-bankruptcy-a-proposal-for-change/) - It's been a few months since we last wrote about student loan debt. As we explained in our May 24 post, the general rule is that this type of debt is not dischargeable in bankruptcy. The only exception is in cases of "undue hardship," and courts do not readily grant that exception.It is becoming more
- [Bankruptcy FAQs](https://jeffdavislawfirm.com/bankruptcy-faqs/) - Considering filing for bankruptcy, but don't know where to begin? If you're considering filing for bankruptcy, you probably have a hundred questions and concerns weighing on your mind. While it's always best to consult a bankruptcy attorney to know exactly how bankruptcy will affect your life, here are a couple quick answers to help you
- [Credit card debt: consumers continue to cut down](https://jeffdavislawfirm.com/credit-card-debt-consumers-continue-to-cut-down/) - During and after the Great Recession, many people had to rely on credit cards just to get by. Using credits cards that way can solve a short-term problem of not having money for medical bills, car repairs — or even groceries. But in the longer term, large credit card debt — and the hefty interest
- [Credit card debt rising across country](https://jeffdavislawfirm.com/credit-card-debt-rising-across-country/) - When the great recession hit, more people found themselves struggling with serious financial problems. They may have lost their jobs or seen their hours reduced, making it difficult for them to have a stable source of income. Because of this, many people had to create strict budgets that allowed them to better track where they
- [Filing for Bankruptcy to Keep Up?](https://jeffdavislawfirm.com/filing-for-bankruptcy-to-keep-up/) - Filing for bankruptcy needs to come after much thought and consideration. A debtor needs to consider how it will affect their creditors, their own daily operations and their future. This should be the same for businesses, just on a much larger scale. Filing for bankruptcy should be what's best for your company, not anyone else's.
- [Debt relief doesn't always come easily for Texas consumers](https://jeffdavislawfirm.com/debt-relief-doesnt-always-come-easily-for-texas-consumers/) - Going into debt can be fairly easy. Shop some, travel some and eat out some. The ensuing debt can accumulate rapidly. Debt relief, however, does not always come as easily, for consumers in Texas or anywhere else.For some people, buckling down and living frugally is the first step to financial freedom. They then take the
- [The different types of bankruptcy explained](https://jeffdavislawfirm.com/the-different-types-of-bankruptcy-explained/) - There are four types of bankruptcy: chapter 7, 11, 12, and 13. They are named depending on their chapters in the United States Bankruptcy code. The types differ based on the debtor, the debtor's income, and the methods used in repaying the debts.Chapter 7 and 13 bankruptcy are for individuals seeking to settle their debt.
- [Bankruptcy Attorney Fees and Payment Plans](https://jeffdavislawfirm.com/bankruptcy-attorney-fees-and-payment-plans/) - If you're thinking about hiring a bankruptcy attorney, you may be wondering how much their services will cost, how you can pay them, and how they can help out in your financial and debt situations. The good news is that hiring and working with a bankruptcy attorney is one of the most affordable and simple
- [Credit card debt can be useful, if managed properly](https://jeffdavislawfirm.com/credit-card-debt-can-be-useful-if-managed-properly/) - The majority of Texas families depend upon credit on a daily basis. Credit is often required to purchase a house and even buy a car. Many lenders want to see a credit history prior to making a lending decision. Individuals will often turn to credit card debt as a way to build a credit history.
- [Overwhelming credit card debt may lead to penalty interest rates](https://jeffdavislawfirm.com/overwhelming-credit-card-debt-may-lead-to-penalty-interest-rates/) - When Texas consumers use their credit cards in a responsible manner, there may be several advantages. However, there could be many disadvantages if they are used without planning ahead for how to manage them. One late credit card payment can trigger a host of penalties, including late fees, higher interest rates and lower credit scores.
- [Solve Financial Troubles With A Bankruptcy Lawyer](https://jeffdavislawfirm.com/solve-financial-troubles-with-a-bankruptcy-lawyer/) - If you're struggling with debt, finances, and credit, you're not alone. Countless people are turning to the help of a professional bankruptcy lawyer to help solve their financial troubles once and for all. Bankruptcy can help wipe your debt clean so that you can finally get the fresh start you've always wanted. When you file
- [Emergency Bankruptcy](https://jeffdavislawfirm.com/emergency-bankruptcy/) - Dealing with your finances can get quite overwhelming. An accumulation of different issues, factors, and unfortunately debt can really create a great stress on you and your financial welfare. Sometimes when dealing with these issues, people can become buried in an insurmountable amount of debt. High interest rates and unforgiving creditors can speed up the
- [How Do I Pay My Bankruptcy Attorney?](https://jeffdavislawfirm.com/how-do-i-pay-my-bankruptcy-attorney/) - Filing for bankruptcy may seem intimidating. For most clients, their first question is, "How do I pay my bankruptcy attorney when I'm already in debt?" While the whole concept may seem overwhelming and discouraging, filing for bankruptcy can remove a huge burden from your life and ends up being worth every penny. Sadly, most people
- [Why do NFL players go bankrupt?](https://jeffdavislawfirm.com/why-do-nfl-players-go-bankrupt/) - NFL players may seem to have the life; some sign million dollar contracts in their early twenties and get to do what they love. What many people don't realize is that 78 percent of NFL players endure severe financial distress within two years of retiring. How can this happen when the minimum rookie salary is
- [The Undeniable Link between Cancer and Bankruptcy](https://jeffdavislawfirm.com/the-undeniable-link-between-cancer-and-bankruptcy/) - Being diagnosed with cancer can be the most terrifying moment in someone's life. A million questions instantly fill your mind; is it curable? Will I survive? What kinds of treatments will I need to endure? Rarely your first thought is your finances, and why should it be, when your life is on the line? Unfortunately
- [Personal Bankruptcy for Small Business Owners](https://jeffdavislawfirm.com/personal-bankruptcy-for-small-business-owners/) - The economy has been hard on all of us; small and large businesses alike have felt the effects. Most often, the news focuses on corporate bankruptcies and large company debts, when small businesses are struggling as well. So what happens to a small business when the owner is facing personal bankruptcy? Do they have to
- [How Filing for Bankruptcy Can Lighten Foreclosure Woes](https://jeffdavislawfirm.com/how-filing-for-bankruptcy-can-lighten-foreclosure-woes/) - A spike in default notices from July to August signals a housing market in crisis as a greater number of foreclosures loom on the horizon. According to a recent study conducted by RealtyTrac Inc., a foreclosure listing firm, banks have initiated a new wave of foreclosures and mortgage defaults in order to wipe clean their
- [Recovering after Bankruptcy](https://jeffdavislawfirm.com/recovering-after-bankruptcy/) - Filing for bankruptcy can be a life-altering experience, and while it can complicate things, it's important to know how to start to recover. We've talked about ways to re-establish your credit and how to buy a home after filing for bankruptcy, but filing can be as emotionally draining as it is financially. Have no fear,
- [With Bankruptcy, Sooner is better](https://jeffdavislawfirm.com/with-bankruptcy-sooner-is-better/) - Filing for bankruptcy can be intimidating, especially for people who have always been financially secure. There are quite a few reasons why people put off filing for bankruptcy; denial, embarrassment or maybe they consider bankruptcy a final option. Waiting, however, can cause more stress and more financial strain on you and your family. While bankruptcy
- [How Does a Man worth $400 million Find Himself Bankrupt?](https://jeffdavislawfirm.com/how-does-a-man-worth-400-million-find-himself-bankrupt/) - Mike Tyson is the perfect example of how not to spend your money. While Tyson was a former heavyweight champion and boxing legend, he may go down in history for how he spent his money instead of how he earned it. Despite Tyson's nearly $400 million earnings over the past 20 years, he somehow managed
- [How the Recession is affecting the Middle Class](https://jeffdavislawfirm.com/how-the-recession-is-affecting-the-middle-class/) - The recession has brought a trying time for many Americans; thousands of jobs have been cut or downsized, small businesses are struggling and many middle-classed, college-educated Americans are seeing financial losses they would never have expected. In fact, in the past ten years, the face of bankruptcy has slowly changed from lower-income families to more
- [Why Bankruptcy May be Your Best Option](https://jeffdavislawfirm.com/why-bankruptcy-may-be-your-best-option/) - For many people, bankruptcy is a final option; one they would never consider unless they ran out of every other possible idea on getting out of debt. They will let their house go into foreclosure, let their credit cards compound interest for months and even drain their retirement accounts trying to stay afloat. It always
- [How To Find The Best Bankruptcy Lawyer](https://jeffdavislawfirm.com/how-to-find-the-best-bankruptcy-lawyer/) - If you're looking for the best bankruptcy lawyer, there are a few things you should keep in mind when you're finding the right professional. There are countless lawyers on the market right now, so it's a good idea to ensure that you choose the lawyer who can truly help handle your bankruptcy without adding stress
- [Reasons to File for Bankruptcy](https://jeffdavislawfirm.com/reasons-to-file-for-bankruptcy/) - So you're in a financial bind? It's safe to say that 2011 hasn't been the best financial year for many Americans. The economy is still sluggish and jobs are still scarce. While filing for bankruptcy may have never been an option before the recession, credit card bills can stack up and unemployment checks are running
- [Texas' 2012 Financial Forecast](https://jeffdavislawfirm.com/texas-2012-financial-forecast/) - As we ring in the New Year with champagne and fireworks, we can't help but wonder what the year will actually bring us. Could the economy take a turn for the better? Will the string of bankruptcies finally slow? What will happen to the almighty dollar? While even analysts merely make educated predictions about the
- [Filing For Bankruptcy After A Serious Injury or Illness](https://jeffdavislawfirm.com/filing-for-bankruptcy-after-a-serious-injury-or-illness/) - If you have suffered from a recent injury or illness and have received medical bills in the mail, you know how financially devastating they can be. Medical treatment is not inexpensive, and when considering that of a serious injury with ongoing treatment, your finances can go from great to nonexistent in a matter of only
- [Buying A Home After Filing For Bankruptcy](https://jeffdavislawfirm.com/buying-a-home-after-filing-for-bankruptcy/) - It's true, that many individuals believe that once they file for bankruptcy they will never be able to qualify for a home loan again. Individuals also believe that should there be a chance that they could qualify, it would take ten to fifteen years before they could even try. We are about to blow your
- [Social Media Sites and Bankruptcy](https://jeffdavislawfirm.com/social-media-sites-and-bankruptcy/) - Social Media sites have changed more than just the way we socialize. Sites like Facebook and Twitter have recently helped given leads on wanted individuals and have assisted in arrests. Not only have law enforcement turned to social media to help unveil the secret lives of persons of interest, but lawyers are now using the
- [When Caring For Your Parents Leads To Medical Bankruptcy](https://jeffdavislawfirm.com/when-caring-for-your-parents-leads-to-medical-bankruptcy/) - There comes a time in every individual or couple's life wherein the tables are turned, and it becomes a time to take care of your parents. Whether your parents are within an assisted living center, a full time nursing home or if you are personally caring for them within your own home, the task can
- [The Stella Liebeck "Hot Coffee" Case](https://jeffdavislawfirm.com/the-stella-liebeck-hot-coffee-case/) - One of the most familiar and overpublicized personal injury cases in history would have to be the case of Stella Liebeck and her case against McDonald's coffee being "too hot." When Liebeck won the case and was awarded $2.9 million comedians, like Jerry Seinfeld and David Letterman, jumped on the case, turning it into comedic
- [Social Security Disability Requirements and Legalities](https://jeffdavislawfirm.com/social-security-disability-requirements-and-legalities/) - Managed by the Social Security Administrator, Social Security Disability is a federal insurance program provided by the United States of America that is funded by payroll tax. Social Security Disability Insurance, otherwise known as SSDI or SSD, is managed by the Social Security Administration. This federal program, funded by FICA tax, provides benefits to disabled
- [Medical Bill Statistics](https://jeffdavislawfirm.com/medical-bill-statistics/) - Dealing with an injury can be mentally, emotionally and financially straining on you. In addition to lost time and wages at work, the medical bills begin to pile up quickly. Anyone who's been hospitalized can agree that a serious injury will seriously set you back-sometimes years of financial savings. In many cases the where the
- [Blood Alcohol Content and Impaired Driving](https://jeffdavislawfirm.com/blood-alcohol-content-and-impaired-driving/) - We all know the dangers of drinking and driving, but a new study has found that "buzzed" driving can be just as dangerous. Blood Alcohol Content (BAC) is the proportion of alcohol to blood in the body and is expressed in deciliters of blood – for example, 0.08 percent would be 0.08 grams per deciliter
- [Kids and medical costs: what if parents don't pay?](https://jeffdavislawfirm.com/kids-and-medical-costs-what-if-parents-dont-pay/) - It's well known that medical debt is one of the leading causes of bankruptcy. Even when someone has insurance, he or she may be only one serious illness away from overwhelming medical bills - and the need to seek debt relief.What happens, however, when the overwhelming medical bills are for a child? If the child's
- [Spiraling medical debt: emergence of new payment options](https://jeffdavislawfirm.com/spiraling-medical-debt-emergence-of-new-payment-options/) - We noted in a recent blog post how serious a problem medical debt is for many individuals and families across the country, including in Texas (please see our September 13, 2013, entry).Some commentators might amend the above sentence to read especially in Texas, given the dismal statistic that Texas has the highest rate of residents without
- [Bitter pill remains bitter: hospital bills and medical debt](https://jeffdavislawfirm.com/bitter-pill-remains-bitter-hospital-bills-and-medical-debt/) - Medical bills are a major cause of bankruptcy.That is why we continue to follow the issue of medical debt in this blog. In our September 13 post, for example, we discussed how the advent of health insurance exchanges under the Affordable Care Act could affect decisions to file bankruptcy.After all, as we pointed out, there
- [Bankruptcy counseling: why is it required and what does it do?](https://jeffdavislawfirm.com/bankruptcy-counseling-why-is-it-required-and-what-does-it-do/) - You may have heard that when the federal bankruptcy law was amended a few years ago, Congress put in a few new hoops to jump through. To a degree, this is true. There is now, for example, a requirement that someone filing for bankruptcy under Chapter 7 or Chapter 13 attend a bankruptcy counseling session.Keep
- [Debt Consolidation 101: Brush up on what you know (or don't know](https://jeffdavislawfirm.com/debt-consolidation-101-brush-up-on-what-you-know-or-dont-know/) - In our Bexar County law office, we help people who have found themselves in financial quicksand. They know they need to get out, but they cannot seem to do it on their because their strongest efforts just seem to amount to fruitless thrashing. To take the analogy further, we aspire to be the guy standing
- [Boomers and credit card debt: how bankruptcy can help](https://jeffdavislawfirm.com/boomers-and-credit-card-debt-how-bankruptcy-can-help/) - When does credit card debt become so big that trying to chip away at it no longer makes much sense? Many people in the San Antonio area and across the country are struggling with this question.Of course, the need for debt relief varies by person often reflects someone's stage in life. For young people, the
- [Some debt relief schemes are too good to be true](https://jeffdavislawfirm.com/some-debt-relief-schemes-are-too-good-to-be-true/) - By itself, debt is not always a bad thing. Sometimes, consumers have to assume debt in order to finance major purchases, such as a home or vehicle. At the same time, however, a person can become overwhelmed by their financial obligations, which may require debt relief.Although there are numerous ways to unload tremendous debt, some
- [What Does A Green Card Attorney Do?](https://jeffdavislawfirm.com/what-does-a-green-card-attorney-do/) - For anyone wanting to live and settle in the United States, a green card is invaluable, giving you the legal right to take up residency in the country. In addition, anyone eligible to do so can start the process of becoming a US citizen, once they have been in the US for at least five
- [Don't Be Afraid of Bankruptcy](https://jeffdavislawfirm.com/dont-be-afraid-of-brankruptcy/) - Filing for bankruptcy is never an easy decision. Most of us see it as a last resort to all of our financial troubles and the coward's way out. This is absolutely untrue. Bankruptcy is nothing to be ashamed of and it happens more often than you know. Approximately 1 out of every 212 people in
- [Current Deportation Laws and How a Lawyer Can Help](https://jeffdavislawfirm.com/current-deportation-laws-and-how-a-lawyer-can-help/) - Under current deportation laws, there are several criminal acts or immigration violations that can lead to deportation. The United States Citizenship and Immigration Services has stated that deportation is the act of removal of an alien who is residing in the U.S. An alien can face deportation under the following circumstances: Violation of non-immigrant status or one
- [U.S. Immigration and Naturalization](https://jeffdavislawfirm.com/us-immigration-and-naturalization/) - U.S. immigration and naturalization are entities that have to work closely together. Anyone who has migrated to the U.S., and lives there for a certain amount of time, is eligible to become a lawful U.S. citizen via naturalization. A naturalized person has access to the same services and privileges that born U.S. citizens enjoy. These include
- [A Look at Family-Based Immigration Petitions](https://jeffdavislawfirm.com/a-look-at-family-based-immigration-petitions/) - It is sometimes quite a challenge to belong to a family where some are in one country and others are overseas. The good news is that there are many different types of visas and relevant family-based immigration petitions. These are made available by the immigration department so as to allow families, spouses, and other relatives to unite
- [What are the Deferred Action Requirements?](https://jeffdavislawfirm.com/what-are-the-deferred-action-requirements/) - Deferred Action for Childhood Arrivals, or DACA, was issued on June 15, 2012 and enables childhood arrivals to be able to apply for work authorization. Even though the deferred action does not give the person any lawful status, it allows any qualified applicant in the state of Texas to work, apply for a driver's license,
- [Stop Credit Card Collectors From Harassing You](https://jeffdavislawfirm.com/stop-credit-card-collectors-from-harassing-you/) - Are you constantly receiving telephone calls and letters from bill collectors? Are some of them being very rude and using unethical tactics (i.e. calling you at work; calling your next door neighbor and/or calling your relatives)? The Davis Law Firm can help you. We can stop the bill collectors and credit harassment. Call us at
- [Credit card use: smooth ride or bumpy road?](https://jeffdavislawfirm.com/credit-card-use-smooth-ride-or-bumpy-road/) - Here's a truism that just seems inarguable: Many Americans -- a great many, indeed -- find credit cards to be simply compelling.That applies to both cautious users of cards and consumers who frequently flash them and think nothing of using them to pay for most goods and services.What is it that accounts for the nation's

## Pages

- [Call the 4s! | Personal Injury Attorney San Antonio and Across Texas](https://jeffdavislawfirm.com/) - Backed by over 35 years of experience inside and outside of the courtroom, Davis Law Firm and our personal injury attorneys in San Antonio have the skill and tenacity it takes to secure justice for you. Call the 4s now for a Free Consultation!
- [Practice Areas](https://jeffdavislawfirm.com/practice-areas/) - Our board-certified attorneys have recovered tens of millions of dollars in verdicts and settlements on behalf of clients throughout the state.
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- [Locations](https://jeffdavislawfirm.com/locations/) - Offices Across Texas We're Here 4 You Over 40 attorneys in 7 Texas cities View San Antonio Office View Austin Office View Brownsville Office View Corpus Christi Office View Laredo Office View McAllen Office View Permian Basin Office Austin Brownsville Corpus Christi Laredo McAllen Permian Basin San Antonio
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- [News](https://jeffdavislawfirm.com/news-articles/) - News and Articles about Davis Law Firm
- [Blog](https://jeffdavislawfirm.com/blog/) - Blog & Articles Davis Law Firm Makes Important Donation To San Antonio Food Bank May 4, 2020 Read More Davis Law Firm Helps San Antonio #StayStrongSA May 4, 2020 Read More COVID-19 Announcement April 14, 2020 Read More One Mistake That Could Cost You Thousands During an Auto Accident February 29, 2020 Read More Teen
- [Motorcycle Accidents](https://jeffdavislawfirm.com/practice-areas/motorcycle-accidents/) - Injured in a motorcycle accident? Jeff Davis Law Firm fights for riders to get the compensation they deserve. Call the 4s today for a free consultation!
- [Truck Accidents](https://jeffdavislawfirm.com/practice-areas/truck-accidents/) - Injured in a truck accident? Jeff Davis Law Firm fights for victims to get the compensation they deserve. Call the 4s today for a free consultation!
- [Severe Storm Damage](https://jeffdavislawfirm.com/practice-areas/severe-storm-damage/) - Suffered severe storm damage? Jeff Davis Law Firm fights to ensure you get the compensation you deserve for property loss. Call the 4s today for a free consultation!
- [Personal Injury](https://jeffdavislawfirm.com/practice-areas/personal-injury/) - Injured? Jeff Davis Law Firm’s personal injury attorneys are here to fight for the compensation you deserve. Call the 4s today for a free consultation!
- [Oil Field Accidents](https://jeffdavislawfirm.com/practice-areas/oil-field-accidents/) - Injured in an oil field accident? Jeff Davis Law Firm fights for injured workers to get the compensation they deserve. Call the 4s today for a free consultation!
- [Motor Vehicle Accidents](https://jeffdavislawfirm.com/practice-areas/motor-vehicle-accidents/) - Injured in a motor vehicle accident? Jeff Davis Law Firm fights for victims to secure the compensation they deserve. Call the 4s today for a free consultation!
- [Employment Law](https://jeffdavislawfirm.com/practice-areas/employment-law/) - Facing an employment law issue? Jeff Davis Law Firm fights for employees to protect their rights and secure fair compensation. Call the 4s today for a free consultation!
- [Commercial Vehicle Accidents](https://jeffdavislawfirm.com/practice-areas/commercial-vehicle-accidents/) - Injured in a company vehicle accident? Jeff Davis Law Firm fights for victims to secure the compensation they deserve. Call the 4s today for a free consultation!
- [Catastrophic Injury or Death](https://jeffdavislawfirm.com/practice-areas/catastrophic-injury-death/) - Facing a catastrophic injury or wrongful death? Jeff Davis Law Firm fights for justice and the compensation you deserve. Call the 4s today for a free consultation!
- [Community Involvement](https://jeffdavislawfirm.com/community/) - We are renowned for our significant outreach work in communities across South Texas. We have made a substantial impact through its partnership with the....
- [Thank You](https://jeffdavislawfirm.com/thank-you/) - Thank you for contacting Davis Law Firm. Our award-winning team of personal injury attorneys are fierce advocates with decades of trial experience and the dedication and grit to get the results you deserve.
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- [Our Story](https://jeffdavislawfirm.com/about/) - Our founder, Jeff Davis was born in 1966 in San Antonio, Texas. His family has been in South Texas since the 1800’s. Like his father and aunt, he graduated from Alamo Heights High School in 1984.
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## Attorneys

- [Charles Regalado](https://jeffdavislawfirm.com/attorneys/charles-regalado/)
- [Stephen D. Navarro](https://jeffdavislawfirm.com/attorneys/stephen-d-navarro/)
- [Martin B. Martinez](https://jeffdavislawfirm.com/attorneys/martin-b-martinez/)
- [Ed Brown](https://jeffdavislawfirm.com/attorneys/ed-brown/)
- [Edward Allred](https://jeffdavislawfirm.com/attorneys/edward-allred/)
- [Alexis Berlanga](https://jeffdavislawfirm.com/attorneys/alexis-berlanga/)
- [John P. Kolb](https://jeffdavislawfirm.com/attorneys/john-p-kolb/) - John P. Kolb has represented clients in personal injury matters for over 25 years.
- [Kelly Kelly](https://jeffdavislawfirm.com/attorneys/kelly-kelly/) - Born and raised in East Texas, Kelly has been practicing personal injury law for the entirety of his 21 years of practice.
- [Ashley Garcia](https://jeffdavislawfirm.com/attorneys/ashley-garcia/) - Ashley started her legal career as a Prosecutor with the Bexar County District Attorney’s Office and has tried numerous Driving While Intoxicated cases to verdict. While working as a Prosecutor, Ashley found her passion for seeking justice for victims. She now brings her unique understanding of working with insurance companies to help those who have been injured in accidents.
- [Robert L. Rush](https://jeffdavislawfirm.com/attorneys/robert-l-rush/) - Robert is a Board-Certified Lawyer in San Antonio with 35 years of experience and has been with Davis Law Firm since 2023.
- [Marcella Algarra Della Casa](https://jeffdavislawfirm.com/attorneys/marcella-algarra-della-casa/) - Marcella has 25 years of experience in multimillion dollar complex personal injury and construction litigation. She is routinely recognized as one of San Antonio’s top construction litigation attorneys.
- [Erika Julio](https://jeffdavislawfirm.com/attorneys/erika-julio/) - Erika Julio is a Personal Injury Attorney with seven years of experience and has been with Davis Law Firm since 2016. Julio was born and raised in Rio Grande...
- [Ron Salazar](https://jeffdavislawfirm.com/attorneys/ron-salazar/) - Ron Salazar is a Board Certified in Personal Injury Trial Lawyer with over 30 years of experience and has been with Davis Law Firm since 2019.
- [Brian DeVaney](https://jeffdavislawfirm.com/attorneys/brian-a-devaney/) - Brian DeVaney has practiced personal injury law in the South Texas area for 30 years and has been with Davis Law Firm since 2001.
- [Robert O. Fischel](https://jeffdavislawfirm.com/attorneys/robert-fischel/) - Robert Fischel is a Personal Injury Attorney with over thirty-two years of experience and has been with Davis Law Firm since 2018.
- [Jeff Davis](https://jeffdavislawfirm.com/attorneys/jeffrey-r-davis/) - Jeff Davis, a San Antonio native, has deep family roots in Southern Texas dating back to the 1800s. Like his father and aunt, he graduated from Alamo Heights...
- [Manuel Escobar](https://jeffdavislawfirm.com/attorneys/manuel-escobar/) - Manuel Escobar is a Personal Injury Attorney with over ten years of experience and has been with Davis Law Firm since 2018.
- [Christopher Harris](https://jeffdavislawfirm.com/attorneys/christopher-harris/) - Christopher Harris is a Personal Injury Attorney with ten years of experience and has been with Davis Law Firm since September 2015.
- [David Treat](https://jeffdavislawfirm.com/attorneys/david-treat/) - David Treat is a Board Certified Personal Injury Trial Lawyer and Of Counsel with more than thirty-five years of experience and has been with Davis Law Firm since 2021.
- [Christopher Hinshaw](https://jeffdavislawfirm.com/attorneys/christopher-hinshaw/) - Christopher Hinshaw is a Personal Injury Attorney with eight years of experience and has been with Davis Law Firm since 2016.
- [Stephen Smith](https://jeffdavislawfirm.com/attorneys/stephen-smith/) - Stephen Smith is a Personal Injury Attorney with over forty years of experience handling injury claims and has been with Davis Law Firm since 2015.
- [Chris Vasquez](https://jeffdavislawfirm.com/attorneys/chris-vasquez/) - Chris Vasquez is a Personal Injury Attorney with ten years of experience and has been with Davis Law Firm since 2013.
- [Sofia Pedraza](https://jeffdavislawfirm.com/attorneys/sofia-pedraza/) - Sofia Pedraza is a Personal Injury Attorney with one year of experience and has been with Davis Law Firm since 2021.
- [Melissa Dumas](https://jeffdavislawfirm.com/attorneys/melissa-dumas/) - Melissa Dumas is a Personal Injury Attorney with 12 years of experience and has been with Davis Law Firm since 2013.
- [Ricardo Reyna](https://jeffdavislawfirm.com/attorneys/ricardo-reyna/) - Ricardo Reyna is a Board Certified Personal Injury Trial Lawyer and Of Counsel with more than 33 years of experience and has been with Davis Law Firm since 2018.
- [Desiree Marrufo](https://jeffdavislawfirm.com/attorneys/desiree-marrufo/) - Desiree Marrufo is an experienced trial lawyer who has dedicated her 19-year career to personal injury litigation and has been with Davis Law Firm since 2019.
- [David Solis](https://jeffdavislawfirm.com/attorneys/david-solis/) - David Solis is Of Counsel with more than twenty years of experience and has been with Davis Law Firm since 2017.
- [Ricky Neville](https://jeffdavislawfirm.com/attorneys/ricky-neville/)
- [Ralph Lopez](https://jeffdavislawfirm.com/attorneys/ralph-lopez/) - Ralph Lopez is a Board Certified Personal Injury Trial Lawyer with forty of experience and has been with Davis Law Firm since 2018.
- [Amanda Muth](https://jeffdavislawfirm.com/attorneys/amanda-muth/) - Amanda L. Muth is a Personal Injury Attorney with five years of experience and has been with Davis Law Firm since 2001.
- [Justin Reyes](https://jeffdavislawfirm.com/attorneys/justin-reyes/) - Justin Reyes is a Personal Injury Attorney with six years of experience and has been with Davis Law Firm since September 2021.
- [Jorge Tuckler](https://jeffdavislawfirm.com/attorneys/jorge-tuckler/) - Jorge Tuckler is a Personal Injury Attorney with twenty-seven years of experience and has been with Davis Law Firm since 2019.
- [Fred Torres](https://jeffdavislawfirm.com/attorneys/fred-torres/) - Fred Torres is a Personal Injury Attorney with fourteen years of experience and has been with Davis Law Firm since 2022.
- [Carlos Garcia](https://jeffdavislawfirm.com/attorneys/carlos-garcia/) - Carlos Garcia is a Personal Injury Attorney with thirty-two years of experience and has been with Davis Law Firm since 2019.
- [J. Todd Malaise](https://jeffdavislawfirm.com/attorneys/j-todd-malaise/) - Todd Malaise is a Personal Injury Attorney with twenty-six years of experience and has been with Davis Law Firm since 2021.
- [Jason Graff](https://jeffdavislawfirm.com/attorneys/jason-graff/) - Jason Graff is a Personal Injury Attorney with eight years of experience and has been with Davis Law Firm since 2016.
- [R. Scott Mellen](https://jeffdavislawfirm.com/attorneys/r-scott-mellen/) - Scott Mellen is a Trial Lawyer specializing in personal injury litigation with ten years of experience and has been with Davis Law Firm in an Of Counsel capacity since 2014.

## News Articles

- [10 Texas Hill Country Places to Visit](https://jeffdavislawfirm.com/news-articles/best-texas-hill-country-places-to-visit/) - Texas Hill Country Summer Travel Ideas The month of August, a time when back to school commercials begin to air and people start to realize that summer vacation is almost over. Before you start collecting school supplies you may be thinking about taking one last escapade. Before settling into to the daily routine of early
- [Halloween Contest 2019](https://jeffdavislawfirm.com/news-articles/halloween-contest-2019/) - At Davis Law Firm, we work hard for our clients. We also work hard at having fun. Each year we hold an employee costume contest and this year we had some amazing costumes. Coming from our offices in San Antonio, Corpus Christi, and McAllen, everyone had a fun time this Halloween for our 7th annual
- [Old Rubber - The Dangers of Buying Aged New Tires](https://jeffdavislawfirm.com/news-articles/old-rubber-the-dangers-of-buying-aged-new-tires/) - Buying "New" Old Tires Tires have two seasonal sales peaks in the year. October is usually the start of the fall season sale promotion that encourages consumers to buy winter tires. Thankfully, San Antonio does not get blizzards or ice storms so winter tires don’t apply to us. However, new sale gimmicks are a good opportunity to inspect
- [Over 12,000 Citations for Distracted Driving](https://jeffdavislawfirm.com/news-articles/distracted-driving-law-san-antonio/) - Texting and Driving in the Alamo City It’s been two years since the city of San Antonio issued a hands free ordinance for drivers who like to use their phones on the go. Drivers in San Antonio can be cited for texting, talking or surfing apps while driving if spotted by police. This rule also applies if
- [Teen Hit by Car](https://jeffdavislawfirm.com/news-articles/teen-hit-by-car/) - Thursday, August 27th, 2009 CNN reports a teenage boy was the victim of a hit and run driver. After being hit by a car, the New Haven teen was unable to walk. He crawled across the street in order to get out of the road. Rather than stop, the other cars simply drove around him.
- [Back to School Basics](https://jeffdavislawfirm.com/news-articles/back-to-school-basics/) - Wednesday, August 26th, 2009 Going back to school after summer vacation can bring both anxiety and excitement. Many students carefully select their new backpacks, clothes and supplies. But, one thing that should never be in short supply is student safety. All of us need to feel safe in order to learn and reach our potential.
- [Budget Basics](https://jeffdavislawfirm.com/news-articles/budget-basics/) - Friday, August 28th, 2009 A budget can be a huge help in taking control of your finances. One of the first steps to establishing a budget is knowing your expenses. Expenses can be both fixed and variable. For example, a fixed expense is one that is the same every month, like your rent. Variable expenses
- [Governor of New York Sued for Discrimination](https://jeffdavislawfirm.com/news-articles/governor-of-new-york-sued-for-discrimination/) - Tuesday, August 25th, 2009 Governor Paterson is both the first African American governor of New York as well as a the first legally blind governor in the United States. Frederic Dicker of the New York Postrepotted in May 2009, that the state secretly settled a lawsuit for $300,000. A former Senate photographer accused Governor Paterson
- [Craft Beer Recalled in 36 States!](https://jeffdavislawfirm.com/news-articles/2017-beer-product-recall/) - Texas 2017 Beer Product Recall In late January, Sierra Nevada Brewing issued a product recall. The recall was announced after they discovered a defect that would allow glass to chip and fall into the beer. Consequently, the product recall affects 36 states, and Texas was one of them. The recall affects 8 different Sierra Nevada craft beers: Pale
- [Fall Is In The Air](https://jeffdavislawfirm.com/news-articles/fall-is-in-the-air/) - How do you know it's Fall? We asked our Davis Law Firm team and here were the top 6 ways you know it's Fall. Fall is in the air here in Alamo city. In just a few days, it will officially be the season of pumpkin spice lattes, Ugg boots, and Fall colors. Davis Law
- [Davis Law Firm Supports CIS Stuff The Bus Campaign](https://jeffdavislawfirm.com/news-articles/davis-law-firm-supports-stuff-the-bus-campaign/) - Davis Law Firm announces the launch of their support for the Communities in Schools Stuff The Bus campaign. Communities In School's mission is to surround students with a community of support, empowering them to stay in school and achieve in life. CIS places site coordinators directly inside schools throughout Bexar County. Coordinators connect children and
- [Davis Law Firm 2019 Fiesta Medal](https://jeffdavislawfirm.com/news-articles/2019-fiesta-medal/) - Reserve your 2nd edition Davis Law Firm Fiesta Medal! You can reserve your 2019 Davis Law Firm Fiesta Medal by filling out the form below! Visit our page for more information. Loading...
- [First Annual Ugly Christmas Sweater Contest](https://jeffdavislawfirm.com/news-articles/2016-ugly-christmas-sweater-contest/) - First Annual Ugly Christmas Sweater Contest Please remember Davis Law Firm will host its First Annual Ugly Christmas Sweater Contest on December 16th, 2016! The photos will then be uploaded to the official Davis Law Firm Facebook page where our fans will have the opportunity to vote for the best ugly sweater by “liking”
- [3rd Annual Davis Law Firm Christmas Sweater Contest Results](https://jeffdavislawfirm.com/news-articles/3rd-annual-christmas-contest-results/) - Our Davis Law Firm Team had a jolly time participating in our 3rd Annual Christmas Sweater Contest! Thank you to our Facebook fans who voted 4 their favorite Christmas Sweater! Also, a special thank you to all our Davis Law Firm participants for their creativity! Visit our Instagram Page!
- [San Antonio Injury Attorneys At Davis Law Firm Give Back!](https://jeffdavislawfirm.com/news-articles/san-antonio-injury-attorneys-toy-drive/) - Santa's Helpers 2018 Toy Drive Davis Law Firm Supports Local Non-Profit Davis Law Firm held its Third Annual Guardian House Toy Drive from December 6th to December 21st. Guardian House is a local non-profit organization that supports San Antonio’s children by protecting them from the effects of divorce, separation and family conflict. They not only provide the
- [3rd Annual Santa's Helpers Toy Drive](https://jeffdavislawfirm.com/news-articles/2018-santas-helpers-toy-drive/) - Help support Guardian House in Davis Law Firm's 3rd Annual Santa's Helpers Toy Drive! Become a Davis Law Firm Santa Helper by donating a new unwrapped toy! Toys will be delivered to Guardian House on December 20th, 2018 where they will be gifted to children whose parents are trapped in conflict. Davis Law Firm San Antonio will be accepting
- [Our 41st President - George H.W. Bush](https://jeffdavislawfirm.com/news-articles/our-41st-president-george-h-w-bush/) - I wanted to take a moment to pause and reflect on the loss this weekend of President George H.W. Bush. President Bush was not only one of our great Presidents, he was also a great man. I had the privilege of working on his presidential campaign in 1988, and had the opportunity to meet the
- [2018 Turkey Trot 5K Results](https://jeffdavislawfirm.com/news-articles/2018-turkey-trot-5k-results/) - We had a great time at the San Antonio Food Bank's 9th annual Thanksgiving Turkey Trot 5K! Thank you to all who participated! With your participation in the event, 4,700 meals turkey meals were provided to families in need! We at Davis Law Firm are committed to the community we serve and look forward to
- [Thanksgiving Day 5K Turkey Trot](https://jeffdavislawfirm.com/news-articles/thanksgiving-day-5k/) - Davis Law Firm invites you to participate in the Thanksgiving Day San Antonio Food Bank 5K Turkey Trot! Below you may find important information in regards to this event. By registering to this event you will be providing a turkey dinner to a family in need. Learn more about this event by visiting safoodbank.org. Stay tuned
- [6th Annual Halloween Costume Contest Results](https://jeffdavislawfirm.com/news-articles/6th-annual-halloween-contest-results/) - Our Davis Law Firm Team had a spook-tacular time participating in our 6th Annual Davis Law Firm Halloween Costume Contest! Who had the best costume!? We left it to our Facebook fans to select the winner! Our 2018 6th Annual Davis Law Firm Halloween Costume Contest winner was Cruella De Vil with 310 Likes. We would
- [Join Davis Law Firm in Congratulating Attorney at Law Ricky Neville!](https://jeffdavislawfirm.com/news-articles/attorney-ricky-neville/) - Join Personal Injury Attorney Jeff Davis and Davis Law Firm in congratulating our very own Ricky Neville for obtaining his license to practice law in the great State of Texas! Attorney at Law Ricky Neville earned his law degree from the University of Houston Law Center in 2018. Attorney Ricky Neville enjoys spending time with
- [6th Annual Davis Law Firm Halloween Costume Contest](https://jeffdavislawfirm.com/news-articles/6th-annual-dlf-halloween-costume-contest/) - Our DLF team works very hard and diligently every day to provide our clients with excellent service. But who has the best Halloween costume!? We want YOU to decide! Visit https://www.facebook.com/JeffDavisLawFirm/ to participate!
- [Attorney Jeff Davis has deep roots in the Rio Grande Valley](https://jeffdavislawfirm.com/news-articles/your-harligen-lawyer/) - 4 facts the RGV didn't know about Jeff Davis Jeff Davis's mother grew up in Harlingen, Texas and is a proud graduate of Harlingen High School. Jeff Davis was named Jeffrey Rollins Davis after his beloved Uncle Rollins M. Koppel who was a passionate and committed trial lawyer who practiced in Harlingen, Texas for
- [Fiesta Medal Release Celebration!](https://jeffdavislawfirm.com/news-articles/fiesta-medal-release-celebration/) - Join us in celebrating the release of our 1st edition Fiesta Medal! Come enjoy refreshing paletas and pick up your reserved medal! Thursday, April 19, 2018 4:30PM - 6:00 PM @ Our Davis Law Firm San Antonio Office 10500 Heritage Blvd., Suite 102, San Antonio, Texas 78216 Fiesta is a San Antonio tradition that
- [Yamaha ATV Rhino Accidents](https://jeffdavislawfirm.com/news-articles/yamaha-atv-rhino-accidents/) - Thursday, May 28th, 2009 Yamaha Motor Corp. USA suspended sales of its Rhino off-road vehicles and launched a repair program after the Consumer Product Safety Commission determined that they had been involved in more than 50 accidents resulting in 46 deaths and hundreds of injuries. About 145,000 Rhinos have been sold since the two-seat “side-by-side”
- [Why Should You Get Disability Insurance?](https://jeffdavislawfirm.com/news-articles/why-should-you-get-disability-insurance/) - The U.S. Census Bureau reported in 2000 that nearly 20% of the population was afflicted with some type of long-lasting medical condition or disability. A separate study reported that the chance of a 20-year-old worker becoming disabled before retirement is 3 in 10. While these facts are fairly concrete, another recent report showed that 87%
- [When Can an Individual File an Employment Discrimination Lawsuit in Court?](https://jeffdavislawfirm.com/news-articles/when-can-an-individual-file-an-employment-discrimination-lawsuit-in-court/) - Thursday, May 28th, 2009 Personal injury claims: holding corporations responsible Our lawyers have successfully recovered, through settlements and verdicts, compensation for victims of a wide range of disabling injuries and fatal accidents. By pursuing personal injury claims against negligent parties, our attorneys have helped our clients recover the damages necessary for them to rebuild their
- [What is the Retirement age for Americans?](https://jeffdavislawfirm.com/news-articles/what-is-the-retirement-age-for-americans/) - Thursday, May 28th, 2009 If you were born before 1938, your “full retirement age” is 65. The full retirement age is 66 for people born in 1943-1954 and will gradually increase to 67 for people born in 1960 or later. You can start your Social Security retirement benefits as early as age 62, but the
- [Texas trucking accidents: Not your normal type of auto collision](https://jeffdavislawfirm.com/news-articles/texas-trucking-accidents-not-your-normal-type-of-auto-collision/) - While any type of Texas car accident can easily result in serious injury, trucking accidents can be especially treacherous given the massive size of these vehicles. Without a doubt, trucking accidents have the potential to cause severe harm to anyone involved. And, while this harm may only amount to bruises and cuts for some, it
- [Texas is one of six states without a complete texting and driving ban](https://jeffdavislawfirm.com/news-articles/texas-is-one-of-six-states-without-a-complete-texting-and-driving-ban/) - Although Texas does not currently ban texting and driving for all drivers, if passed, a new bill would make this activity illegal. Many drivers, passengers and pedestrians in Texas are injured or killed every year in distracted driving-related collisions. According to the Texas Department of Transportation, in 2013, 18, 576 people incurred injuries and 459
- [Texas grandfather pushes for state-wide texting ban](https://jeffdavislawfirm.com/news-articles/texas-grandfather-pushes-for-state-wide-texting-ban/) - After his grandson was killed in an accident caused by a distracted driver, a Texas grandfather is working to ban texting and driving state-wide. Nearly two years ago, a six-year-old boy in Texas was hit and killed by a distracted driver, states Fox 29. The boy was waiting on his bike for the ice cream
- [Social Security Lawyers](https://jeffdavislawfirm.com/news-articles/social-security-lawyers/) - Thursday, May 28th, 2009 Over the years, we have found that many of our clients have questions about Social Security Disability Insurance (SSDI), Long or Short-term Disabilities and their rights and qualifications for being paid under the SSDI or SSI programs. This is not surprising, given the fact that about 80% of all initial applications
- [Social Security Disability Lawyers Thursday, May 28th](https://jeffdavislawfirm.com/news-articles/social-security-disability-lawyers-thursday-may-28th/) - Thursday, May 28th, 2009 The latest changes to bankruptcy law may be making it harder for some people to file bankruptcy. And few filers with higher incomes are no longer allowed to use Chapter 7 bankruptcy, but will instead have to repay at least some of their debt under Chapter 13. All debtors now have
- [Social Security Disability Lawyers Articles](https://jeffdavislawfirm.com/news-articles/social-security-disability-lawyers-articles/) - Thursday, May 28th, 2009 Personal injury claims: holding corporations responsible Our lawyers have successfully recovered, through settlements and verdicts, compensation for victims of a wide range of disabling injuries and fatal accidents. By pursuing personal injury claims against negligent parties, our attorneys have helped our clients recover the damages necessary for them to rebuild their
- [Sexual Harassment](https://jeffdavislawfirm.com/news-articles/sexual-harassment/) - Tuesday, May 19th, 2009 Need a Sexual Harassment Attorney? We are Texas’s best sexual harassment, discrimination, whistleblower, and wrongful termination attorneys! Sexual harassment is unwanted and unwelcome behavior, or attention, of a sexual nature that interferes with your life and your ability to function at work, home, or school. Sexual advances, forced sexual activity, statements
- [Santa's Helpers 2017 Toy Drive](https://jeffdavislawfirm.com/news-articles/santas-helpers-2017-toy-drive/) - Davis Law Firm's Santa's Helpers We encourage you to support Guardian House in our 2nd Annual Santa's Helpers Toy Drive! Davis Law Firm has been taking part in Santa’s Helpers program since 2016 to support the children at Guardian House here in San Antonio. Founded in 1997, Guardian House mission is to protect the
- [Davis Law Firm Santa's Helpers 2016 Toy Drive](https://jeffdavislawfirm.com/news-articles/santas-helpers-2016-toy-drive/) - Santa's Helpers In the spirit of giving Davis Law Firm is asking you to join us in becoming one of Santa’s Helpers and support the children at Guardian House, a local 501(c)3 nonprofit organization by taking part in our toy drive. Davis Law Firm has taking part in Santa’s Helpers program to support the children at
- [Personal Injury Lawyers Thursday](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers-thursday/) - Over the years, Jeff Davis law firm has worked both sides of personal injury claims — plaintiff and defense — and has been involved with virtually every type of personal injury case. We are an experienced trial law firm and have earned a reputation as a dogged and relentless advocate for the rights of the
- [Personal Injury Lawyers May 28th](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers-may-28th/) - Thursday, May 28th, 2009 To insure all the rights of the personal injury victim are protected and the optimum compensation is obtained, they should consult with a law firm that is licensed to practice in the state where the incident occurred and have lawyers who have experience in the specific injury. If you or a
- [Personal Injury Lawyers Catastrophic Injuries](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers-catastrophic-injuries/) - Catastrophic Injuries We represent accident victims in recovering for years—or a lifetime—of compensation for a spinal cord injury, a traumatic brain injury or other serious injury. Professional Malpractice We also represent clients who have suffered physical injury or economic loss because of the professional negligence of a lawyer, accountant, architect, construction firm, physician, nurse, dentist,
- [Personal Injury Lawyers Article](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers-article/) - Tuesday, June 2nd, 2009 A personal injury is typically an injury to your physical or emotional being, resulting from the negligence of another, accidental wrongdoing, or strict liability. Jeff Davis law firm is experienced and knowledgeable in a wide range of personal injury cases. In most personal injury cases Jeff Davis law firm works on
- [Personal Injury Lawyers 2009](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers-2009/) - Thursday, May 28th, 2009 What should you do if you have been injured? After seeking medical treatment, follow up with the proper authorities and your own insurance company. Please cooperate with police, your insurance company, as well as your treating physician. It is also advised to avoid discussing the matter with strangers or insurance representatives
- [Occupational Violence](https://jeffdavislawfirm.com/news-articles/occupational-violence/) - Thursday, May 28th, 2009 An average of 1.7 million people were victims of violent crime while working or on duty in the United States, according to a report published by the Bureau of Justice Statistics (BJS), each year from 1993 through 1999. An estimated 1.3 million (75%) of these incidents were simple assaults while an
- [Bankruptcy: Unsecured Claims](https://jeffdavislawfirm.com/news-articles/bankruptcy-unsecured-claims/) - Thursday, May 28th, 2009 Unsecured Claims Unsecured debt may be generally described as a debt where credit was granted based solely upon the promise or ability of the debtor to pay. Claims that are not secured by any collateral or subject to setoff are generally unsecured claims. For purposes of bankruptcy, unsecured claims are classified
- [MADD president wants tougher ignition interlock laws in Texas](https://jeffdavislawfirm.com/news-articles/madd-president-wants-tougher-ignition-interlock-laws-in-texas-2/) - In 2013, Texas led the nation in terms of the number of deaths caused by a drunk driver, states the Mother Against Drunk Driving organization. To prevent the high number of fatalities and injuries that occur as a result of drunk driving in the state, the president of MADD is advocating for all first-time DWI
- [Employment Lawyers May 28th](https://jeffdavislawfirm.com/news-articles/employment-lawyers-may-28th/) - Jeff Davis law firm represents management before federal and state district courts and appellate courts, state supreme courts, and the United States Supreme Court.Besides defending our clients’ interests in active cases, we train management and staff in effective ways to supervise and discipline personnel so as to minimize exposure to discrimination and wrongful action claims,
- [Drunk drivers threaten the lives of Texas motorists](https://jeffdavislawfirm.com/news-articles/drunk-drivers-threaten-the-lives-of-texas-motorists-2/) - When people make the decision to drink and drive, they put the lives of innocent Texas motorists in danger. In some cases, drunk drivers may endanger their own lives and those of family members. A woman in Irving was drinking and driving with four of her children in the vehicle. According to CBS News, the
- [Common Causes of Auto Accidents](https://jeffdavislawfirm.com/news-articles/common-causes-of-auto-accidents/) - Thursday, May 28th, 2009 Each year, more than 40,000 people are killed in auto accidents. The National Highway Traffic Safety Administration states that a car accident occurs every 10 seconds, and every 12 minutes, someone in the United States will die in a car crash. The personal injuries and property damage caused by these accidents
- [Chapter 7 Bankruptcy May be Harder to File Under the New Law](https://jeffdavislawfirm.com/news-articles/chapter-7-bankruptcy-may-be-harder-to-file-under-the-new-law/) - Thursday, May 28th, 2009 The latest changes to bankruptcy law may be making it harder for some people to file bankruptcy. And few filers with higher incomes are no longer allowed to use Chapter 7 bankruptcy, but will instead have to repay at least some of their debt under Chapter 13. All debtors now have
- [Car accident injuries: A problem that persists on Texas roads](https://jeffdavislawfirm.com/news-articles/car-accident-injuries-a-problem-that-persists-on-texas-roads/) - Given the many major roadways and interstate highways that crisscross Texas, motorists in the Lone Star State need to ensure that they adhere to safe driving practices, as the failure to do so may not only result in a possible motor vehicle accident, but severe injury and death as well. Indeed, according to the Texas
- [Brain Injury Legislative Update](https://jeffdavislawfirm.com/news-articles/brain-injury-legislative-update/) - Thursday, May 28th, 2009 This week’s brain injury legislative update has been prepared by the Brain Injury Association of America: Health Care Reform Update This week the Senate Finance Committee engaged in three daylong sessions to discuss various policy options that may be included in a Health Care Reform bill later this year. As reported
- [Bankruptcy Lawyers](https://jeffdavislawfirm.com/news-articles/bankruptcy-lawyers/) - Thursday, May 28th, 2009 Unsecured Claims Unsecured debt may be generally described as a debt where credit was granted based solely upon the promise or ability of the debtor to pay. Claims that are not secured by any collateral or subject to setoff are generally unsecured claims. For purposes of bankruptcy, unsecured claims are classified
- [A Texas car wreck can cause grave injury, including to the neck and back](https://jeffdavislawfirm.com/news-articles/a-texas-car-wreck-can-cause-grave-injury-including-to-the-neck-and-back/) - According to the Texas Department of Transportation (TxDOT), of the over 230,000 people harmed in motor vehicle accidents on Texas roadways in 2012, 87,087 individuals suffered an injury severe enough to be classified as "serious." Sadly, these types of catastrophic accident injuries not only have the potential to instantly alter an individual's life, but even
- [San Antonio Attorney Jeff Davis Honored By Texas Bar Foundation](https://jeffdavislawfirm.com/news-articles/san-antonio-attorney-jeff-davis-honored/) - SAN ANTONIO ATTORNEY MR. JEFF DAVIS HONORED BY TEXAS BAR FOUNDATION Mr. Jeffery R. Davis with Davis Law Firm has been elected to membership in the Fellows of the Texas Bar Foundation. Fellows of the Foundation are selected for their outstanding professional achievements and their demonstrated commitment to the improvement of the justice system throughout
- [Sneak Peek 2018 Davis Law Firm Fiesta Medal](https://jeffdavislawfirm.com/news-articles/2018-fiesta-medal-annoucement/) - Our limited 1st edition 2018 Davis Law Firm Fiesta Medals are on their way! Reserve your 2018 Davis Law Firm Fiesta Medal by filling out the form below! Loading... Only one medal per person while supplies last.
- [Hurricane Harvey Emergency Response Team News](https://jeffdavislawfirm.com/news-articles/hurricane-harvey-emergency-response/) - The San Antonio Food Bank is in emergency response mode to support the local and statewide needs resulting from the aftermath of Hurricane Harvey. Donate now by dropping off non-perishable food items to our DAVIS LAW FIRM San Antonio location and we will deliver them to the San Antonio Food Bank! Most needed items are:
- [Santa's Helpers 2017 Toy Drive Results](https://jeffdavislawfirm.com/news-articles/santas-helpers-toy-drive-results/) - Santa's Helpers 2017 Toy Drive Honoring Children of the Guardian House Davis Law Firm proudly held its Second Annual Guardian House Toy Drive from November 27th to December 15th. Guardian House is a local non-profit organization that supports San Antonio’s children by protecting them from the effects of divorce, separation and family conflict. The
- [2nd Annual Ugly Christmas Sweater Contest Results](https://jeffdavislawfirm.com/news-articles/2nd-annual-ugly-christmas-sweater-contest/) - Our Davis Law Firm Team kicked off this past holiday weekend with an ugly sweater contest. We had a variety of awesome sweaters and we left it to our Facebook fans to select the winner! Our 2017 Ugly Christmas Sweater Contest Winner had 201 Likes. We would like to thank all of the participants for
- [Davis Law Firm American Heroes Holiday Greetings](https://jeffdavislawfirm.com/news-articles/american-heroes-2017/) - Our Davis Law Firm office staff work very hard to always perform at our best. No problem is too small or too large for our vibrant Davis Law Firm team to handle, but today our team recognizes our American Heroes. Thank you for keeping us safe. Thank you to all service men and women
- [2017 Veteran’s Day Volunteer Event](https://jeffdavislawfirm.com/news-articles/2017-veterans-day-volunteer-event/) - Veteran’s Day Volunteer Event Feeding America is a nationwide network of food banks and food pantries that help tackle food insecurity and narrow the food gap. The network distributes food and resources to children, families, senior citizens, and all individuals in need. The City of San Antonio is fortunate enough to have its own local
- [5th Annual Halloween Costume Contest](https://jeffdavislawfirm.com/news-articles/5th-annual-halloween-costume-contest/) - Davis Law Firm Fifth Annual Halloween Costume Contest Our staff work very hard and diligently every day to perform at their best. But who has the best costume? We want our Facebook fans to decide! All you have to do is to vote for your favorite Davis Law Firm costume by liking their picture on
- [Why it is important to hire a car accident attorney in Texas](https://jeffdavislawfirm.com/news-articles/hiring-an-injury-attorney/) - Have you been involved in a car accident? Did you suffer injuries in said incident? If the answer is yes, you have certain rights under the law. It’s important to ensure that you protect your rights and get what you are owed by the driver at fault. You don’t want to end up paying for
- [Davis Law Firm Santa's Helpers- Guardian House Toy Drive](https://jeffdavislawfirm.com/news-articles/2016-santas-helpers-toy-drive/) - It’s time to get into the holiday spirit… what better way then give of your time, talent or treasure to help vulnerable children in our community during this Christmas season. This year, Davis Law Firm is asking you to join us as one of Santa’s Helpers and support children at Guardian House, a local
- [A Distracted Driving Intervention, by Apple](https://jeffdavislawfirm.com/news-articles/distracted-driving-intervention-apple-iphone/) - New iPhone Feature will Prevent You from Texting and Driving Last week Apple debuted the latest software update for iPhones – iOS 11. During a press conference Apple went through the new features iPhones users can expect. However, what is making headlines is what Apple is doing to prevent distracted driving. Apple announced a new “Do Not
- [Christopher Columbus Day - Fact vs. Myth](https://jeffdavislawfirm.com/news-articles/christopher-columbus-day-fact-vs-myth/) - Columbus Day History Origins Columbus Day as we know it didn’t start until it became a U.S. national holiday in 1937. It is one of the 10 federal holidays in this country and one the most inconsistently celebrated. Columbus Day commemorates the day Christopher Columbus arrived in the New World on October 12, 1492. “Columbus sailed
- [68 MPH Rule - Speed Governors to Prevent Truck Accidents](https://jeffdavislawfirm.com/news-articles/68mph-rule-truck-accidents/) - 68 MPH Rule Last month, the U.S. Department of Transportation (DOT) proposed a rule that would require all new commercial vehicles to have speed governors. This rule applies to vehicles with with a gross weight of more than 26,000 pounds. A governor is an electric device that limits a vehicle’s top to under 68 mph.
- [50 Year old Mystery – Bob Dylan’s Motorcycle Accident](https://jeffdavislawfirm.com/news-articles/50-year-old-mystery-bob-dylans-motorcycle-accident/) - Bob Dylan’s Motorcycle Accident Bob Dylan is one of the most influential musicians whose career as a singer-songwriter expands over five decades. Songs like, “Blowin’ in the Wind”, “Knockin’ On Heaven’s Door” and “Like a Rolling Stone” are cemented in pop culture. 2016 marks the 50th anniversary of one the most famous and mysterious, motorcycle
- [Personal Injury Attorney Jeff Davis Supports Stamp Out For Hunger 2017](https://jeffdavislawfirm.com/news-articles/personal-injury-attorney-jeff-davis-stamp-hunger-2017/) - Davis Law Firm Partners with San Antonio Food Bank Davis Law Firm has been serving the San Antonio area for over 20 years under the direction of Personal Injury Attorney Jeff Davis, owner and fourth generation San Antonian committed to giving back to the community he was born and bred in. Today, Davis Law Firm
- [Uber in SA - Voluntary Background Checks on Uber Drivers](https://jeffdavislawfirm.com/news-articles/uber-san-antonio-background-checks/) - Uber is Back in San Antonio On December 2016, City Council approved Ride Sharing companies like Uber and Lyft to continue operating in San Antonio. SAPD also plans to continue their voluntary background check program for drivers working for this ride sharing companies. Uber and Lyft conduct third-party background checks on all their drivers before
- [Toy Drive for Guardian House Results in Smiling Faces!](https://jeffdavislawfirm.com/news-articles/guardian-house-holiday-toy-drive/) - Davis Law Firm Toy Drive for Guardian House 2016 For the last two months, Davis Law Firm has been running a toy drive for San Antonio's Guardian House. In total we collected over a 100 gifts for children ranging from small toddlers to young teens. Yesterday representatives from Guardian House came to pick up our donations
- [Higher Speed Limits Linked to 33K Deaths in 20 Years](https://jeffdavislawfirm.com/news-articles/higher-speed-limits-in-20-years/) - Speed Kills, Allegedly The Insurance Institute of Highway Safety (IIHS) released the results of a study showing that increased speed limits may have been responsible for over 33,000 deaths in the last 20 years. Charles Farmer, author of the study and VP of research and statistical services for IIHS, said in a statement. “Although fatality
- [San Antonio's Tim Duncan](https://jeffdavislawfirm.com/news-articles/san-antonios-tim-duncan/) - Nearly 20 Years Ago The year was 1997. Madeleine Albright had become America’s first female Secretary of State. The Lion King Musical had debuted on Broadway. Steve Jobs had returned to run Apple Computers. And the San Antonio Spurs had selected the first overall pick in the 1997 NBA draft, a young Tim Duncan. San
- [Texting and Driving Awareness](https://jeffdavislawfirm.com/news-articles/texting-driving-awareness/) - Safety technology in cars won’t save us if we don’t pay attention. We live in a time where technology is so embedded in our daily lives that most of us cannot remember a time when we didn’t have a phone in our pocket, or wonder how we ever managed without it. Our cars are getting
- [Unpaid Overtime Claims](https://jeffdavislawfirm.com/news-articles/unpaid-overtime-claims/) - Unpaid Overtime Claims The Davis Law Firm has a team ready to handle unpaid overtime and wage claims and their Board Certified attorney has experience in handling overtime claims against large and small employers. Many employers try and avoid paying employees overtime for hours worked over 40 hours in a work week by not paying
- [Age Discrimination](https://jeffdavislawfirm.com/news-articles/age-discrimination/) - September 1st According to CBS4Denver, wrongful termination cases have increased since the economic downturn. Reporter Andrea Lopez writes that age discrimination suits, in particular, are on the rise. Do you feel you have been the victim of age discrimination in the workplace? According to the legal expert interviewed by Lopez, several conditions must be met. Firstly, are
- [Fatal car accidents are on the rise near the Eagle Ford Shale region](https://jeffdavislawfirm.com/news-articles/fatal-car-accidents-are-on-the-rise-near-the-eagle-ford-shale-region-2/)
- [Injury Problems in Nebraska](https://jeffdavislawfirm.com/news-articles/injury-problems-in-nebraska/) - Tuesday, June 2nd, 2009 Injuries are the fourth leading causes of death for Nebraskans. Unintentional and intentional injuries are the leading cause of years of life lost for Nebraskans. In Nebraska, falls are the leading causes of all injury hospitalizations and outpatient treatment. Falls are the second leading cause of unintentional injury deaths. Motor vehicle
- [Employment Lawyers](https://jeffdavislawfirm.com/news-articles/employment-lawyers/) - Tuesday, June 2nd, 2009 Discrimination in the workplace is illegal. But what exactly constitutes discrimination? The employment discrimination law practice of Jeff Davis law firm helps make that determination much easier. Our employment discrimination attorneys know the law and are skilled in holding employers accountable for prejudiced actions. Our law firm represents a diverse client
- [Personal Injury Lawyers](https://jeffdavislawfirm.com/news-articles/personal-injury-lawyers/) - Tuesday, June 2nd, 2009 At Jeff Davis law firm, we have set records with our jury verdicts and settlements. We are experienced, credentialed and respected. We handle large and small cases. We have written articles and lectured to other lawyers on the complex problems involved when a catastrophic injury or death destroys an individual’s life
- [What Will I Receive from Social Security?](https://jeffdavislawfirm.com/news-articles/what-will-i-receive-from-social-security/) - Friday, June 5th, 2009 The actual benefits can be quite broad, but will depend on your age and earnings. Additional benefits may also be available to the wage earner’s spouse if the spouse is not employed and is caring for a child under 16 years of age. If the child is mentally or physically disabled,
- [Family Questions Girl & Death](https://jeffdavislawfirm.com/news-articles/family-questions-girl-death/) - Friday, June 5th, 2009 Now for almost a year, Evelyn Melendez received more than a dozen letters from a state agency detailing allegations of abuse and neglect of her daughter, a resident at a state school for the mentally disabled. This month, yet another letter informed her of an allegation of neglect — this time
- [Whitacre Plans to Stay Planted in S.A. as GM Chair](https://jeffdavislawfirm.com/news-articles/whitacre-plans-to-stay-planted-in-s-a-as-gm-chair/) - Tuesday, June 16th, 2009 Ed Whitacre Jr. says he was not expecting General Motors Corp . to select him to help turn around the auto giant. But that is precisely the role he will play if GM’s Chapter 11 reorganization plan is approved by the U.S. Bankruptcy Court. Interim GM Chairman Kent Kresa says the
- [Austin Bankruptcy Lawyers](https://jeffdavislawfirm.com/news-articles/austin-bankruptcy-lawyers/) - Tuesday, June 16th, 2009 Certified Bankruptcy Specialists The State Bar of Texas only certifies a small number of personal and business bankruptcy attorneys. Certified attorneys must meet very high standards while demonstrating an exceptional level of excellence and commitment to the field of consumer bankruptcy. The Austin law offices of Jeff Davis law firm are
- [More Bumps Ahead for Chrysler](https://jeffdavislawfirm.com/news-articles/more-bumps-ahead-for-chrysler/) - Tuesday, June 16th, 2009 Chrysler, which has endured more perils than Pauline, announced Wednesday that it has finalized its global alliance with Fiat, its last obstacle to emerging from bankruptcy. Everyone in Auburn Hills who still has a job must feel relieved. In the past 24 hours, Chrysler had endured a challenge from secured creditors
- [Austin Injury Lawyers](https://jeffdavislawfirm.com/news-articles/austin-injury-lawyers/) - Tuesday, June 16th, 2009 Motor vehicle accidents are among the leading causes of death and catastrophic injury in the United States. When the accident is the result of negligence or misconduct, the injured or the families of those killed may be able to obtain compensation. At Jeff Davis law firm, we are always ready to
- [Texas Governor Injured in Bike Accident](https://jeffdavislawfirm.com/news-articles/texas-govenor-injured-in-bike-accident/) - Tuesday, June 16th, 2009 AUSTIN, Texas — Texas Gov. Rick Perry broke his collarbone while riding a mountain bike near his home. The governor’s office said in a news release that Perry was treated in the emergency room at Seton Medical Center in Austin and released Tuesday night. He broke his right collarbone and had
- [Air France Flight 447 Recovery Search & Rescue Technology](https://jeffdavislawfirm.com/news-articles/air-france-flight-447-recovery-search-rescue-technology/) - Tuesday, June 16th, 2009 June 11, 2009 — U.S. Coast Guard search and rescue experts based in the Portsmouth Virginia Rescue Coordination Center assisted officials at the Rescue Coordination Center in Gris Nez, France, with the search for Air France Flight 447 by providing information and advanced technology to help locate the plane’s fuselage as
- [Will Medicare and Social Security Go Broke Sooner than Expected?](https://jeffdavislawfirm.com/news-articles/will-medicare-and-social-security-go-broke-sooner-than-expected/) - Tuesday, June 16th, 2009 With millions of baby boomers beginning to leave the work force, the cost of these popular benefit programs threatens to swamp the government in debt in the coming years if nothing is done. One proposal gaining steam is a creating bipartisan commission to tackle the approaching insolvency of the government’s three
- [Speeding Nebraska Motorcyclist Grabbed in Iowa](https://jeffdavislawfirm.com/news-articles/speeding-nebraska-motorcyclist-grabbed-in-iowa/) - Tuesday, June 16th, 2009 OMAHA — A Nebraska motorcyclist who was tracked by an airplane during a chase that hit 133 mph on the ground was arrested in Iowa after running out of gas. Nebraska State Patrol spokeswoman Deb Collins said Tuesday the chase began Monday evening when the plane clocked the motorcycle at 93
- [2 SA Residence Involved in Fredericksburg Plane Crash](https://jeffdavislawfirm.com/news-articles/2-sa-residence-involved-in-fredericksburg-plane-crash/) - Tuesday, June 16th, 2009 A flying instructor from San Antonio and his student escaped serious injury Tuesday night when their Cessna 210 lost power in Gillespie County and crashed on the golf course at Lady Bird Johnson Park, Department of Public Safety Trooper James Scoggins said Wednesday. He said Ronald E. Herbert, 43, was practicing
- [Suspected Drunk Driver Hits Deputy](https://jeffdavislawfirm.com/news-articles/suspected-drunk-driver-hits-deputy/) - Tuesday, August 18th, 2009 Accidents do not discriminate. They can happen anytime, any place to anyone. According to the San Antonio Express News , a Bexar County Sheriff’s Deputy sustained injuries after being hit by a suspected drunk driver. The sheriff’s deputy, whose name is not being released, was directing traffic on the shoulder of
- [What is Harassment](https://jeffdavislawfirm.com/news-articles/what-is-harassment/) - Wednesday, August 19th, 2009 “Harassment” is a word commonly used in our culture. But, what does it really mean in a legal context? Bow do you know when behavior crosses the line from annoying to truly harassing? Acceding to the Equal Employment Opportunity Commission, “Harassment is unwelcome conduct that is based on race, color, sex,
- [U.S. Sues AT&T](https://jeffdavislawfirm.com/news-articles/u-s-sues-at-t/) - Thursday, August 20th, 2009 Ageism is an increasing problem in our society. Sometimes discrimination on the basis of age is subtle. In other instances, ageism is the result of unfair company policies. Reuters reports the U.S. is suing Dallas-based AT&T. According to the Equal Employment Opportunity Commission, there is “no legitimate business reason” for AT&T
- [VIATrans Driver Accused of Assault](https://jeffdavislawfirm.com/news-articles/viatrans-driver-accused-of-assault/) - Sunday, August 23rd, 2009 On August 5th, KSAT reported a VIATrans paratransit driver was charged with sexually assaulting a woman with Down’s Syndrome. The driver. Robert Esparza, has been charged with aggravated sexual assault of a disabled person. Esparza claims the interaction was consensual. He was fired following the arrest. Have you been the victim
- [Cancer Survivor Opens Free Clinic](https://jeffdavislawfirm.com/news-articles/cancer-survivor-opens-free-clinic/) - Friday, August 21st, 2009 Many Americans find themselves without health insurance. According to CNN, Faith Coleman is determined to do something about it. After battling cancer without health coverage, she started a free clinic for the uninsured. Efforts like Coleman’s are definitely worthy of praise and recognition. But, none of us want to be dependent
- [Cyclist Hit by Car](https://jeffdavislawfirm.com/news-articles/cyclist-hit-by-car/) - Monday, August 24th, 2009 Sunday morning a cyclist on the south side was hit by a motorist. The San Antonio Express News reports the cyclist, Steven Alvarado, was riding his bike down West Sayers Avenue at 2:40 am. The driver of the car, a Monte Carlo, failed to stop. San Antonio Policeare looking for the
- [Safe Driving Pays Off](https://jeffdavislawfirm.com/news-articles/safe-driving-pays-off/) - Sunday, August 30th, 2009 Staying safe on the roads is not always easy. But, if drivers do their part, they can lessen the likelihood of being involved in a collision. The Texas Department of Transportation advises motorists to: 1) Drive slowly and to conditions 2) Yield to other drivers. 3) Maintain a safe driving distance.
- [ADA Issues](https://jeffdavislawfirm.com/news-articles/ada-issues/) - Saturday, August 29th, 2009 A newly disabled employee may be experiencing a myriad of adjustment issues. The Americans with Disabilities Act was passed in order to require “reasonable accommodation” for those with a disability. An example of a “reasonable accommodation” may be a larger than average computer monitor for one with a visual impairment. Employees
- [Cutting Back the Bills](https://jeffdavislawfirm.com/news-articles/cutting-back-the-bills/) - Tuesday, September 1st, 2009 CNN reports frugal tips and tricks from Jeff Yeager’s "Ultimate Cheapskate’s Roadmap to True Riches". Yeager highlights ways to save on both groceries and laundry. We all know brown bagging our lunch is cheaper than going to a restaurant. But, what do you put in your lunch bag? Try substituting home
- [Stay Safe at Work](https://jeffdavislawfirm.com/news-articles/stay-safe-at-work/) - Staying safe at work should not be a tight rope act. Under the Occupational Safety and Health Act of 1970, employees are entitled to a safe working environment. Of course, with rights come responsibilities. How does an employee do their part towards ensuring their own safety? According to the Department of Labor, employees should: 1)
- [Drunk Driving Deaths Decrease](https://jeffdavislawfirm.com/news-articles/drunk-driving-deaths-decrease/) - September 2nd, 2009 According to the Department of Transportation, drunk driving, fatalities have declined in recent years. Mothers Against Drunk Driving states that much of the progress is due to eight states mandating ignition interlocks for convicted drunk drivers. An ignition interlock requires a driver to breathe into a breathalyzer and have a legal blood alcohol
- [Woman Injured in Crash](https://jeffdavislawfirm.com/news-articles/woman-injured-in-crash/) - September 6th A San Antonio woman, driving a white BMW, was injured in a car accident Monday . She was driving down Wurzbach, crossed over a median and ran head on into a sedan. Her name and age have not been released. She is hospitalized at Brooke Army Medical Center. The San Antonio Express News
- [Food Stamps Office Overwhelmed](https://jeffdavislawfirm.com/news-articles/food-stamps-office-overwealmed/) - September 2nd According to the San Antonio Express News, employee turnover at the Austin based office of public benefits which processes food stamp applications. The Texas Health and Human Services Commission has experienced a dramatic increase in food stamp applications this year. A lawsuit has been filed against the Commission for a lack of timeliness
- [Texas Unemployment Rate](https://jeffdavislawfirm.com/news-articles/texas-unemployment-rate/) - September 13th According to the San Antonio Express News Texas unemployment hit a twenty two year high of 8 percent last month. Texas is still below the national unemployment rate. San Antonio is faring better than other major Texas cities, with unemployment at 5.1%, However, in August, the city lost 200 jobs. According to the
- [Local Roadways Make TxDot List](https://jeffdavislawfirm.com/news-articles/local-roadways-make-txdot-list/) - The San Antonio Express News reports six local parts of highways and one road have qualified as congested enough to make a list kept by the Texas Department of Transportation. The list is kept in order to track the one hundred most congested roadways in Texas. Many San Antonians are baffled as to why US-281
- [Social Security Appeals](https://jeffdavislawfirm.com/news-articles/social-security-appeals/) - September 18th Adjusting to a major disability is a long, challenging road. Part of the process may be dealing with a denial of your application for Social Security benefits. When confronted with a maze of bureaucratic hoops, it can be tempting to give up. Do not quit now! Make sure to appeal if you have
- [San Antonio Receives Stimulus Funds](https://jeffdavislawfirm.com/news-articles/san-antionio-receives-stimulus-funds/) - September 27th, 2009 The San Antonio Express News reports the city will be receiving millions in stimulus funds. The San Antonio Housing Authority ( SAHA) received $5.3 million dollars on Monday. These funds will be used to provide infrastructure improvement to fourteen different facilities. All of the facilities provide public housing to both elderly and
- [Fair is Fair](https://jeffdavislawfirm.com/news-articles/fair-is-fair/) - April 22nd Did you know that you're entitled to compensation for personal injuries caused by the negligent acts of others? Recoverable damages may include reimbursement for property damage, medical expenses, lost wages, physical pain, mental suffering, physical limitations, and disfigurement. Here are ten steps to making sure you get a fair settlement for your injuries:
- [Protection](https://jeffdavislawfirm.com/news-articles/protection/) - August 3rd, 2010 I've had this conversation many times in the past because of the type of work that I do. When I tell people that I always recommend legal representation to anyone injured in an accident, the reaction is usually, "Of course you would make that recommendation--you're a lawyer." I know it sounds very
- [It's Not The End of The Road](https://jeffdavislawfirm.com/news-articles/its-not-the-end-of-the-road/) - April 29th Here are your steps to filing with the Social Security Administration: File a claim Before contacting the Social Security Administration, it is important to determine your eligibility, evaluate if you have a valid claim and decide what type of claim you should file. Ask for help completing the application forms correctly and in
- [Important Facts about Filing for Disability](https://jeffdavislawfirm.com/news-articles/important-facts-about-filing-for-disability/) - If you are considering filing for Social Security disability, there are a few things you need to understand and consider before moving forward. You first need to be aware that there are two programs that pay disability benefits, Disability Insurance and Supplemental Security Income, known as SSI, both of which you may qualify for. Both
- [The Road to Recovery](https://jeffdavislawfirm.com/news-articles/the-road-to-recovery/) - A recent article from CNN Money stated that the Nation Bureau of Economic Research declared the recession ended in June of 2009. While that may be hard to believe it's very apparent that many Americans are still feeling its effects and continue to struggle with debt. With so many bills from mortgage and car payments,
- [Back to School](https://jeffdavislawfirm.com/news-articles/back-to-school/) - August 18th The end of summer is approaching and we want to take the time to give you some driving tips for the upcoming Back to School season! Remember the following when dropping the kids off: All passengers should wear a seat belt and/or an age- and size-appropriate car safety seat or booster seat. Your
- [Texting and Driving On The Job: Dangerous and Grounds for Termination](https://jeffdavislawfirm.com/news-articles/texting-and-driving-on-the-job-dangerous-and-grounds-for-termination/) - New OSHA guidelines urge employers to implement strong policies against texting While texting while driving is obviously dangerous, and illegal in many states, the Occupational Safety and Health Administration (OSHA) recently declared it to be a workplace hazard.“To satisfy the OSHA rule, employers should implement a clear written policy banning all cellular activities while driving,”
- [Supreme Court Ruling Redefines Employee Complaint Protection](https://jeffdavislawfirm.com/news-articles/supreme-court-ruling-redefines-employee-complaint-protection/) - Court holds that verbal complaints are protected under the Fair Labor Standards Act Today in Kasten v. Saint-Gobain Performance Plastics Corporation, the Supreme Court again ruled in favor of employee rights, holding that a verbal complaint is a violation of the Fair Labor Standards Act (FLSA) is protected under the Act's anti-retaliation provision.In this case, Kevin
- [Know Your Rights](https://jeffdavislawfirm.com/news-articles/know-your-rights-article/) - February 21st You may have seen an article in the paper over the weekend about a man being let go from his job due to his religious beliefs. It's important to know that you have the absolute right to a "discrimination free" work place and that there are laws that protect you from wrongful termination.
- [Stop repossession of your vehicle!](https://jeffdavislawfirm.com/news-articles/stop-repossession-of-your-vehicle/) - March 27th Is your vehicle about to be repossessed and/or has it been repossessed within the past ten (10) days? The Davis Law Firm can help you save your vehicle! Filing a bankruptcy petition imposes an automatic stay against all collection activity. If your vehicle has not been repossessed yet, filing bankruptcy will stop the
- [Stop Credit Card Harassment/Bill Collectors from Calling You](https://jeffdavislawfirm.com/news-articles/stop-credit-card-harassment-bill-collectors-from-calling-you/)
- [Medical Debt Responsible for Increasing Share of Texas Bankruptcies](https://jeffdavislawfirm.com/news-articles/medical-debt-responsible-for-increasing-share-of-texas-bankruptcies/) - It is a sad and unfortunate truth that medical expenses have skyrocketed over the last several years. The fact that so many people have lost their jobs - and thus their health insurance - during the recession has only made matters worse.Of course, a serious illness or injury can be financial devastating, even for people
- [Beware of Debt Settlement Companies and Upfront Fees](https://jeffdavislawfirm.com/news-articles/beware-of-debt-settlement-companies-and-upfront-fees/) - Abusive and illegal conduct by companies claiming they can settle your debts in return for up-front fees is not the stuff of urban legend. Such conduct is a nightmarish reality for thousands of people in Texas and across the country who have been victimized by it.If you are under stress because debt collectors are after
- [Debt collector to pay $1 million in FTC settlement over text messages](https://jeffdavislawfirm.com/news-articles/debt-collector-to-pay-1-million-in-ftc-settlement-over-text-messages/) - In the first settlement of its kind, a debt collection firm recently agreed to pay $1 million in civil penalties to settle allegations that it sent illegal and deceptive text messages to borrowers.Consumer protection advocates viewed the case with interest because it was the first time the Federal Trade Commission took action against a debt
- [Texas-sized exemptions protect your property in bankruptcy](https://jeffdavislawfirm.com/news-articles/texas-sized-exemptions-protect-your-property-in-bankruptcy/) - If you are considering filing for bankruptcy, you may be hesitant, because you have heard that you lose your property. Although some property may be sold in Chapter 7 bankruptcy, most of your important property is protected by bankruptcy exemptions. The only type of property that may be sold is nonexempt property.How exemptions workThe bankruptcy
- [San Antonio bankruptcies up in November 2012](https://jeffdavislawfirm.com/news-articles/san-antonio-bankruptcies-up-in-november-2012/) - With the Great Recession now "officially" behind us, a lot of the public commentary is focused on how Americans' financial situations are slowly, but surely, improving. As nice as it sounds, this isn't the case for everybody. Too many households are still reeling from the economic crisis.This is as true in San Antonio as it
- [Drowsy driving increases the risk of a Texas auto accident](https://jeffdavislawfirm.com/news-articles/drowsy-driving-increases-the-risk-of-a-texas-auto-accident/) - Extreme fatigue plays a factor in many fatal accidents along State Highway 72 in South Texas. Recently National Public Radio reported on the new danger on roads that connect oil boomtowns with refineries.Earlier this year, a van crashed into the back of a school bus. The van carried workers on their way home from after
- [Study: Texas distracted driving law inadequate in protecting drivers](https://jeffdavislawfirm.com/news-articles/study-texas-distracted-driving-law-inadequate-in-protecting-drivers/) - You don't have to be an expert to know that distracted driving has become a problem on Texas roadways. When driving down the road, you may have seen several drivers with a cellphone up to their ears or bobbing their heads up and down, as they switch their attention between the road and the text
- [Fatal car accidents are on the rise near the Eagle Ford Shale region](https://jeffdavislawfirm.com/news-articles/fatal-car-accidents-are-on-the-rise-near-the-eagle-ford-shale-region/) - Many drivers who live near San Antonio are aware that the oil and gas boom in the Eagle Ford Shale region has brought more people and activity to the area. Along with an increase in traffic, local residents and workers who drive near this energy sector may also face a higher risk of serious accidents.
- [MADD president wants tougher ignition interlock laws in Texas](https://jeffdavislawfirm.com/news-articles/madd-president-wants-tougher-ignition-interlock-laws-in-texas/) - The president of the Mothers Against Drunk Driving organization has plans to push for tougher ignition interlock laws in Texas. In 2013, Texas led the nation in terms of the number of deaths caused by a drunk driver, states the Mother Against Drunk Driving organization. To prevent the high number of fatalities and injuries that
- [Drunk drivers threaten the lives of Texas motorists](https://jeffdavislawfirm.com/news-articles/drunk-drivers-threaten-the-lives-of-texas-motorists/) - While the DUI fatality rate has decreased nationwide, it has increased in Texas, causing many to find ways of reducing the number of drunk drivers.When people make the decision to drink and drive, they put the lives of innocent Texas motorists in danger. In some cases, drunk drivers may endanger their own lives and those

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